2023 Super Jumbo Loan Limits for Malta, Saratoga County,New York

In the county of Saratoga, located in NY, particularly in Malta, any jumbo loan that exceeds $726,200 requires at least a 10% down payment. Lendersa® provides a wide-ranging list featuring all portfolio and Non-QM lenders, arranged to offer Jumbo loans up to $3,000,000. Individuals with significant net worth can opt for super jumbo loans, with amounts extending up to $35,000,000.

Conforming high balance loans are structured as follows: for a single-family home, the limit is $726,200; for two-unit properties, it’s $929,850; for three-unit accommodations, it reaches $1,123,900; and four-unit properties are capped at $1,396,800.

Leverage our Jumbo mortgage rate calculator to explore current rates and evaluate what is needed for eligibility, such as down payment, income level, credit standing, financial reserves, and necessary documentation.

Explore a wide array of loan offers from 100 lenders

Diverse Jumbo Loan Options in Malta, NY

Lendersa® is committed to securing the most advantageous jumbo loan suited to your financial circumstances and objectives. Choose one of three initial pathways to effectively connect with lenders offering tailored jumbo loan programs.

Lendersa® provides a Jumbo mortgage calculator, designed for you to compare lenders, which helps identify the optimal Jumbo refinance rates available today or to secure a new Jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® sources data from numerous Jumbo lenders, conducting rapid comparisons to align perfectly with your unique financial profile and requirements, delivering results in merely seconds.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Delta National Bank and Trust Company
  • 650 Fifth Avenue, 26th Floor, New York, NY, 10019
  • Delta National Bank and Trust Company (Delta Bank) is a U.S. bank which offers private banking services through a team of dedicated professionals who provide superior banking and investment services to its clients. We build special relationships with each client, based on a unique blend of tradition, technical expertise and trust.
  • Alpine Capital Bank
  • 680 Fifth Avenue, New York, NY, 10019
  • At Alpine, we differentiate ourselves in a number of critical ways. For one, we’re not a subsidiary of a financial conglomerate. We are chartered as a commercial bank in New York, but prefer the term, “boutique bank”. Our owners aren’t mere figureheads —they’re actively involved. Most importantly, here, you are never just a sequence of numbers
  • FENG CAPITAL INC
  • 133-33 37TH AVE SUITE 9A &9 B, FLUSHING, NY, 11354
  • Feng Capital specializes in fix-n-flip loans for non-owner-occupied investment properties. We are committed to communicating openly and honestly with our clients throughout the entire funding process, educating and empowering them to ensure that they can make informed financing decisions for businesses. Our network of underwriters can approve of yo
  • NewBank
  • 146-01 Northern Boulevard, Flushing, NY, 11354
  • NewBank, an independent community bank, is dedicated to providing products and services, which satisfy the needs of our customers, stimulating economic growth in our community, enhancing the shareholders’ value, and encouraging professional success for our employees. NewBank is a state chartered commercial bank founded in Sep. 29, 2006.
  • National Bank of New York City
  • 136-29 38th Avenue, Flushing, NY, 11354
  • Serving the Community since 1963, our staff provides the highest level of customer service in a friendly and professional manner. Our downtown Flushing office provides free parking. Please contact one of our customer service representatives to find out why we are the Bank for you.
  • First Baptist Church Federal Credit Union
  • 100-10 Astoria Boulevard, East Elmhurst, NY, 11369
  • First Baptist Church Federal Credit Union was established while under the Pastorate of the late Rev. Theodore R. Lee, Jr, and received its Charter in 1975 from the National Credit Union Association, (NCUA). We are located on the lower level of First Baptist Church at 100-10 Astoria Blvd, East Elmhurst, New York, 11369.
  • Foxx Capital Funding, Inc
  • 34-03 Broadway, Astoria, NY, 11106
  • We provide a full range of services to meet your mortgage needs. Foxx Capital Funding Inc. is a New York State Registered Mortgage Broker with a large selection of programs. We have an excellent working relationship with many lenders, and have the knowledge to select the right program to fit the borrowers needs.
  • Lyons Mortgage Services, Inc.
  • 4802 25th Ave, Suite 303, Astoria, NY, 11103
  • Lyons Mortgage Services, Inc. is a retail lender/servicer, portfolio investor and an FHA approved institution which has been in business for over a decade. Lyons has built its business on sound, consistent risk management lending strategies - strategies that have fueled our growth and financial stability for the past decade.
  • Andreadis
  • 46-02 Broadway, Astoria, NY, 11103
  • ince 1973, the Andreadis family has been providing private mortgage services to real estate owners and investors in the New York City area. George Andreadis, his son Nikos, and their staff invite you to click on the "Loan Guidelines" tab at left for more information. We look forward to speaking with you.