Jumbo Loan Limits for Scandia, Washington County, MN in 2026

To qualify for a jumbo loan over $726,200, a minimum 10% down payment is necessary in Scandia, part of Washington, MN. Lendersa® provides a list of portfolio and Non-QM lenders who can offer jumbo loans up to $3,000,000. Those with substantial wealth can access super jumbo loans reaching up to $35,000,000.

The conforming high balance loan for a single-family home is $726,200, with limits of $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our Jumbo mortgage rate calculator to view current rates and determine the required downpayment, income, credit, reserves, and documents for qualification.

Compare offers from 100 lenders

Jumbo Loan Choices in Scandia, MN

At Lendersa®, our goal is to find you the best jumbo loan for your financial circumstances. Start by selecting one of three options to match with lenders and their programs.

The Lendersa® Jumbo mortgage calculator helps you evaluate different lenders for the best jumbo refinance rate today or to secure a jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® quickly gathers and compares data from thousands of Jumbo lenders to fit your specific financial profile and needs.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Scandia Jumbo Loan Lenders

  • First State Bank of Wyoming
  • 26741 Felton, Wyoming, MN, 55092
  • Lends in Minnesota
  • First State Bank of Wyoming is a family owned community bank that has proudly served Wyoming, Minnesota and the surrounding community since 1914. We pride ourselves on providing excellent customer service and commitment to relationships, as well as providing a wide array of financial services tailored to best fit your banking needs.

  • Cities Credit Union
  • 3625 Talmage Circle, Suite 102, Vadnais Heights, MN, 55110
  • Lends in Minnesota
  • Cities Credit Union is a full-service financial institution based in Vadnais Heights, Minnesota serving the communities of Vadnais Heights, White Bear Lake, White Bear Township and Gem Lake. We offer all products and services that the big banks do--checking, savings, loans, mortgages, full-service teller counter--but we pride ourselves.

  • SMW Financial LLC
  • 700 Apollo Drive, Circle Pines, MN, 55014
  • Lends in Minnesota
  • SMW Financial Credit Union's mission is to build trusted relationships and strong financial futures for our members. Membership is open to anyone who lives, works, worships, goes to school or volunteers in Anoka, Hennepin, Ramsey or Washington Counties of Minnesota. We play an active role in supporting those communities through.

  • First State Bank and Trust
  • 950 Highway 95 North, Bayport, MN, 55003
  • Lends in Minnesota
  • First State Bank and Trust is a community owned bank that has been serving the Saint Croix Valley since 1914. With four locations in Minnesota - Bayport, Stillwater, Oak Park Heights,and Boutwells Landing - and another one in Hudson, WI, First State Bank and Trust is a full service bank that can assist in all aspects of your financial portfolio.

  • Lake Elmo Bank
  • 11465 39th Street N, Lake Elmo, MN, 55042
  • Lends in Minnesota
  • Lake Elmo Bank has built its tradition on a personal approach to banking. We get to know our customers so that we understand each customer's unique needs with the intent of building long-term financial relationships. This goal has been the foundation of our business for over 100 years.

  • Impact Mortgage LLC
  • 2796 Lisbon Avenue Court North, Lake Elmo, MN, 55042
  • Lends in Minnesota
  • Impact Mortgage was started in 2007. After working with a few different direct lenders and brokers since 2004, I decided that I could save my clients a lot of money by not charging all the unnecessary fees associated with purchasing or refinancing their home. So I took the self-employment leap in 2007 and have never looked back.

  • Catholic United Financial Credit Union
  • 3499 Lexington Avenue N, Saint Paul, MN, 55126
  • Lends in Minnesota
  • We are a not-for-profit financial cooperative, owned by its members. Our mission is to build lifelong relationships that enhance the financial lives of our members and Catholic communities. At the turn of the 21st century, the Board of Directors of Catholic United Financial approved the establishment of a member-owned credit union.

  • Premier Banks
  • 2866 White Bear Avenue, Saint Paul, MN, 55109
  • Lends in Minnesota
  • Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.

  • Ideal Credit Union
  • 2401 N McKnight Rd N, Saint Paul, MN, 55109
  • Lends in Minnesota
  • Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind that members come first.

  • Novation Credit Union,
  • 500 Imperial Avenue, Oakdale, MN, 55128
  • Lends in Minnesota
  • Novation is not like all of the other financial institutions who are open to serve anyone. We were chartered in 1954 by eight 3Mers for the purpose of providing attractive financial solutions to 3M employees, retirees, and their family members. This is still our mission and our success over the years proves it - we have grown to over $230 million