Jumbo Loan and Super jumbo Limits for Ruidoso, Lincoln County, New Mexico

For Jumbo loans exceeding the $726,200, a minimum down payment of 10% is required in Ruidoso county within Lincoln, NM. On Lendersa®, you'll find an extensive list of both portfolio and Non-QM lenders capable of facilitating Jumbo loans with a limit reaching $3,000,000. Extremely high net worth clients have the opportunity to secure super jumbo loans that go up to $35,000,000.

The conforming high balance loan limits vary by property type: $726,200 for single-family homes, $929,850 covering two-unit properties, and so forth, escalating to $1,123,900 for three-family units, and $1,396,800 for those with four units.

To check current jumbo mortgage rates and understand the requirements for down payment, income, credit, reserves, and documentation, utilize our convenient Jumbo mortgage rate calculator.

Explore offers from over 100 lenders

Options for Jumbo Loans in Ruidoso, NM

The main objective of Lendersa® is to secure the most favorable jumbo loan for you tailored to your financial profile and requirements. Start by choosing one of three options that best connect you with matching lenders and their jumbo loan offerings.

Using the Lendersa® Jumbo Mortgage Calculator, you can weigh your options by comparing lenders to determine who offers the best Jumbo refinance rates currently available or to purchase a Jumbo loan ranging from $1,500,000 to a staggering $25,000,000.

Lendersa® gathers loan program information from thousands of Jumbo lenders, expertly assessing and comparing them against your specific financial details and necessities in just moments.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • REP Financial LLC
  • 6001 Menaul Blvd NE #1216, Albuquerque, NM, 87110
  • At REP Financial, we provide fast, flexible funding for real estate investors—whether you’re flipping, renting, or developing. We bridge the gap between your goals and real results, offering solutions for tight timelines, high DTI, and income documentation challenges. Our relationship-driven approach helps investors scale with strategic, long-term
  • Main Bank
  • 7300 Menaul Blvd NE, Albuquerque, NM, 87110
  • Main Bank has a long history of serving Albuquerque’s personal and business banking needs. Originally chartered in 1975 as Plaza Del Sol National Bank, the bank has undergone a series of changes. In 1995, the bank was sold, became a state chartered bank called Interamerica Bank and moved to 2424 Louisiana Blvd., NE in Albuquerque.
  • Accurate Mortgage
  • 6605 Uptown Boulevard Northeast, Suite 260, Albuquerque, NM, 87110
  • Accurate Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
  • Weststar Mortgage & Escrow
  • 2155 Louisiana Blvd. NE, Suite 8000, Albuquerque, NM, 87110
  • Weststar Mortgage Corporation is a privately owned company established in 1983 in Albuquerque, New Mexico where it maintains corporate headquarters to this day. The firm's primary initial focus was to develop specialized software that enabled the company to deliver best-of-breed loan servicing solutions to clients who offered seller financing.
  • New Mexico Mortgage Company
  • 6303 Indian School Road NE, Suite 104, Albuquerque, NM, 87110
  • The New Mexico Mortgage Company Team is your premier mortgage team located in New Mexico. We pride ourselves on offering a variety of programs and competitive rates and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of New Mexico.
  • DreamSpring
  • 2000 Zearing Ave NW, Albuquerque, NM, 87104
  • DreamSpring is a nonprofit community lender dedicated to eliminating systemic wealth inequities and accelerating the economic inclusion & strength of underserved communities. Founded in 1994, the organization, which operates in 19 states, provides rapid access to capital & customized wrap-around support to the most vulnerable small business owners.
  • True Lending New Mexico
  • 9400 Holly Ave, Albuquerque, NM, 87122
  • We are a local, woman owned mortgage broker company dedicated to helping New Mexico families with all your financial needs! True Lending New Mexico helping New Mexico with home purchases, refinancing needs, construction loans and business equipment loans, Offering Conventional, FHA, VA, Jumbo and Non-QM funding.
  • Kirtland Federal Credit Union - Home Loan Center
  • 6700 Jefferson St NE, Suite D-1, Albuquerque, NM, 87109
  • WE'RE LOCAL—We aren’t a huge national chain with one-size-fits-all banking options—we’re a local partner with BIG ideas and the latest technology to help our members solve problems and grow. We employ around 140 community members, and our employees range from bright, promising college students to seasoned financial geniuses
  • New Mexico Mortgage Advisors
  • 4811B Hardware Dr NE, Suite 1, Albuquerque, NM, 87109
  • New Mexico Mortgage Advisors has been providing the Albuquerque community with financing solutions that are unmatched in the Real Estate market. New Mexico Mortgage Advisors persevered through these hard times and remains a leader in the local New Mexican Real Esate market today.