2023 Super Jumbo Loan Limits for Upper-Montclair, Essex County,New Jersey

In the county of Essex, within the state of NJ, securing a jumbo loan above the threshold of $970,800 necessitates a minimum down payment of 10%. The Lendersa® lender directory offers a comprehensive selection, including all portfolio and Non-QM lenders, capable of arranging jumbo loans with a ceiling of $3,000,000. For those with high net worth, opportunities exist to avail super jumbo loans which can peak at $35,000,000.

Conforming high-balance loan limits differ depending on the type of property: for single-family homes, the limit is $970,800; for two-unit properties, it is $1,243,050; for three-units, the amount is $1,502,475, and for four-unit properties, it increases to $1,867,275.

Utilize our Jumbo mortgage rate calculator to review the most recent jumbo mortgage rates. This tool assists in determining key aspects like down payment, income, credit, reserve requirements, and required documentation for qualification.

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Exploring Jumbo Loan Options in Upper-Montclair, NJ

Our goal at Lendersa® is to connect you with the most advantageous jumbo loan programs tailored to your specific financial circumstances. Begin by selecting from one of three tailored starting points, leading to a personalized match with appropriate lenders and jumbo loan options.

The Lendersa® Jumbo mortgage calculator is a valuable resource for comparing lenders to determine which offers the best jumbo refinance rates or for pursuing jumbo loans ranging from $1,500,000 to $25,000,000.

Lendersa® quickly accesses loan program data from thousands of jumbo lenders, efficiently matching it to your specific financial profile and requirements within a matter of seconds. This process ensures that tailored and optimal solutions are found to meet your distinct financial needs.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • http://www.blueskyfundingusa.com
  • 887 Myrtle Avenue, Brooklyn, New York, NY, 11206
  • Blue Sky Capital Funding is a distinguished provider of financial solutions, specializing in offering tailored funding options to meet the diverse needs of businesses. Founded with the mission to support growth and facilitate financial stability, Blue Sky Capital Funding has established itself as a trusted partner in the capital markets.
  • Merck Employees Federal Credit Union
  • 126 East Lincoln Avenue, Rahway, NJ, 07065
  • Established in 1936, Merck Employees Federal Credit Union is federally chartered & federally insured by the National Credit Union Administration to serve Merck employees and their family members. The credit union was created just 2 years after President Franklin Delano Roosevelt signed the Federal Credit Union Act into law as part of the New Deal.
  • RSI Bank
  • 1500 Irving Street, Rahway, NJ, 07065
  • RSI Bank is a community bank serving New Jersey residents & businesses since 1851. We prioritize long-term relationships built through professionalism & expertise, community involvement, & a business model that underscores personalized service. RSI Bank has a proven record as a safe, trusted, & highly reputable institution serving the community.
  • Quentin Realty Capital
  • 43 9th st, Brooklyn, NY, 11215
  • Quentin Realty Capital A Direct Private Lender You Can Trust ​ With our low interest rates & fees, we are the ideal choice for real estate investors nationwide seeking to minimize loan costs and maximize their capital gain. Our professional team has transformed the loan process to a smooth and straightforward experience. 10 day closings!
  • Nationwide Equities Corporation
  • 1 International Blvd, Suite 1202, Mahwah, NJ, 07495
  • Nationwide Equities is a family-owned, veteran mortgage lender that has been serving communities nationwide for over 20 years. We have established a proven track record as being the best service-oriented direct lender with a full menu of purchase, refinance, and reverse mortgage programs.
  • Longbridge Financial, LLC
  • 1 International Blvd, Suite 900, Mahwah, NJ, 07495
  • Longbridge Financial. LLC helps qualifying homeowners take some of the financial stress out of retirement by gaining immediate access to the home equity they have built up over the years. We do this through a Reverse Mortgage – more accurately now called a Home Equity Conversion Mortgage (HECM).
  • Berkeley Mortgage, LLC
  • 123 Paris Ave, Suite 2D, Northvale, NJ, 7647
  • Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.
  • Grand Oaks Funding, LLC
  • 600 Manor Road Suite 2A, Staten Island, NY, 10314
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Ponce Bank
  • 2244 Westchester Avenue, Bronx, NY, 10462
  • Our Bank has earned a reputation for serving the needs of our communities by emphasizing the importance of personal banking and by promoting local economic development. We employ a highly qualified and professional staff and offer a wide variety of products and services designed to meet the needs our customers
  • Equity Unlimited
  • 6709 11th Ave, Brooklyn, NY, 11219
  • At EQUITY UNLIMITED, we pride ourselves on exceeding our customer's expectations in providing the best services suited for you, whether it be the best rates or options for are satisfactory to you. Specialties in Mortgage Loan, Home Loan, Personal Loan, Car Loan etc. Contact us to get in touch with a mortgage specialist.
  • MidState Federal Credit Union
  • 237 Roosevelt Avenue, Carteret, NJ, 07008
  • MidState Federal Credit Union began over half a century ago on May 3, 1950, with a total membership of seven. These original seven members decided to pool their savings in order to promote thrift among them, by affording them an opportunity to accumulate their savingsand create a source of credit they could borrow from for provident