Jumbo Loan and Super jumbo Limits for Whitestown, Oneida County, New York

Jumbo loan limit above $726,200 requires a 10% minimum down payment in Whitestown county of Oneida, New York. Lendersa® lenders' list includes all the portfolio lenders and Non-QM lenders who can arrange Jumbo loans with a limit of $3,000,000. High net individuals could obtain super jumbo loans up to $35,000,000.

The conforming high balance loan on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our Jumbo mortgage rate calculator to see the current jumbo mortgage and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

Compare loan offers from 100 lenders

Jumbo loan options for Whitestown, NY

Lendersa® goal is to get you the best possible jumbo loan based on your particular financial situation and needs. Select one of three starting points that result in matching lenders and the jumbo loan programs.

Lendersa loan request and matching results

Lendersa® Jumbo mortgage calculator enables you to compare lenders to find out who has the best Jumbo refinance rate today or purchase a Jumbo loan for $1,500,000 to $25,000,000.

Lendersa® gets loan program data from thousands of Jumbo lenders and, in seconds, compares it against your unique financial profile and needs.

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Savannah Bank National Association
  • 1565 Main Street, Savannah, NY, 13146
  • Savannah Bank is pleased to announce that, in accordance with the latest CDC guidance, face coverings will be optional for our fully vaccinated customers and staff beginning on June 1, 2021. Masks for those who have not yet been vaccinated are still required, and social distancing guidelines are still in effect.
  • First National Bank of Scotia
  • 201 Mohawk Avenue, Scotia, NY, 12302
  • At 1st National Bank of Scotia, we rely on our decades of experience both inside and outside the banking industry to help provide our loyal customers with the products and services to fit their needs. Our Board of Directors truly care about providing for our customers and our communities today, tomorrow, and well into the future.
  • Tioga State Bank, National Association
  • 1430 Upper Front St, Binghamton, NY, 13901
  • Tioga State Bank has been providing loans to business customers and forming long lasting relationships for over 150 years. We believe it’s in your best interest to have a working relationship with a local banker; one that takes time to learn your business. We know what it takes for a business to get started and to succeed. As local bankers, we know
  • Generations Bank
  • 20 East Bayard Street, Seneca Falls, NY, 13148
  • Generations Bank was established in 1870 as Seneca Falls Savings Bank—a New York chartered mutual savings bank. In 2012, the bank’s name and the insurance agency’s name were changed to Generations Bank and Generations Agency respectively. In January 2021, Generations Bank's holding company reorganized as a fully public stock holding company.
  • Hudson River Community Credit Union
  • One Third Street, Corinth, NY, 12822
  • Hudson River Community Credit Union (HRCCU) was founded in 1954 by the employees of International Paper Company in Corinth, New York as IPCO Federal Credit Union. Today, HRCCU is a state-chartered community credit union. Anyone who lives, works, worships, or attends school located within Saratoga, Warren, Washington,
  • Prosper First Capital
  • 763 Saratoga Road, Suite 4, Burnt Hills, NY, 12027
  • Prosper First Capital have worked hard to build our reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • Schenectady County Federal Credit Union
  • 388 Broadway, Schenectady, NY, 12305
  • Schenectady County Employees’ Federal Credit Union was created in 1964, by the Employees’ of Schenectady County. As your Credit Union, we are proud to have to continue to serve our community for more than 50 years for which it was intended to do with the philosophy of “People helping People”.
  • UHS Employees Federal Credit Union
  • 33-57 Harrison Street, Johnson City, NY, 13790
  • UHS Employees Federal Credit Union has been open since 1974. The credit union has assets totaling $23.59 Million and provides banking services to more than 3, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
  • Saratoga's Community Federal Credit Union
  • 444 Geyser Road, Ballston Spa, NY, 12020
  • Saratoga’s Community Federal Credit Union is a full service; not-for-profit, community focused financial institution. We exist solely to serve our members and our communities by helping them make financial decisions that best meet their individual needs. Our business plan is structured to provide exceptional personal service.
  • TCT Federal Credit Union
  • 416 Rowland Street, Ballston Spa, NY, 12020
  • TCT was founded in 1959 by a small group of teachers and school staff who wanted to pool their savings together to loan each other money when banks would not. At TCT, you're not a customer or a transaction, you're a member and an owner. We care about your financial well-being and your overall peace of mind when it comes to your savings and loan nee
  • STEWART'S FEDERAL CREDIT UNION
  • 2911 State Route 9, Ballston Spa, NY, 12020
  • Stewart’s Federal Credit Union is the result of the efforts of a handful of Stewart’s employees. With the support of our sponsor we have grown to a Credit Union that provides a full range of savings and loan plans to help our employees and their families achieve their financial goals