2023 Super Jumbo Loan Limits for Oswego, Oswego County,New York

In Oswego county, Oswego, NY, a jumbo loan exceeding $726,200 requires a down payment of at least 10%. Lendersa® has a list including portfolio and Non-QM lenders that can organize jumbo loans up to $3,000,000. For those with high net worth, super jumbo loans up to $35,000,000 may be available.

Conforming high balance loan limits are: $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our Jumbo mortgage rate calculator to check the current jumbo rates and determine the necessary down payment, income, credit, reserves, and documents to qualify.

Explore loan offers from 100 lenders

Jumbo Loan Alternatives in Oswego, NY

The goal of Lendersa® is to secure the best jumbo loan tailored to your financial needs. Choose one of three starting options to find matching lenders and possible jumbo loan programs.

With the Lendersa® Jumbo mortgage calculator, compare various lenders to discover the best jumbo refinance rate today, or purchase a jumbo loan between $1,500,000 and $25,000,000.

Lendersa® swiftly sources data from thousands of jumbo lenders and compares it to your specific financial profile in seconds.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Rochester & Monroe County Employees Federal Credit Union
  • 460 N Goodman Street, Rochester, NY, 14609
  • Lends in New York
  • Get the most out of your membership with Rochester & Monroe County Federal Credit Union. With a full range of financial products and services, our goal is to help make banking easy for our members so they can meet their goals. Members are eligible for a range of services to make banking, investing, and lending easier than ever.

  • Carthage Federal Savings and Loan
  • 313 State St, Carthage, NY, 13619
  • Lends in New York
  • Carthage Savings is a customer owned "Mutual" association. We answer to our customers, not stockholders. We are here to serve our customers with no conflicting profitability pressures. A "Mutual" is similar to a Credit Union with the exception that we pay income taxes. Carthage Savings was founded in 1888

  • The First National Bank of Groton
  • 161 Main Street, Groton, NY, 13073
  • Lends in New York
  • The First National Bank of Groton has been proudly serving the area communities for over 150 years. The Bank is customer driven. Its very existence is based on customers finding value in the products and services being offered. The Bank prides itself on offering a superior level of personalized customer service.

  • Pittsford Federal Credit Union
  • 20 Tobey Village Road, Pittsford, NY, 14534
  • Lends in New York
  • Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.

  • Rochester Home Equity Inc
  • 180 Office Park Way, Suite 2000, Pittsford, NY, 14534
  • Lends in New York
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • Haus Capital Corporation
  • 383 Park Ave, Suite A, Rochester, NY, 14607
  • Lends in New York
  • At HAUS Capital, we understand that everyone’s situation is unique. Our flexible and innovative mortgage products allow us to tailor a mortgage solution customized for you and your family.Sam DiPiano, President and CEO of HAUS Capital Corporation has been in the Mortgage industry since the early 2000s.

  • Normandy Corporation
  • 46 Prince Street, Rochester, Rochester, NY, 14607
  • Lends in New York
  • Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers.

    We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli

  • Ukrainian Federal Credit Union
  • 824 E Ridge Rd, Rochester, NY, 14621
  • Lends in New York
  • Ukrainian Federal Credit Union is insured by the National Credit Union Administration and offers personal and business financial services including savings and checking accounts, share certificates, loans, mortgages, VISA credit and debit cards, wire transfers, and online and mobile banking.

  • Canandaigua Federal Credit Union
  • 3210 Eastern Boulevard, Canandaigua, NY, 14424
  • Lends in New York
  • Canandaigua FCU is a Credit Union that is a not-for-profit financial institution. Serving our members with financial products and services from savings to loans and everything in between. We have Mobile Banking, Home Banking and Bill Pay free to our members.Credit Union that is a not-for-profit financial institution.

  • CNB Mortgage Company
  • 72 South Main Street, Canandaigua, NY, 14424
  • CNB Mortgage Company we strive to make the mortgage process swift and simple - with local decision making and loan processing. Our experts will find a mortgage solution to fit your needs, offering portfolio mortgages, fixed rate mortgages, construction loans, home equities and Special Loan Programs.

  • ACCESS Federal Credit Union
  • 6 Franklin Avenue, Clinton, NY, 13323
  • Lends in New York
  • ACCESS Federal Credit Union was chartered in 1947 as the Oneida Limited Employees Federal Credit Union. It was open to employees and their families of Oneida Silversmiths. In June of 1999, we changed our name to ACCESS Federal Credit Union. In August 2000, the National Credit Union Administration (NCUA) approved our request