Super Jumbo Loan Limits by lenders in Milford, Otsego County, NY

To qualify for a Jumbo loan exceeding $726,200, a minimum down payment of 10% is mandatory in Milford county, located within Otsego, NY. Lendersa® includes an extensive collection of both portfolio and Non-QM lenders capable of arranging Jumbo loans that can reach up to $3,000,000. For those possessing high net worth, the opportunity exists to secure super jumbo loans as large as $35,000,000.

The conforming high balance loan limits are structured by property type: a single-family dwelling has a limit of $726,200, two-unit properties are capped at $929,850, three-unit residences at $1,123,900, and four-unit homes at $1,396,800.

Take advantage of our Jumbo mortgage rate calculator to view the latest jumbo mortgage rates. This tool aids in determining necessary down payments, income requirements, credit qualifications, reserves, and essential documentation to qualify.

Explore and compare loan offers from over 100 lenders

Diverse Jumbo Loan Opportunities in Milford, NY

Lendersa® is committed to finding you the most suitable jumbo loan according to your financial profile and requirements. You have the option to select one of three starting points, each tailored to align you with the most compatible lenders and their specific jumbo loan programs.

The Lendersa® Jumbo mortgage calculator is a valuable resource, allowing you to assess and compare lenders to discover the most favorable current Jumbo refinance rates or to pursue a purchase loan ranging from $1,500,000 to $25,000,000.

Leveraging data from a multitude of Jumbo lenders, Lendersa® quickly cross-references this information with your unique financial profile and circumstances, ensuring you find the options that best suit your needs efficiently.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Chen–Del–O Federal Credit Union
  • 114 Main Street, Franklin, NY, 13775
  • The Chen-Del-O Federal Credit Union is a federally organized cooperative, composed of people with a common bond of employment. The members are the owners of the Credit Union. They elect a Board of Directors who determine the policies under which the credit union operates according to rules established by the National Credit Union Administration,
  • The Delaware National Bank of Delhi
  • 124 Main Street, Delhi, NY, 13753
  • The Delaware National Bank of Delhi is the oldest bank in Delaware County, and the oldest corporation in the community of Delhi. We are also the 25th oldest bank in the country, and the 3rd oldest in New York State. In 1839 we opened our doors for business on the second floor of a storefront on Delhi's Main Street. In 1841
  • Leatherstocking Credit Union
  • 24 Glen Avenue, Cooperstown, NY, 13326
  • Leatherstocking Credit Union, established in 1977 is a not-for-profit financial cooperative located in Cooperstown, NY, the home of the National Baseball Hall of Fame and Museum. Originally formed to serve the employees of Bassett Hospital, our current field of membership includes anyone who lives, works, worships, attends school..
  • Bank of Richmondville
  • 857 East Main Street, Richmondville, NY, 12149
  • The Bank of Richmondville was established in 1881 by the honorable Judge John Westover and James Foster as a privately owned bank. The bank's initial facility was located at Main and Summit Streets in Richmondville, New York. In the fall of 1893, through the efforts of William Lewis and A.D. Frasier, the Bank of Richmondville was organized
  • Sidney Federal Credit Union
  • 42 Union Street, Sidney, NY, 13838
  • Sidney Federal Credit Union offers convenient locations throughout Chenango, Otsego, & Delaware Counties with branches in Sidney, Norwich, Bainbridge, Oneonta, Greene, Hancock, Walton, & Delhi. Sidney Federal Credit Union is a federally insured financial institution - banking. easier.
  • NORWICH TELOPS FCU
  • 11 East Park Place, Norwich, NY, 13815
  • NORWICH TELOPS FCU is mutually owned by its members, a group of people united by a common bond, who save their money together and make loans to each other from the accumulated funds. Our objective is not to make a profit, but to help our members manage their money by saving for the future and making intelligent use of available credit.
  • Remington FCU
  • 39 Central Plaza, Ilion, NY, 13357
  • Remington Federal Credit Union has been open since 1937. The credit union has assets totaling $54.2 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
  • Special Metals Federal Credit Union
  • 4340 Middle Settlement Road, New Hartford, NY, 13413
  • Special Metals Federal Credit Union, located at 4340 Middle Settlement Rd, New Hartford, N.Y, is proud to be in its 51st year of serving its membership! Chartered in 1961, our asset size has grown to $13 million over the years. We serve almost 1200 members, including employees of Special Metals, retirees, and family members of employees.
  • GPO Federal Credit Union
  • 4311 Middle Settlement Road, New Hartford, NY, 13413
  • GPO Federal Credit Union is proud to be one of the area’s largest credit unions, serving more than 30, 000 members from Oneida, Herkimer, Madison Counties and beyond. As a credit union, we are a not-for-profit, member-owned financial cooperative. At GPO, our mission statement is simple, ‘Our Focus is You’. We aim to serve our members.
  • First Source Federal Credit Union
  • 4451 Commercial Drive, New Hartford, NY, 13413
  • First Source Federal Credit Union is dedicated to helping people Live Smarter, offering financial services and education to improve the quality of life of their Members and the communities they serve. Founded in 1938, First Source is a not-for-profit, Member-owned financial cooperative with branches in New Hartford, North Utica, South Utica, Rome,
  • Adirondack Bank
  • 185 Genesee Street, Utica, NY, 13501
  • Adirondack Bank, we value putting a face to a name. That’s why for over a century we’ve personally dedicated ourselves to delivering trusted, full-service community banking to the families and businesses of Upstate New York. Adirondack Bank consistently provides cutting edge banking, standing as an eight-time recipient of the Small Business Lender
  • ACCESS Federal Credit Union
  • 6 Franklin Avenue, Clinton, NY, 13323
  • ACCESS Federal Credit Union was chartered in 1947 as the Oneida Limited Employees Federal Credit Union. It was open to employees and their families of Oneida Silversmiths. In June of 1999, we changed our name to ACCESS Federal Credit Union. In August 2000, the National Credit Union Administration (NCUA) approved our request