Jumbo Loan and Super jumbo Limits for Smithfield, Johnston County, North Carolina

In the county of Smithfield, Johnston, within NC, a Jumbo loan limit exceeding $726,200 requires at least a 10% down payment. The Lendersa® directory includes a wide range of portfolio and Non-QM lenders who can facilitate Jumbo loans up to $3,000,000. Individuals with high net worth may access super jumbo loans reaching $35,000,000.

The conforming high balance loan limits are $726,200 for single-family homes, $929,850 for two-unit properties, $1,123,900 for three-unit buildings, and $1,396,800 for four-unit complexes.

Utilize our Jumbo mortgage rate calculator to view the current jumbo mortgage rates and assess the necessary down payment, income requirements, credit, reserves, and documentation needed to qualify.

Compare offers from 100 lenders.

Jumbo Loan Solutions in Smithfield, NC

Lendersa® is committed to securing the best possible jumbo loan tailored to your financial situation and needs. Choose one of three starting points to find matching lenders and suitable jumbo loan programs.

The Lendersa® Jumbo mortgage calculator allows comparisons among lenders so you can find the best Jumbo refinance rates or purchase a Jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® collects extensive loan program data from numerous Jumbo lenders, comparing them instantly against your unique financial profile and requirements.

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Smithfield Jumbo Loan Lenders

  • KS Bank, Inc.
  • 1031 Brightleaf Boulevard, Smithfield, NC, 27577
  • Lends in North Carolina
  • KS Bank has served the Triangle East region of North Carolina. KS Bank, a state-chartered savings bank, is a community-oriented financial institution offering a broad array of competitive and pro-growth financial services to businesses, professionals, individuals, and families. KS Bank offers retail and commercial lending and deposit services, mort

  • Carolina Country Mortgage
  • 1540 E Front Street, Suite 10, Clayton, NC, 27527
  • Lends in North Carolina
  • We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our team of professionals has over 100 years of lending experience with some of the biggest banks in the country.

  • First Carolina People's Credit Union
  • 201 East Ash Street, Goldsboro, NC, 27530
  • Lends in North Carolina
  • First Carolina People’s Credit Union was formed in 1950 and chartered in 1952 under the name of Goldsboro Postal Credit Union to provide postal employees and their families with high quality services, to promote the wise use of their financial resources and complement their diverse lifestyles. Membership is a family affair.

  • Carolina Home Loans of NC LLC
  • 245 New Fidelity Ct, Suite 205, Garner, NC, 27529
  • Lends in North Carolina
  • Carolina Home Loans was founded in 1998 to provide an alternate to the “Big Bank” experience. You will work directly with the company’s founder & owner, Eric McDonald. Eric began his mortgage lending career in 1993 with one of the country’s largest bank. He knew there was a better way and created Carolina Home Loans.

  • First Federal Bank NC
  • 200 East Divine St, Dunn, NC, 28334
  • Lends in North Carolina
  • First Federal Bank headquartered in Dunn, North Carolina is a community bank with 6 locations in eastern North Carolina. First Federal provides corporations, businesses and consumers with a full range of innovative banking and financial solutions.
    Our services and products include commercial.

  • Local Government Federal Credit Union
  • 323 West Jones Street, Suite 600, Raleigh, NC, 27603
  • Lends in North Carolina
  • Local Government Federal Credit Union (LGFCU) is a not-for-profit, member-owned financial cooperative established to serve the financial needs of local government employees, elected and appointed officials, volunteers and their families. Our full range of financial services are created specifically to improve the lives of our members.

  • Simple Commercial Capital
  • 223 South West Street, Raleigh, NC, 27603
  • Lends in North Carolina
  • Simple Commercial Capital is a boutique capital advisory firm founded in NYC, now headquartered in Raleigh, NC. We provide bespoke lending solutions to commercial real estate owners, investors and developers nationwide. Our 26 years of experience and extensive lender relationships allow us to structure out-of-the-box debt

  • AccessOne Mortgage Company LLC
  • 2609 Atlantic Avenue, Suite 201, Raleigh, NC, 27604
  • Lends in North Carolina
  • AccessOne Mortgage Company is a mortgage broker with operations in one state. AccessOne Mortgage Company offers numerous mortgage programs including conventional and jumbo mortgages and We can guide you to the right loan amount and best program for your needs. Based on standard lender guidelines, we'll get you a good idea of what kind of terms.

  • NC Community Credit Union
  • 2401 E Ash St, Goldsboro, NC, 27534
  • Lends in North Carolina
  • NC Community Credit Union has provided quality financial services to help members achieve their financial goals. Your Community Credit Union is committed to serving individuals, businesses, and other organizations who live, work, worship, or attend school in Wayne County. As a credit union member, you’re also the owner!

  • State Employees’ Credit Union
  • 1000 Wade Ave, Raleigh, NC, 27605
  • Lends in North Carolina
  • A not-for-profit financial cooperative owned by its members, State Employees'​ Credit Union (SECU) has been providing employees of the state of North Carolina and their families with consumer financial services for 84 years. The Credit Union also offers a diversified line of financial advisory services including retirement and education planning.