2023 Super Jumbo Loan Limits for Utica, Oneida County,New York

In Utica, found within Oneida, NY, a jumbo loan exceeding $726,200 requires a minimum down payment of 10%. Lendersa® offers a rich list of lenders, covering both portfolio lenders and Non-QM lenders who can provide jumbo loans with limits up to $3,000,000. Individuals with significant wealth might secure super jumbo loans approaching $35,000,000.

Conforming high balance loan limits vary: for a single-family residence, it is $726,200; for properties with two units, $929,850; for those with three units, $1,123,900; and for four-unit homes, it is $1,396,800.

For current jumbo mortgage rates, use our Jumbo mortgage rate calculator. It helps clarify the necessary down payment, income, credit requirements, reserves, and documents for qualification.

Compare offers from a selection of 100 lenders

Available Jumbo loan solutions in Utica, NY

Lendersa® aims to help you find the best jumbo loan suited to your financial situation and requirements. Begin by selecting one of three starting paths that lead to matching lenders and suitable jumbo loan programs.

The Lendersa® Jumbo mortgage calculator lets you weigh various lenders against each other to determine who provides the best rates for refinancing jumbo loans today, or helps in procuring a Jumbo loan from $1,500,000 to $25,000,000.

Quickly, Lendersa® collects extensive data from jumbo lenders, aligning it to meet your individual financial profile and needs efficiently.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Greater Niagara Federal Credit Union
  • 2901 Military Road, Niagara Falls, NY, 14304
  • Founded in 1954, Greater Niagara FCU is the result of a long list of mutually beneficial mergers between small seg-based credit unions in western Niagara County. In 2003, the Credit Union expanded its charter to serve all of Niagara County, and in 2020, the charter was expanded to include Erie County.
  • Encompass Niagara Federal Credit Union
  • 2525 Military Road, Niagara Falls, NY, 14304
  • Our Credit Union first opened its doors in 1934 at our location on Buffalo Avenue as Niagara Dupont Employees Credit Union. In 2011, we moved to our new location on Military Road, changed our name to Encompass Niagara Credit Union and became a community charter allowing all who live, work, worship
  • Rock East Funding
  • 670 Long Beach Blvd, Long Beach, NY, 11558
  • Rock East Lending is a veteran hard money lender for experienced real estate investors. We know that for investors, having access to money quickly makes all the difference. Because we are direct lenders, not brokers, we are able to make decisions and get to the closing table quickly.
  • City Island Associates Inc
  • 4242 Merrick Road, Massapequa, NY, 11758
  • At City Island Associates, inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We place loans with a variety of lenders.
  • Metro Realtors Federal Credit Union
  • 346 Sunrise Highway, West Babylon, NY, 11704
  • As a Non-Profit Credit Union, banking with MRFCU makes you a Member and an Owner. We are structured so that we can focus on bringing our members the best quality banking services and products. Being a smaller credit union helps us to focus on each of our member's needs and provide them top quality service.
  • Summit Funding Solutions
  • 1377 Motor Parkway, Suite 100, Hauppauge, NY, 11749
  • Summit Funding Solutions Offers the Financing That You Need, Summit Funding Solutions in a national name in commercial finance and business loans. Whether you are starting a new business or have an established company that needs capital, we offer a wide range of products and services to meet your needs.
  • Branch 6000 Credit Union
  • 630 Broadway, Amityville, NY, 11701
  • Our Mission is to provide Branch 6000 NALC Credit Union members and their families with a full array of professional services they can use, conveniently and confidently at reasonable and competitive rates, while maintaining a sound financial environment. The Board of Directors and Staff are here to assist you in achieving your financial goals
  • Cattaraugus County Bank
  • 120 Main Street, Little Valley, NY, 14755
  • We're locally owned and operated. So we support our community, including the small businesses here in upstate New York. We offer many different commercial loans, checking and savings accounts to make sure your business has what it needs to succeed. Our commitment is best expressed in the different products and services we offer our customers.
  • Silver Lining Funding
  • 154-2 Remington Blvd, Ronkonkoma, NY, 11779
  • We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts,debt consolidations.
  • South Shore Mortgage
  • 325 E. Sunrise Hwy, Lindenhurst, NY, 11757
  • The South Shore Mortgage Team is your premier mortgage team located in Lindenhurst, New York. South Shore Mortgage offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Lindenhurst area.Established in 1987.