2026 Super Jumbo Loan Limits for Houghton, Houghton County, Michigan

In Houghton county of Houghton, MI, a jumbo loan above $726,200 demands at least a 10% down payment. Lendersa® includes a wide array of portfolio and Non-QM lenders who arrange Jumbo loans with limits up to $3,000,000. Very high net worth individuals might obtain super jumbo loans reaching $35,000,000.

The conforming high balance loan amounts are: $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our Jumbo mortgage rate calculator to see the current rates and determine what's required for the down payment, income, credit, reserves, and documents needed to qualify.

Browse offers from 100 lenders

Explore Jumbo Loan Alternatives in Houghton, MI

Lendersa® aims to guide you to the most suitable jumbo loan, crafted to fit your financial needs. Choose one of three starting paths that lead to ideal lenders and loan programs.

Our Jumbo mortgage calculator lets you compare lenders, unveiling who offers the best Jumbo refinance rates today or helps purchase a Jumbo loan within the $1,500,000 to $25,000,000 range.

Lendersa® swiftly gathers and analyzes loan program data from a plethora of Jumbo lenders, efficiently comparing it against your unique financial profile to fulfill your needs.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Houghton Jumbo Loan Lenders

  • Michigan Tech Employees Federal Credit Union
  • 700 E Sharon Ave., Houghton, MI, 49931
  • Lends in Michigan
  • The MTEFCU, was founded by employees of Michigan Tech University, which used to be the Michigan Mining School. The intention of the credit union was to provide employees access to loans with reasonable interest rates.Membership is open to anyone who lives, works, or conducts business in Houghton, Keweenaw, or Baraga Counties.

  • Superior National Bank and Trust
  • 235 Quincy Street, Hancock, MI, 49930
  • Lends in Michigan
  • Superior National Bank opened in 1890. Headquartered in Hancock Michigan, Superior National Bank serves clients in the Upper Peninsula and Southeast Michigan regions and employs over 250 people. Superior National Bank provides individual consumers, businesses, municipalities and corporations with a full range of banking services spanning lending.

  • Midwest Loan Services
  • 400 Quincy Street, 6th Floor, Hancock, MI, 49930
  • Lends in Michigan
  • Mortgage loan subservicing is a highly demanding and regulated discipline – one that requires precise expertise for handling thousands of complex tasks. Today’s environment is not for the inexperienced, or those who are stuck in the status quo. That’s why lenders all over the country trust Midwest.

  • Torch Lake Federal Credit Union
  • 400 Hecla Street, Calumet, MI, 49913
  • Lends in Michigan
  • In the mid-1950s, a group of like-minded community members gathered with the foresight to see a need for an alternative way of “banking”. With this ambition, our founders created the Torch Lake Council #2713 Knights of Columbus Federal Credit Union - quite a mouthful! Our credit union was formally established on February 16, 1955

  • BARAGA COUNTY FEDERAL CREDIT UNION
  • 101 E Broad Street, Lanse, MI, 49946
  • Lends in Michigan
  • Baraga County Federal Credit Union has been open since 1952. The credit union has assets totaling $55.92 Million and provides banking services to more than 4, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Lake Superior Credit Union
  • 801 River Street, Ontonagon, MI, 49953
  • Lends in Michigan
  • Lake Superior Credit Union was established in 1959. Our mission is to insure the liquidity, stability, and growth of our Credit Union, so we will be here to serve our present and future membership and fulfill our vision and also Lake Superior Credit Union is here to provide financial services to Ontonagon County's residents and businesses.

  • Settlers Federal Credit Union
  • 14623 M-28, Bruce Crossing, MI, 49912
  • Lends in Michigan
  • Settlers Federal Credit Union was established in 1932 by a small group of local farmers who had a difficult time getting financing to plant their crops or feed their livestock. The beginning financial reports showed assets of $750.00. We continue to believe in serving our communities and providing financial services.

  • TruNorth Federal Credit Union
  • 1419 N Second Street, Ishpeming, MI, 49849
  • Lends in Michigan
  • TruNorth Federal Credit Union has been open since 1949. The credit union has assets totaling $195.79 Million and provides banking services to more than 16, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • The Miners State Bank
  • 312 W. Genesee Street, Iron River, MI, 49935
  • Lends in Michigan
  • The mission of The Miners State Bank is to remain an independent, well managed, community-oriented bank, serving customers in select markets with quality products and services that exceed their expectations. We are committed to providing a challenging work environment, thereby creating exceptional employee career opportunities.

  • Embers Credit Union
  • 601 S McClellan Avenue, Marquette, MI, 49855
  • Lends in Michigan
  • We're an institution that was born and raised in the Upper Peninsula of Michigan. The #EmbersTeamMembers strive to spark financial opportunities and offer solid advice to get our membership to the next level. Our fire burns for everyone that calls the U.P. home. So, as we always say, #LiveitUP.