2026 Super Jumbo Loan Limits for Fergus-Falls, Otter Tail County, Minnesota

To acquire a Jumbo loan exceeding $647,200, a down payment of at least 10% is needed within Fergus-Falls county, Otter Tail, MN. The list at Lendersa® includes all portfolio and Non-QM lenders who can provide Jumbo loans with limits reaching up to $3,000,000. For individuals with high net worth, super jumbo loans may be available up to $35,000,000.

The conforming high-balance loan limits for single-family homes are $647,200; for 2-units, it is $828,700; for 3-units, it's set at $1,001,650; and for 4-units, the limit is $1,244,850.

To explore the current jumbo mortgage rates and figure out necessary down payments, income qualifications, credit requirements, reserves, and documentation needed, make use of our Jumbo mortgage rate calculator.

Access competitive loan offers from a selection of 100 lenders

Available Jumbo Loan Options in Fergus-Falls, MN

The aim of Lendersa® is to help you secure the best possible jumbo loan tailored precisely to your financial requirements and goals. You can start by choosing one of three initial pathways that lead to matching lenders and their jumbo loan offerings.

The Lendersa® Jumbo mortgage calculator is designed to help you assess and compare different lenders, enabling you to find the most competitive Jumbo refinance rate available today or to initiate a jumbo loan ranging from $1,500,000 to $25,000,000 for purchases.

Lendersa® rapidly pulls in data on loan programs from a multitude of Jumbo lenders, instantly aligning it with your specific financial profile and needs for comparison purposes.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Fergus-Falls Jumbo Loan Lenders

  • Farmers State Bank of Underwood
  • 110 Main St, Underwood, MN, 56586
  • Lends in Minnesota
  • Farmers State Bank is a locally owned, independent, community bank. We have four locations to better serve our customers. Our main office is located in Underwood, MN, and three branches are located in Dalton, Rothsay, and Fergus Falls, MN. Our officers, directors, and staff all live and work in our local communities.

  • Vantage Bank
  • 311 30th Ave E, Alexandria, MN, 56553
  • Lends in Minnesota
  • With more than 100 years of banking history behind it, Vantage Bank brings a diverse wealth of experience to its customers. Now in two great locations and with 12 employees, Vantage Bank continues to provide personal customer service while modernizing aspects of the bank to benefit its customers’ needs.

  • United Community Bank
  • 301 W Main St, Perham, MN, 56573
  • Lends in Minnesota
  • We believe people come first.

    We believe exceptional customer service can be expected.

    We believe that starting your day with free coffee, cookies, or even movie-theater popcorn, makes for a great day.

    We believe offering a full range of innovative commercial and personal financial products

  • Dawson Home Mortgage
  • 655 3rd Avenue SE, Suite C, Perham, MN, 56573
  • Lends in Minnesota
  • At Dawson Home Mortgage we strive to give our customers competitive rates and offer a broad range of products giving you the top notch service you deserve.As a customer you will be treated as an individual and not just another number. We will walk you through every step of the way making sure your loan is processed on time.

  • Farmers & Merchants State Bank of New York Mills, Incorporated
  • 11 Walker Avenue North Otter Tail, New York Mills, MN, 56567
  • Lends in Minnesota
  • Farmers & Merchants State Bank is a local bank serving our community’s financial needs with quality products and services. We are committed to exceeding our customers’ expectations with our friendly and professional staff. As a local, independent bank, we do not offer risky products and we pride ourselves on knowing our customers

  • Alexandria Schools Employees Credit Union
  • 1110 Tabbert Road, Alexandria, MN, 56308
  • Lends in Minnesota
  • The ASECU was organized on February 15, 1954, with 7 members. We currently have almost 1000 members. The board of directors and committee members meet monthly to review the general operations, set interest rates, and review agenda items The Credit Union has mailboxes at both the Alexandria Technical & Community College and Voyager School.

  • Viking Bank, National Association
  • 4277 Dakota Street, Alexandria, MN, 56308
  • Lends in Minnesota
  • Viking Bank, we are proud to be locally owned and operated and are committed to providing a positive banking experience for our customers. We are community bankers and proud of it. Our team of talented and knowledgeable bankers are focused on making the needs of our customers their foremost priority with relationships based

  • Midwest Minnesota Community Development Corporation
  • 119 Graystone Plaza, Suite 100, Detroit Lakes, MN, 56501
  • Lends in Minnesota
  • MMCDC is a leading private nonprofit company providing commercial and home mortgage lending, as well as housing, business and community development services throughout Minnesota and the Midwest. We are also the parent company of a reservation-based bank and a reservation-focused community development company.

  • Principle Mortgage Group, Inc.
  • 1135 Washington Ave, Suite 100, Detroit Lakes, MN, 56501
  • Lends in Minnesota
  • Principle Mortgage Group, Inc. is a wholesale Mortgage Broker committed to providing our clients with great customer service combined with great rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals

Also lends in Minnesota

  • Great Plains Capital Mortgage
  • 319 11th St N, Wahpeton, ND, 58075
  • Great Plains Capital are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.