Jumbo Loan and Super jumbo Limits for Scotia, Schenectady County, New York

In Schenectady county, NY, obtaining a jumbo loan above $726,200 requires a minimum of 10% down payment. Lendersa® has a complete list of portfolio and Non-QM lenders who can manage Jumbo loans with limits up to $3,000,000. Moreover, high net worth individuals might secure super jumbo loans extending to $35,000,000.

The conforming high balance loans are set at $726,200 for a single-family residence, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our Jumbo mortgage rate calculator to view current rates and determine necessary down payment, income, credit score, reserves, and documents needed for qualification.

Explore loan offers from 100 different lenders

Options for Jumbo Loans in Scotia, NY

Lendersa® aims to find the best possible jumbo loan that matches your financial situation. Start with one of three key methods to match with lenders and loan programs.

With the Lendersa® Jumbo mortgage calculator, compare lenders to find the best Jumbo refinance or secure a loan from $1,500,000 to $25,000,000.

By gathering data from thousands of Jumbo lenders, Lendersa® compares them to your financial profile to deliver precise loan solutions efficiently.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Scotia Jumbo Loan Lenders

  • First National Bank of Scotia
  • 201 Mohawk Avenue, Scotia, NY, 12302
  • Lends in New York
  • At 1st National Bank of Scotia, we rely on our decades of experience both inside and outside the banking industry to help provide our loyal customers with the products and services to fit their needs. Our Board of Directors truly care about providing for our customers and our communities today, tomorrow, and well into the future.

  • Prosper First Capital
  • 763 Saratoga Road, Suite 4, Burnt Hills, NY, 12027
  • Lends in New York
  • Prosper First Capital have worked hard to build our reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • Schenectady County Federal Credit Union
  • 388 Broadway, Schenectady, NY, 12305
  • Lends in New York
  • Schenectady County Employees’ Federal Credit Union was created in 1964, by the Employees’ of Schenectady County. As your Credit Union, we are proud to have to continue to serve our community for more than 50 years for which it was intended to do with the philosophy of “People helping People”.

  • Mohawk Progressive Federal Credit Union
  • 1760 State Street, Schenectady, NY, 12304
  • Lends in New York
  • The Mohawk Progressive Federal Credit Union is a member-owned and directed financial institution. We are dedicated to serving the present and future financial needs of our members through cost effective financial services consistent with co-operative principals, applicable legislation, and sound management.

  • MCTFCU
  • 39 Market Street, Amsterdam, NY, 12010
  • Lends in New York
  • Since 1960, MCT has been creating financial solutions for the people who live and work in Montgomery County. If you’ve been thinking about joining us, what’s stopping you? We accept members from most local businesses, and if your employer isn’t on our list yet, it’s easy, fast, and free to sign on.

  • Hometown Mortgage Corp
  • 4200 State Hwy 30, Amsterdam, NY, 12010
  • Lends in New York
  • Hometown Mortgage Corp. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve 1st.Take advantage of our expertise in the residential lending industry by applying online today.You will find that the skill, professionalism & consideration we give to each of our client

  • Capital Home Partners
  • 800 Rt 146, Suite 320, Clifton Park, NY, 12065
  • Lends in New York
  • Capital Home are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • The Mortgage Place Inc.
  • 646 Plank Road, Suite 102, Clifton Park, NY, 12065
  • Lends in New York
  • At The Mortgage Place, we recognize that buying or refinancing a home is a huge commitment. At our initial consultation, we will work together to determine your goals, needs and financial strategies. We will patiently describe the different mortgage programs in detail. Together we will decide on the best program and lender for your situation.

  • Saratoga's Community Federal Credit Union
  • 444 Geyser Road, Ballston Spa, NY, 12020
  • Lends in New York
  • Saratoga’s Community Federal Credit Union is a full service; not-for-profit, community focused financial institution. We exist solely to serve our members and our communities by helping them make financial decisions that best meet their individual needs. Our business plan is structured to provide exceptional personal service.

  • TCT Federal Credit Union
  • 416 Rowland Street, Ballston Spa, NY, 12020
  • Lends in New York
  • TCT was founded in 1959 by a small group of teachers and school staff who wanted to pool their savings together to loan each other money when banks would not. At TCT, you're not a customer or a transaction, you're a member and an owner. We care about your financial well-being and your overall peace of mind when it comes to your savings and loan nee