2023 Super Jumbo Loan Limits for Smithfield, Johnston County,North Carolina

In the county of Smithfield, Johnston, within NC, a Jumbo loan limit exceeding $726,200 requires at least a 10% down payment. The Lendersa® directory includes a wide range of portfolio and Non-QM lenders who can facilitate Jumbo loans up to $3,000,000. Individuals with high net worth may access super jumbo loans reaching $35,000,000.

The conforming high balance loan limits are $726,200 for single-family homes, $929,850 for two-unit properties, $1,123,900 for three-unit buildings, and $1,396,800 for four-unit complexes.

Utilize our Jumbo mortgage rate calculator to view the current jumbo mortgage rates and assess the necessary down payment, income requirements, credit, reserves, and documentation needed to qualify.

Compare offers from 100 lenders.

Jumbo Loan Solutions in Smithfield, NC

Lendersa® is committed to securing the best possible jumbo loan tailored to your financial situation and needs. Choose one of three starting points to find matching lenders and suitable jumbo loan programs.

The Lendersa® Jumbo mortgage calculator allows comparisons among lenders so you can find the best Jumbo refinance rates or purchase a Jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® collects extensive loan program data from numerous Jumbo lenders, comparing them instantly against your unique financial profile and requirements.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Malve Capital
  • 26 Harbor Park Drive, Port Washington, NY, 11050
  • Lends in North Carolina
  • Malve Capital is your premier partner for real estate investment loans. As a direct private lender, we specialize in fix-and-flip, ground-up construction, bridge, and DSCR loans for 1-4 unit residential properties. Our national reach connects experienced investors with in-house capital, offering competitive pricing and swift, trauma-free closings.

  • Nationwide Equities Corporation
  • 1 International Blvd, Suite 1202, Mahwah, NJ, 07495
  • Lends in North Carolina
  • Nationwide Equities is a family-owned, veteran mortgage lender that has been serving communities nationwide for over 20 years. We have established a proven track record as being the best service-oriented direct lender with a full menu of purchase, refinance, and reverse mortgage programs.

  • Hartford Funding Ltd
  • 400 Jericho Turnpike, Suite 322, Jericho, NY, 11753
  • Lends in North Carolina
  • Hartford Funding Ltd. is a DIRECT LENDER. It’s simple – we approve your mortgage. No middle man. No extra fees. No hidden costs. No confusion. Hartford Funding has always been a champion of honesty and integrity, we believe the more you know, the more you’ll appreciate the services we provide.

  • AMKO Lending LLC
  • 2019 Center Street, Suite 103, Cleveland, OH, 44113
  • Lends in North Carolina
  • Our mission is simple: to find the best mortgage for you. The one that suits your specific needs and fits your particular situation. Whether you’re purchasing a home or refinancing one you already own, we’re dedicated to finding the mortgage that will work for you. And we take pride in being a mortgage broker and NOT a lender.

  • FountainFunding
  • 13 Neil rd, Spring Valley, NY, 10977
  • Lends in North Carolina
  • BH As a Hard Money Loan Lender, I have built a portfolio
    of 50+ personal private lenders and loan companies,
    making us a trusted resource in the industry. With
    almost a decade of experience, our company has
    successfully facilitated a wide range of loans, catering
    to various needs and situations.
    Because we are not bonded to one specific compa

  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • Lends in North Carolina
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus

  • Reliance First Capital, LLC
  • 201 Old Country Road, Melville, NY, 11747
  • Lends in North Carolina
  • At Reliance First Capital our goal is to help homeowners and prospective homeowners receive the right mortgage for their specific financial goals. We achieve this by customizing home loan programs that match each of our client's unique needs and situation. We are an approved FHA, VA, Fannie Mae and Freddie Mac lender.

  • Interstate Home Loan Center, Inc
  • 40 Marcus Drive, Suite 100, Melville, NY, 11747
  • Lends in North Carolina
  • We are a direct lender and our service and commitment to quality is legendary. Throughout the years, thousands of homeowners have come to count on Interstate because of our commitment to assisting individuals and families achieve their dream of owning or keeping their family home.

  • East Coast Capital Corp
  • 25 Melville Park Road, Melville, NY, 11747
  • Lends in North Carolina
  • East Coast Capital was founded in 1999 by Seth Fass who still remains the leader of the organization to this day.The company continues to grow at a staggering rate by only hiring the most qualified professionals & educating them on a culture that has persevered to this day. Trust coupled with expertise allows our firm to stay ahead of the industry.

  • Premier Mortgage Consultants LTD
  • 14700 Detroit Ave, Suite 3, Lakewood, OH, 44107
  • Lends in North Carolina
  • As a direct lender, we're able to offer competitive pricing, rates and timely closings. We know that each customer has specific needs, so we strive to satisfy with a wide array of mortgage loan products, investment tools, and of course quality service and individual attention. We lend in four states - North Carolina, Tennessee, Minnesota and Ohio.