Jumbo Loan Limits for Monmouth-Beach, Monmouth County, NJ in 2026

For a jumbo loan exceeding $970,800 in Monmouth-Beach county, Monmouth, NJ, a down payment of at least 10% is required. The Lendersa® list includes all available portfolio and Non-QM lenders who can provide Jumbo loans up to a maximum of $3,000,000. Individuals with significant wealth can secure super jumbo loans up to $35,000,000.

The high balance loan limits for conforming loans are $970,800 for single-family homes, $1,243,050 for two-unit properties, $1,502,475 for three-unit residences, and $1,867,275 for four units.

Our Jumbo mortgage rate calculator helps you assess the current rates and figure out all needed requirements such as down payment, income, credit, reserves, and documentation to qualify.

Browse and compare loan offers from 100 lenders

Explore Jumbo Loan Opportunities in Monmouth-Beach, NJ

Lendersa® is dedicated to helping you find the most suitable jumbo loan tailored to your financial needs. Start with one of three pathways to match with suitable lenders offering the right jumbo loan programs.

Lendersa®'s Jumbo mortgage calculator allows you to compare lenders, enabling you to find the best Jumbo refinance rate available today or to secure a Jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® quickly analyzes data from thousands of Jumbo lenders, comparing it with your specific financial profile to provide personalized options.

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Monmouth-Beach Jumbo Loan Lenders

  • SEA VIEW MORTGAGE, INC.
  • 27 Beach Rd Suite 5A, Monmouth Beach, NJ, 7750
  • Lends in New Jersey
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • First Funding Loans
  • 1 3rd Ave, Suite 4, Long Branch, NJ, 07740
  • Lends in New Jersey
  • First Funding Loans, we are dedicated to being the best hard money lenders in New Jersey. This is why we offer a simple and quick way to access loans for various types of property investments. Hard money loans are a great option because they are approved quickly, require minimum documentation and offer funds for projects

  • Atlantis Mortgage
  • 55 Oceanport Ave, West Long Branch, NJ, 07764
  • Lends in New Jersey
  • The Atlantis team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work one-on-one with you to provide a financial solution specifically tailored to meet your financing needs.

  • Mortgage Now Inc.
  • 1161 Broad St #212, Shrewsbury, NJ, 07702
  • Lends in New Jersey
  • Mortgage Now Inc. , where we specialize in residential mortgages. At Mortgage Now Inc. , we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Monmouth County Postal Employees Credit Union
  • 171 Broad Street, Red Bank, NJ, 07701
  • Lends in New Jersey
  • Since 1928 the Credit Union has been here to serve the Monmouth County Postal Employees and their families. Monmouth County Postal Employees CU is a not-for-profit financial institution. As our credit union grows, our services will hopefully meet the challenges of serving our members.

  • Two River Mortgage & Investment
  • 157 Broad Street, Suite 312, Red Bank, NJ, 7701
  • Lends in New Jersey
  • Two River Mortgage & Investment provides personal service to each and every client throughout the loan process. We assist you to structure the best program for your individual needs. This is why Two River Mortgage’s core business is generated by personal referrals and repeat business.

  • NAVESINK HOME LOANS LLC
  • 157 Broad Street, Suite 319, Red Bank, NJ, 7701
  • Lends in New Jersey
  • At Navesink Home Loans, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • West Park Mortgage
  • 246 Monmouth Road, Oakhurst, NJ, 07755
  • Lends in New Jersey
  • Our House Mortgage is a mortgage company that focuses primarily on residential real estate. Our mission is to help our borrowers and their families realize the dream of affordable home ownership. At Our House Mortgage we thrive on excellence, performance, and integrity. We attract the best and brightest in the industry to work here.

  • UNITY RESIDENTIAL AND COMMERCIAL MORTGAGE, INC.
  • 1806 Route 35, Suite 303, Oakhurst, NJ, 07755
  • Lends in New Jersey
  • At Unity Residential and commercial Mortgage INC we are a full-service mortgage company based in NJ. We specialize in home loans and refinancing We also serve the surrounding cities. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • Progress Capital
  • 620 Tinton Avenue, Building B, 1st Floor, Eatontown, NJ, 07724
  • Lends in New Jersey
  • Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.