super Jumbo Loan limit in Montclair, NJ[Essex County 2025

In the county of Essex, located in Montclair, NJ, acquiring a jumbo loan surpassing $1,089,300 mandates a minimum down payment of 10%. The Lendersa® directory offers a complete list of both portfolio and Non-QM lenders ready to offer jumbo loans with upper limits of $3,000,000. For those possessing high net worth, super jumbo loans of up to $35,000,000 can be arranged.

Regarding conforming high balance loans, the threshold for single-family homes is set at $1,089,300. Meanwhile, two-unit properties hold a limit of $1,394,775, three-unit properties are capped at $1,685,850, and four-unit residences can extend to $2,095,200.

Utilize our Jumbo mortgage rate calculator to obtain the latest jumbo mortgage rates and determine the down payment required. It will also assist in calculating essential details such as income requirements, credit ratings, reserves, and necessary documentation for eligibility.

Explore Available Jumbo Loan Solutions in Montclair, NJ

The primary goal at Lendersa® is to secure the best possible jumbo loan based on your unique financial scenario and specific needs. Choose from one of three pathways to align with lenders and their respective jumbo loan programs effectively.

The Lendersa® Jumbo mortgage calculator empowers you to assess lenders to discover the most advantageous Jumbo refinance rates available today. It also facilitates the purchase of jumbo loans ranging between $1,500,000 and $25,000,000. Aggregating current loan program details from thousands of lenders, Lendersa® precisely matches it to your individual financial profile and needs in moments, ensuring the best financial fit for you.

Get top 10
JUMBO LENDERS
customized to yout needes

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:

(877) 860-6928 Lender's profile and map Reviews Scient Federal Credit Union 60 Colver Avenue, Groton, CT, 06340 Scient Federal Credit Union is a member-owned, federally insured credit union that has been serving the needs of life science professionals and their families since 1968. Built upon the philosophy of “people helping people, ” Scient works to improve the quality of our members’ lives by providing tailored products
(866) 466-9232 Lender's profile and map Reviews Pursuit 50 Beaver Street, Suite 500, Albany, NY, 12207 Our mission is to provide businesses with affordable small business loans and resources so that they can reach higher, transform and grow. Our mission guides our lending. When you work with us, you’ll have access to a community-focused small business lender that is 100% invested in providing the best possible loan for you now, and in the future.
(800) 342-4998 Lender's profile and map Reviews OwnersChoice Funding 1021 Watervliet Shaker Road, Albany, NY, 12205 Over the past 30 years, the mortgage professionals at OwnersChoice have earned a reputation for attention to detail, timeliness, answers, and the ability to deliver financing that fits your life. It’s the kind of excellence and “personal touch” you’d expect from a home lending partner with deep roots in the credit union movement.
(410) 417-5665 Lender's profile and map Reviews Credence Funding Corporation 1200 Technology Drive, Suite A, Aberdeen, MD, 21001 Credence Funding Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(717) 731-9705 Lender's profile and map Reviews Tidewater Mortgage Services, Inc. 3920 Market Street, Camp Hill, PA, 17011 Tidewater, we treat our employees like family. We believe in positive thinking and we take pride in each member of our team and clients. We’re always looking for participating in bigger, better opportunities to achieve all professional and personal goals. We also believe strongly in giving back to the community.
(800) 542-4937 Lender's profile and map Reviews Coastal Lending Group LLC 909 Ridgebrook Road, Suite 108, Sparks Glencoe, MD, 21152 At Coastal Lending Group LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(410) 785-2200 Lender's profile and map Reviews Eastern Savings Bank 11350 McCormick Rd, Suite 405, Hunt Valley, MD, 21031 Our Mission at Eastern Savings Bank, an FDIC insured community bank, is committed to building relationships by providing personalized banking solutions and services, delivered with integrity and passion. Our Vision is We are proud of the rewarding connections we maintain with our customers and associates.
(410) 584-7474 Lender's profile and map Reviews Atlantic Financial 40 Schilling Road, Hunt Valley, MD, 21031 Atlantic Financial Federal Credit Union (AFFCU) is a full-service financial institution serving the financial needs of consumers throughout the greater Baltimore communities. AFFCU is open to anyone who lives, works, worships, volunteers, attends school, or has family in Baltimore County, Baltimore City, Carroll County, Harford County, Maryland.