Super Jumbo Loan Limits by lenders in Schenectady, Schenectady County, NY

In Schenectady County of Schenectady, NY, obtaining a Jumbo loan beyond the threshold of $726,200 necessitates at least a 10% down payment. Lendersa® features a comprehensive collection of both portfolio and Non-QM lenders, proficient in facilitating Jumbo loans up to $3,000,000. For individuals with substantial net worth, there are options available for super jumbo loans reaching up to $35,000,000.

The typical conforming high-balance loan limits are: $726,200 for a single-family home, $929,850 when buying a duplex, with $1,123,900 applicable to triplexes, and $1,396,800 for those interested in four-unit buildings.

By using our Jumbo mortgage rate calculator, you can access current rates and determine the necessary requirements for qualifying such as down payments, income levels, credit status, reserves, and essential documents.

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Explore Jumbo Loan Options in Schenectady, NY

Lendersa® is committed to helping you secure the ideal Jumbo loan suited to your unique financial profile and requirements. Begin by choosing one of three initial paths, which will help match you with appropriate lenders and the most suitable Jumbo loan programs.

The Lendersa® Jumbo mortgage calculator is an efficient tool to scrutinize lenders, helping you discover the best available Jumbo refinance rates today, or secure a purchase loan from $1,500,000 up to $25,000,000.

By leveraging data gathered from thousands of Jumbo lenders, Lendersa® swiftly aligns loan program offerings with your distinct financial circumstances and needs.

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Schenectady Jumbo Loan Lenders

  • Schenectady County Federal Credit Union
  • 388 Broadway, Schenectady, NY, 12305
  • Lends in New York
  • Schenectady County Employees’ Federal Credit Union was created in 1964, by the Employees’ of Schenectady County. As your Credit Union, we are proud to have to continue to serve our community for more than 50 years for which it was intended to do with the philosophy of “People helping People”.

  • Mohawk Progressive Federal Credit Union
  • 1760 State Street, Schenectady, NY, 12304
  • Lends in New York
  • The Mohawk Progressive Federal Credit Union is a member-owned and directed financial institution. We are dedicated to serving the present and future financial needs of our members through cost effective financial services consistent with co-operative principals, applicable legislation, and sound management.

  • First National Bank of Scotia
  • 201 Mohawk Avenue, Scotia, NY, 12302
  • Lends in New York
  • At 1st National Bank of Scotia, we rely on our decades of experience both inside and outside the banking industry to help provide our loyal customers with the products and services to fit their needs. Our Board of Directors truly care about providing for our customers and our communities today, tomorrow, and well into the future.

  • Capital Home Partners
  • 800 Rt 146, Suite 320, Clifton Park, NY, 12065
  • Lends in New York
  • Capital Home are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • The Mortgage Place Inc.
  • 646 Plank Road, Suite 102, Clifton Park, NY, 12065
  • Lends in New York
  • At The Mortgage Place, we recognize that buying or refinancing a home is a huge commitment. At our initial consultation, we will work together to determine your goals, needs and financial strategies. We will patiently describe the different mortgage programs in detail. Together we will decide on the best program and lender for your situation.

  • Prosper First Capital
  • 763 Saratoga Road, Suite 4, Burnt Hills, NY, 12027
  • Lends in New York
  • Prosper First Capital have worked hard to build our reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • Community Resource Federal Credit Union
  • 20 Wade Road, Latham, NY, 12110
  • Lends in New York
  • We offer outstanding rates and low fees on a full range of financial products. Our mission is to improve the lives of our members and community by providing access to affordable, reliable and solution based financial services.

    Our mission is to improve the lives of our members and the community by providing access to affordable

  • Sunmark Credit Union
  • 1187 Troy Schenectady Road, Latham, NY, 12110
  • Lends in New York
  • Sunmark Credit Union is a full-service, community chartered credit union serving New York through financial services, education and empowerment. Since 1937, Sunmark Credit Union has been helping members in New York improve their financial position by offering a full range of products, from mortgage and retirement options to savings and checking.

  • Maple Tree Funding
  • 1202 Troy Schenectady Rd, Bldg 3, Latham, NY, 12110
  • Lends in New York
  • Maple Tree Funding is a New York State Registered Mortgage Broker. Established in 2003, we have been providing excellent mortgage programs for both home purchases and home refinancing to home buyers throughout New York State for more than a decade.We are a locally owned & operated company based in Latham, New York with a branch office in Queensbury

  • FREEDOM ONE FUNDING, INC
  • 404 Troy Schenectady Rd, Latham, NY, 12110
  • Lends in New York
  • Low rate mortgage refinancing, FHA loan rates, fixed mortgage refinance, low equity loans, refinance mortgages, second mortgage rates, home equity loan and new home financing provided by Freedom One Funding. Freedom One Funding, Inc. – Registered Mortgage Broker – NYS Dept. of Financial Service. Loans arranged through third party providers.