Find 2023 Jumbo and Super Jumbo Loan Limits for Cold-Spring-Harbor, NY

In Cold-Spring-Harbor county of Suffolk, NY, a jumbo loan exceeding $970,800 requires a minimum down payment of 10%. Lendersa® offers a comprehensive list of both portfolio and Non-QM lenders who can arrange jumbo loans up to a limit of $3,000,000. Individuals with significant wealth might access super jumbo loans as high as $35,000,000.

Conforming high balance loans are set at $970,800 for a single-family residence, $1,243,050 for 2-units, $1,502,475 for 3-units, and $1,867,275 for 4-units.

Use our Jumbo mortgage rate calculator to view current rates and determine required downpayment, income, credit, reserves, and necessary documents.

Explore 100 lender offers

Jumbo Loan Options Available in Cold-Spring-Harbor, NY

Lendersa® aims to find the best jumbo loan tailored to your financial needs. Choose one of three pathways to connect with appropriate lenders and jumbo loan programs.

The Lendersa® Jumbo mortgage calculator aids in comparing lenders, helping you find the top jumbo refinance rates today, or to purchase a jumbo loan ranging from $1,500,000 to $25,000,000.

By quickly gathering data from thousands of jumbo lenders, Lendersa® aligns it with your financial profile and requirements.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Rome Federal Credit Union
  • 937 Seneca Street, Rome, NY, 13440
  • Rome Federal Credit Union is Rome’s Oldest Credit Union. We are excited to announce that the National Credit Union Administration has approved the Rome Federal Credit Union’s application for a Community Charter. That means that if you live, work, worship or attend school in the city of Rome, you can become a member!
  • AmeriCU Credit Union
  • 1916 Black River Blvd N, Rome, NY, 13440
  • AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.
  • The First National Bank of Groton
  • 161 Main Street, Groton, NY, 13073
  • The First National Bank of Groton has been proudly serving the area communities for over 150 years. The Bank is customer driven. Its very existence is based on customers finding value in the products and services being offered. The Bank prides itself on offering a superior level of personalized customer service.
  • Solutions Credit Union
  • 907 Broadway Avenue, Elmira, NY, 14904
  • Solutions Credit Union is a member-owned, not for profit financial institution that has served Elmira, Southport, Ashland and the surrounding communities since 1952. Today, with a commitment to serving our members, we have established $36 million dollars in assets as we continue to grow.
  • Eastern Savings Bank
  • 11350 McCormick Rd, Suite 405, Hunt Valley, MD, 21031
  • Our Mission at Eastern Savings Bank, an FDIC insured community bank, is committed to building relationships by providing personalized banking solutions and services, delivered with integrity and passion. Our Vision is We are proud of the rewarding connections we maintain with our customers and associates.
  • Finger Lakes Health Care Federal Credit Union
  • 519 Hart Street, Elmira, NY, 14905
  • Finger Lakes Health Care Federal Credit Union is a full service, federally insured financial institution serving health care employees and their families in the Elmira-Watkins Glen area. Founded in 1974 FLHC’s main offices are located on the campus of the Arnot Ogden Medical Center in Elmira, NY.
  • Trius Lending Partners
  • 1104 Kenilworth Ave Ste 501, Towson, MD, 21204
  • We are the Mid Atlantic’s top rated private lender, expanding from NY to FL. We offer fast flexible reliable loans with common sense underwriting and no appraisal needed. Fix and flip or fix to rent with 100 percent rehab, all property types, 150K to 5MM, closings in 48 hours. New investors welcome. Referral fees paid!
  • Blackthorne Funding LLC
  • 222 Edgemont Dr, Syracuse, NY, 13214
  • Peter Bostwick is the owner of Blackthorne Funding and has been in the mortgage business since 1996. He formed Blackthorne Funding as a mortgage broker in 2000 and has operated it since. Many loans for residential investor and small commercial borrowers were placed during these years. Recently.
  • Approved Credit Services, Inc NMLS #9604
  • 2572 Erie Blvd. East, Syracuse, NY, 13224
  • We are experts in locating the loan that fits your individual circumstances. We have extensive experience in financing manufactured and mobile homes since 1994. We pride ourselves upon finding the best loan for you in the shortest possible time, plus making the experience as hassle-free as possible.