2023 Super Jumbo Loan Limits for Alamogordo, Otero County,New Mexico

For those in Alamogordo, situated in Otero county of NM, pursuing a jumbo loan exceeding the threshold of $726,200 requires a minimum down payment of 10%. The Lendersa® directory offers a wide range of options, featuring both portfolio lenders and Non-QM lenders capable of arranging jumbo loans up to a $3,000,000 ceiling. Moreover, high net worth individuals have access to super jumbo loans reaching up to $35,000,000.

When it comes to conforming high balance loans, the limits stand at $726,200 for single-family residences, $929,850 for two-unit properties, $1,123,900 for three-unit buildings, and $1,396,800 for four-unit estates.

Our Jumbo mortgage rate calculator is an essential tool to ascertain the prevailing rates and to figure out the necessary down payments, income requirements, credit standings, reserve levels, and required documentation for qualification.

Explore and compare loan offers from a network of 100 lenders

Exploring Jumbo Loan Options in Alamogordo, NM

At Lendersa®, the goal is to secure the most fitting jumbo loan tailored to your unique financial scenario and priorities. Initiate the process by choosing from one of three methods, which facilitates pairing you with suitable lenders and optimal jumbo loan programs.

The Lendersa® Jumbo mortgage calculator is designed for detailed comparison among lenders, helping you identify those offering leading refinance rates today or assisting in obtaining a jumbo loan ranging between $1,500,000 and $25,000,000.

In mere seconds, Lendersa® gathers extensive loan program data from thousands of jumbo lenders and contrasts it against your distinct financial profile, delivering customized loan options that align with your requirements.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Western Commerce Bank
  • 127 S. Canyon St, Carlsbad, NM, 88220
  • Western Commerce Bank opened its doors June 3, 1961 in the small town of Loving, New Mexico. Since that time, the bank has grown and expanded to include eleven full-service locations throughout New Mexico in Carlsbad, Loving, Hobbs, Lovington, Tatum, and Albuquerque. Our slogan is “Pulling Together For You”, and we take that seriously.
  • Railroad Employees Credit Union
  • 300 N 6th Street, Belen, NM, 87002
  • We are the Credit Union for BNSF Employees and their Families. We understand your life is constantly on the tracks, so we make it easy on you to open an account, apply for a loan, and get access your funds. We have been serving BNSF Employees since 1955. We are a closed member Credit Union, that means not just anyone can join.
  • RPM Lending
  • 526 Sun Ranch Village Loop, Los Lunas, NM, 87031
  • We are one of the only few locally owned mortgage brokers in New Mexico. We are passionate over our clients, to us, it’s more than just buying a house, it’s a home, where lasting memories will be made. Our goal and motto is to turn our clients into friends and neighbors with our service, care and expertise.
  • Estacado Federal Credit Union
  • 2220 N Dal Paso Street, Hobbs, NM, 88240
  • On January 13, 1953, a small group of people from the Hobbs Municipal Schools joined together to establish a credit union to offer its members an opportunity to accumulate their savings and create a source of credit. Since 1953, the credit union has experienced changes such as growth, new products & services, and technological improvements.
  • Lea County State Bank
  • 1017 N Turner St, Hobbs, NM, 88240
  • Chartered on November 2, 1928, during the great oil boom days the original Lea County State Bank of Lovington played an important part in the early development of this area. Dedicated to the people of Lea County, the bank adopted their pioneer spirit, which would eventually make this part of New Mexico great.
  • New Mexico Bank & Trust
  • 320 Gold Ave SW, Suite 100, Albuquerque, NM, 87102
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
  • Homewise Inc
  • 500 2nd St SW, Albuquerque, NM, 87102
  • Homewise has been helping people achieve their homeownership goals. We do this by focusing on our customers and placing their long-term financial wellbeing as the highest priority. We share in our customers’ challenges and successes, using those experiences to build a better way to buy a home.
  • The Loan Fund
  • 423 Iron Avenue SW, Albuquerque, NM, 87102
  • The Loan Fund is a nonprofit organization that has helped hundreds of financially underserved small businesses & nonprofits across New Mexico to start, grow and thrive. Our clients are typically unable access credit through banks or credit unions. The Loan Fund is a 501(c)(3) nonprofit organization that is certified by the US Treasury Department.