Jumbo Loan Limits for Houghton-Lake, Roscommon County, MI in 2026

In Houghton-Lake county within Roscommon, MI, securing a jumbo loan that exceeds $647,200 requires at least a 10% down payment. The Lendersa® directory offers a comprehensive list including all portfolio and Non-QM lenders capable of arranging jumbo loans with limits reaching $3,000,000. High net worth individuals might qualify for super jumbo loans up to $35,000,000.

For conforming high balance loans, the limits are as follows: $647,200 for single-family homes, $828,700 for two-unit properties, $1,001,650 for properties with three units, and $1,244,850 for four-unit properties.

Utilize our Jumbo mortgage rate calculator to view current rates and calculate necessary downpayment, income, credit requirements, reserves, and documentation for qualification.

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Discover Jumbo Loan Opportunities in Houghton-Lake, MI

Lendersa® aims to facilitate you in securing the optimal jumbo loan tailored to your specific financial situation. Choose from one of three starting points to find matching lenders and appropriate jumbo loan programs.

With the Lendersa® Jumbo mortgage calculator, compare lenders to determine today's best jumbo refinance rate or purchase a jumbo loan spanning $1,500,000 to $25,000,000.

Lendersa® rapidly gathers and aligns loan program data from thousands of jumbo lenders with your unique financial profile and needs.

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Houghton-Lake Jumbo Loan Lenders

  • North Central Area Credit Union
  • 2665 S. Reserve Rd, Houghton Lake, MI, 48629
  • Lends in Michigan
  • NCACU is dedicated to establishing trusting relationships with our members, and going the extra mile to help you reach your financial goals. Credit unions are democratically owned and controlled institutions based on People Helping People principles. Credit unions have no outside stockholders

  • Forest Area Federal Credit Union
  • 638 Boyd St, Fife Lake, MI, 49633
  • Lends in Michigan
  • Our mission is to provide our members with quality financial services, giving special attention to their individual needs. Forest Area Federal Credit Union was organized on September 19, 1983. The original office of the credit union was located at Larr’s Sporting Goods in Fife Lake, MI, until such time that an alternate location could be found.

  • Members First Credit Union
  • 600 W Wackerly, Midland, MI, 48642
  • Lends in Michigan
  • When you open your account with MFCU, you become a member & owner of the credit union.At MFCU, we believe in you.Our promise is to be trustworthy, caring & enthusiastic to help you succeed. It comes naturally to us to listen carefully & build relationships in order to not only find solutions,but also minimize financial stress and maximize happiness

  • Isabella Community Credit Union
  • 2400 South Isabella Road, Mount Pleasant, MI, 48858
  • Lends in Michigan
  • Isabella Community Credit Union (ICCU) is a not-for-profit financial cooperative providing quality financial products and personal service to its members in the Central Michigan area. Those who live or work in Isabella, Osceola, Clare, Gladwin, Midland, Gratiot, Montcalm and Mecosta counties are eligible to join!

  • Wexford Community Credit Union
  • 1021 North Mitchell Street, Cadillac, MI, 49601
  • Lends in Michigan
  • Wexford Community Credit Union is a full-service, not-for-profit financial institution. We offer our members attractive rates and terms on all types of services. The employees of Wexford Community Credit Union pride themselves on the personal service they provide to you, our member.

  • Genisys Mortgage Professionals
  • 116 E. Nelson St., Cadillac, MI, 49601
  • Lends in Michigan
  • Genisys Mortgage Professionals was formed to provide maximum financing choices to our community. Specifically, we designed Genisys to provide specialized service to the primary residence market and especially to first-time home buyers. In 2010, Genisys became part of J. Virgil, Inc., a full service mortgage lender.

  • Dow Chemical Employees' Credit Union
  • 600 E Lyon Road, Midland, MI, 48640
  • Lends in Michigan
  • Dow Chemical Employees’ Credit Union was the 182nd credit union organized in the State of Michigan.

    In 1937, the country was still in the throes of a severe economic depression that underscored the need for a workable financial plan to enable Dow employees to save for emergencies and obtain convenient, low-cost credit.

  • United Financial Credit Union
  • 1026 W. Midland Road, Auburn, MI, 48611
  • Lends in Michigan
  • Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Credit Union, established in 1964, your full-service, not-for-profit financial cooperative.

  • Alden State Bank
  • PO Box 39, Alden, MI, 49612
  • Lends in Michigan
  • The history of Alden State Bank began in 1906 when the Farmers & Merchants Bank was organized as a privately held unincorporated bank. The bank was located in the East half of Higgins Store in downtown Alden. In 1924 the bank moved down the street to a building on Torch Lake near the boat launch.

  • Sunrise Family Credit Union
  • 404 S Euclid Avenue, Bay City, MI, 48706
  • Lends in Michigan
  • Sunrise Family Credit Union has grown over the years but our commitment to you has stayed the same. Our goal is to assist all our members to overcome obstacles and realize their financial Dreams.Sunrise Family Credit Union is a not-for-profit financial cooperative, offering the same services as other financial institutions.