Jumbo Loan and Super jumbo Limits for Marcy, Oneida County, New York

In Oneida county, within the city of Marcy, NY, any jumbo loan exceeding $726,200 necessitates at least a 10% down payment. Lendersa® offers a comprehensive list of portfolio and Non-QM lenders who can facilitate jumbo loans up to $3,000,000. For individuals with high net worth, super jumbo loans can be arranged, reaching amounts up to $35,000,000.

The conforming high balance loan limits are set as follows: for a single-family residence, the limit is $726,200; for two-unit dwellings, it is $929,850; for three-unit buildings, the limit is $1,123,900; and for four-unit homes, it reaches $1,396,800.

Make use of our Jumbo mortgage rate calculator to explore the current jumbo mortgage rates and discern the necessary downpayment, income benchmarks, credit requirements, reserves, and documentation needed to qualify.

Evaluate and compare loan offers from an extensive network of 100 lenders

Jumbo Loan Choices Available in Marcy, NY

Lendersa® is committed to securing an ideal jumbo loan, perfectly aligned with your specific financial status and needs. Begin by choosing one of three distinct starting options to effectively connect with the best-matched lenders and jumbo loan offerings.

The Lendersa® Jumbo mortgage calculator provides a robust tool allowing you to compare lenders, helping you discover the best Jumbo refinance rate available today or achieve a Jumbo loan ranging between $1,500,000 to $25,000,000.

Leveraging extensive data sourced from a vast array of Jumbo lenders, Lendersa® quickly aligns loan program choices with your distinct financial profile, offering swift and tailored results within seconds.

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Marcy Jumbo Loan Lenders

  • Bank of Utica
  • 222 Genesee Street, Utica, NY, 13502
  • Lends in New York
  • Bank of Utica is a full service commercial bank headquartered in Utica, NY. Bank of Utica offers a traditional line of products expected at a community bank, as well as some cutting edge services offered at larger banks. Bank of Utica was founded in 1927 and has been locally owned and operated since its inception.

  • Utica District Telephone Employees Federal Credit Union
  • 2812 Genesee Street, Utica, NY, 13502
  • Lends in New York
  • Utica District Telephone Employees FCU provides a complete range of financial services to employees of Verizon, Spectrum and Northland Communications and their families. Utica District Telephone Employees Federal Credit Union, located at 2812 Genesee St, Utica, New York, provides a complete range of financial services to employees of Verizon.

  • Adirondack Bank
  • 185 Genesee Street, Utica, NY, 13501
  • Lends in New York
  • Adirondack Bank, we value putting a face to a name. That’s why for over a century we’ve personally dedicated ourselves to delivering trusted, full-service community banking to the families and businesses of Upstate New York. Adirondack Bank consistently provides cutting edge banking, standing as an eight-time recipient of the Small Business Lender

  • Special Metals Federal Credit Union
  • 4340 Middle Settlement Road, New Hartford, NY, 13413
  • Lends in New York
  • Special Metals Federal Credit Union, located at 4340 Middle Settlement Rd, New Hartford, N.Y, is proud to be in its 51st year of serving its membership! Chartered in 1961, our asset size has grown to $13 million over the years. We serve almost 1200 members, including employees of Special Metals, retirees, and family members of employees.

  • GPO Federal Credit Union
  • 4311 Middle Settlement Road, New Hartford, NY, 13413
  • Lends in New York
  • GPO Federal Credit Union is proud to be one of the area’s largest credit unions, serving more than 30, 000 members from Oneida, Herkimer, Madison Counties and beyond. As a credit union, we are a not-for-profit, member-owned financial cooperative. At GPO, our mission statement is simple, ‘Our Focus is You’. We aim to serve our members.

  • First Source Federal Credit Union
  • 4451 Commercial Drive, New Hartford, NY, 13413
  • Lends in New York
  • First Source Federal Credit Union is dedicated to helping people Live Smarter, offering financial services and education to improve the quality of life of their Members and the communities they serve. Founded in 1938, First Source is a not-for-profit, Member-owned financial cooperative with branches in New Hartford, North Utica, South Utica, Rome,

  • ACCESS Federal Credit Union
  • 6 Franklin Avenue, Clinton, NY, 13323
  • Lends in New York
  • ACCESS Federal Credit Union was chartered in 1947 as the Oneida Limited Employees Federal Credit Union. It was open to employees and their families of Oneida Silversmiths. In June of 1999, we changed our name to ACCESS Federal Credit Union. In August 2000, the National Credit Union Administration (NCUA) approved our request

  • Rome Teachers Federal Credit Union
  • 924 Turin Street, Rome, NY, 13440
  • Lends in New York
  • Rome Teachers Federal Credit Union is a SEG based credit union that serves numerous school communities. SEG stands for Select Employee Groups. Schools and other related groups that are affiliated with the credit union are eligible for membership. We proudly serve Employees, Students and Retirees of Adirondack, Camden, Canastota, Holland Patent.

  • Rome Federal Credit Union
  • 937 Seneca Street, Rome, NY, 13440
  • Lends in New York
  • Rome Federal Credit Union is Rome’s Oldest Credit Union. We are excited to announce that the National Credit Union Administration has approved the Rome Federal Credit Union’s application for a Community Charter. That means that if you live, work, worship or attend school in the city of Rome, you can become a member!

  • AmeriCU Credit Union
  • 1916 Black River Blvd N, Rome, NY, 13440
  • Lends in New York
  • AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.