Jumbo Loan Limits for Carolina, Carolina County, PR in 2026

In Carolina county, located within Carolina, PR, a jumbo loan exceeding $726,200 requires a minimum down payment of 10%. Lendersa® provides a list of both portfolio and Non-QM lenders who can handle jumbo loans up to $3,000,000. High-net-worth individuals can also consider super jumbo loans up to $35,000,000.

For conforming high-balance loans, the limits are $726,200 for single-family homes, $929,850 for 2-unit properties, $1,123,900 for 3-units, and $1,396,800 for 4-unit buildings.

Our Jumbo mortgage rate calculator assists in checking the current mortgage rates and determining the required downpayment, income, credit, reserves, and documents necessary for qualification.

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Jumbo Loan Choices in Carolina, PR

Lendersa® is dedicated to helping you find the best possible jumbo loan tailored to your financial needs. Choose one of three starting options that align you with appropriate lenders and jumbo loan programs.

The Lendersa® Jumbo mortgage calculator lets you compare lenders to find out who offers the most competitive Jumbo refinance rates or to purchase a Jumbo loan for $1,500,000 to $25,000,000.

Lendersa® accesses data from numerous Jumbo lenders and quickly aligns it with your financial profile, offering comparisons that meet your needs instantly.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Carolina Jumbo Loan Lenders

  • Trust Mortgage
  • 490 Ave. José de Diego, San Juan, PR, 00923
  • Lends in Puerto Rico
  • Trust Mortgage Corp. is a large family and a capable team that unites with a philosophy of business principles, ethics, laws and morals fungen like Banco Hipotecario to serve the people of Puerto Rico. President Marisol Ortiz is the owner and president of mortgage banks, owns real estate in Bienes Raíces and has more than 25 years of experience.

  • Home Mortgage Bankers
  • Avenida Sánchez Osorio, 3BS-5, Via 60, Carolina, PR, 00983
  • Lends in Puerto Rico
  • Home Mortgage Bankers is a purely Puerto Rican mortgage bank. Founded in 2005 by its president and chief executive officer, Mr. Luis Ramírez Vicens. Mr. Ramírez has over 25 years of banking experience in Puerto Rico.

    Our purpose has always been to provide an excellent service with an immediate response.

  • Co/LAB Lending
  • 1666 Av. Juan Ponce de León, San Juan, PR, 00909
  • Lends in Puerto Rico
  • Co/LAB Lending is a mortgage broker that’s committed to superior customer service and ultimate client satisfaction. Whether you’re a first-time home buyer or refinancing your fourth investment property, our job is to guide our clients through the entire mortgage process from application to closing and beyond.

  • Preferred Mortgage PR
  • Avenue Roosevelt, Suite 307, San Juan, PR, 00918
  • Lends in Puerto Rico
  • Preferred Mortgage -Is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.

  • Puerto Rico Federal Credit Union
  • 55 Resolucion Street, Caparra, PR, 00920
  • Lends in Puerto Rico
  • Puerto Rico Federal Credit Union is a nonprofit cooperative founded in 1960.
    Our offerings include Personal Loans, Secured Loans, New and Used Car Loans, Auto Loan Refinance, Credit Cards, Home Loans, Stock Certificates, Reserve Line, Stock Account, Savings Account, Checking Account and others. services.

  • RF MORTGAGE & INVESTMENT CORP
  • 1148 Fd Roosevelt Ave, San Juan, PR, 00920
  • Lends in Puerto Rico
  • At RF Mortgage we are committed to offering our clients a personalized service. Our goal is to guide & offer our customers the best alternati goes on the market. This service has been the foundation of our success, causing our satisfied clients to be the best advertisement, constantly referring us to friends & family to help their mortgage needs.

  • Aceland Mortgage LLC
  • 151 Calle San Francisco, San Juan, PR, 00901
  • Lends in Puerto Rico
  • Aceland Mortgage LLC, (formerly known as Aceltis Financial Group, Inc.) is a mortgage company dedicated to providing our clients with the latest mortgage products at competitive rates with unparalleled knowledge and support. Our team has been working in the front lines of the mortgage space for almost 20 years,

  • Money House
  • 52 Calle Paseo Covadonga, San Juan, PR, 00901
  • Lends in Puerto Rico
  • At Moneyhouse, we provide scalable and flexible partnership opportunities to help you achieve the success and market share levels your business plan objectives have addressed. Whether you are new to the reverse mortgage product or looking to add an additional Partner relationship

  • VAPR Federal Credit Union
  • 2400 Carr.177, San Juan, PR, 00926
  • Lends in Puerto Rico
  • VAPR FEDERAL CREDIT UNION is a nonprofit cooperative founded in 1950 and organized to provide our members with low-cost financial services. We are governed by a volunteer Board of Directors, elected by and for the partners. Being a member of the Cooperative is a privilege that is recognized exclusively to employees in our field of associates.

  • Oriental Bank
  • 17705 Road 2 Building, Suite 2, Aguadilla, PR, 00603
  • Lends in Puerto Rico
  • Since 1964, Oriental has thrived as one of Puerto Rico’s leading banks focused on serving the needs of consumers, businesses, and institutions. With multiple branches throughout the island, it has the second-largest network, and is the third-largest financial institution in core retail and commercial deposits.