2023 Super Jumbo Loan Limits for Utica, Oneida County,New York

In Utica, found within Oneida, NY, a jumbo loan exceeding $726,200 requires a minimum down payment of 10%. Lendersa® offers a rich list of lenders, covering both portfolio lenders and Non-QM lenders who can provide jumbo loans with limits up to $3,000,000. Individuals with significant wealth might secure super jumbo loans approaching $35,000,000.

Conforming high balance loan limits vary: for a single-family residence, it is $726,200; for properties with two units, $929,850; for those with three units, $1,123,900; and for four-unit homes, it is $1,396,800.

For current jumbo mortgage rates, use our Jumbo mortgage rate calculator. It helps clarify the necessary down payment, income, credit requirements, reserves, and documents for qualification.

Compare offers from a selection of 100 lenders

Available Jumbo loan solutions in Utica, NY

Lendersa® aims to help you find the best jumbo loan suited to your financial situation and requirements. Begin by selecting one of three starting paths that lead to matching lenders and suitable jumbo loan programs.

The Lendersa® Jumbo mortgage calculator lets you weigh various lenders against each other to determine who provides the best rates for refinancing jumbo loans today, or helps in procuring a Jumbo loan from $1,500,000 to $25,000,000.

Quickly, Lendersa® collects extensive data from jumbo lenders, aligning it to meet your individual financial profile and needs efficiently.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • ROK Financial
  • 3500 Sunrise Hwy, Bldg 100, Suite 201, Great River, NY, 11739
  • Lends in New York
  • ROK Financial is committed to establishing ROK solid relationships with our clients, lenders, and partners. By providing the best financing solutions available to business owners while creating a positive association with business financing. Through our streamlined process, revolutionary technology and educated team of experts.

  • The Mortgage Capital Group
  • 982 Montauk Highway, Suite 3, Bayport, NY, 11705
  • Lends in New York
  • The Mortgage Capital Group can help you achieve your goals. By matching the financial goals of our clients with the innovative products of national, regional and boutique lending institutions we shall ensure quality and value throughout the collateralized residential and commercial mortgage process.

  • Seneca Nation of Indians Federal Credit Union
  • 12837 Route 438, Irving, NY, 14081
  • Lends in New York
  • The Seneca Nation of Indians Federal Credit Union (SNIFCU) is a non-profit, member-owned cooperative financial institution.

    The Seneca Nation of Indians Federal Credit Union’s (SNIFCU) mission is to provide financial services to our members by designing our products and services to meet their needs.

  • TFS Mortgage Corporation Inc
  • 437 Newman Springs Road, Lincroft, NJ, 07738
  • Lends in New York
  • TFS Mortgage Corporation, Inc. was formed in 1989 to serve the unique lending needs of Financial Advisors and their clients. TFS is currently licensed in Florida, New Jersey, New York, and Pennsylvania. We are acutely aware that each of our clients has very specific needs which we strive to address with a wide array of lending solutions.

  • The Mortgage Outlet New York
  • 280 West Main Street, Sayville, NY, 11782
  • Lends in New York
  • The Mortgage Outlet has originated over $500 million in mortgage loans. We are family owned and operated and have been at the same location, in Sayville. Our philosophy is plain and simple; a satisfied client is our best form of advertising. We provide competitive mortgage products combined with superior customer service

  • Icon Realty Capital, Direct Lender
  • 151 Rt 33 E, Suite 251, Englishtown, NJ, 07726
  • Lends in New York
  • Icon Realty Capital is owned and operated by a team of seasoned real estate professionals who have a combined 52 years of hands-on real estate experience. We collectively participated in $3 Billions + in transactions, acting as capital providers, equity and syndicator. Our ability to Close Quickly, in as little as THREE days is a function.

  • Fast Capital 360
  • 95 James Way, Suite 113, Southampton, PA, 18966
  • Lends in New York
  • Fast Capital 360 As a leading FinTech company, we’re building cutting-edge platforms to automate and optimize every step in the application, approval and funding process, disrupting how the industry does business. Since 2013, we’ve helped thousands of customers in all types of industries access hundreds of millions of dollars nationwide.

  • Original Funding
  • 575 Underhill Blvd, Suite 216, Southold, NY, 11971
  • Lends in New York
  • Original Funding is not a lender. We provide a service to prospective borrowers wherein we submit their secure application information to our network of lenders. We do not collect a fee from the applicants. Our mission is to match prospective borrowers with our preferred network of lenders. There is no guarantee that your application

  • Home America Lending Corp.
  • 20 Oak Street, Patchogue, NY, 11772
  • Lends in New York
  • MCS Mortgage Bankers is a mortgage bank with operations in twenty-six states. MCS Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. MCS Mortgage Bankers is a FREEandCLEAR Certified Bronze Low Rate Lender.

  • Asean Capital
  • 116 E Main St, Suite C, Patchogue, NY, 11772
  • Lends in New York
  • ASEAN CAPITAL, INC. was started in 1998 by Dula Amarasinghe, a 30 year veteran of International Banking Industry. During his tenure with Manufacturers Hanover Trust Company, now JP Morgan Chase Bank, he was the Team Leader handling the business of Sri Lanka, Thailand, Philippines, Pakistan and Nepal desks.