Jumbo Loan Limits for James-Island, Charleston County, SC in 2026
To secure a Jumbo loan exceeding $647,200, you need a minimum down payment of 10% in Charleston, SC. Lendersa® offers a comprehensive list that includes both portfolio lenders and Non-QM lenders who can provide Jumbo loans with limits up to $3,000,000. Individuals of high net worth have the potential to access super jumbo loans reaching $35,000,000.
Conforming high balance loans are limited to $647,200 for single-family homes, $828,700 for duplexes, $1,001,650 for triplexes, and $1,244,850 for four-unit buildings.
Make use of our Jumbo mortgage rate calculator to examine the prevailing jumbo mortgage rates and determine the necessary downpayment, income, credit scores, reserves, and documentation required to qualify.
The aim of Lendersa® is to help you secure the best possible jumbo loan by evaluating your financial situation and needs. Choose from three starting approaches to connect with lenders and their jumbo loan programs.
The Lendersa® Jumbo mortgage calculator facilitates lender comparisons, helping you discover who provides the most favorable Jumbo refinance rate today or support for purchasing a Jumbo loan between $1,500,000 and $25,000,000.
Lendersa® rapidly compiles loan program data from a vast array of Jumbo lenders and matches it to your financial profile with precision and speed.
147 Wappoo Creek Drive, Suite 105, Charleston, SC, 29412
Lends in South Carolina
At Homegrown Financial, we know you want financial freedom as you age. To achieve that, you need a smart and safe way to access an important retirement asset: home equity. The problem is traditional retirement sources are becoming unreliable and you’re worried about which options will allow you to best monetize your home equity in retirement.
Lending HQ works with borrowers with do not meet the traditional bank loan guidelines in order to secure funds for residential and commercial real estate transactions via private investors. We can use all property types as collateral, residential & commercial, including vacant land and mobile home parks.
First Capital Bank’s mission is to provide profitable, competitive and responsive community banking services, which exceed the expectations of our customers, stockholders and employees. First Capital Bank is a community bank with an emphasis on special attention to our customers.
The Bank of South Carolina is a state-chartered financial institution with depository accounts insured by the FDIC. The Bank was organized on October 23, 1986, and our first office opened for business on February 26, 1987. It is a wholly-owned subsidiary of Bank of South Carolina Corporation which became effective on April 17, 1995.
25 Cumberland Street, Suite 120, Charleston, SC, 29401
Lends in South Carolina
SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service
Coastal Equity Group offers both short and long-term financing for investors striving to build their wealth and generate income for a better future. As a lender, we strive to offer our borrowers smart investment solutions to help generate income and build their portfolio. Our team works quickly and ethically.
215 East Bay Street, Suite 403-F, Charleston, SC, 29401
Lends in South Carolina
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
170 Meeting Street, Suite 501, Charleston, SC, 29401
Lends in South Carolina
Asset Group, LLC is a specialty finance firm with a focus on structured credit solutions across the capital stack. Ivy executives have extensive management experience in leveraged lending, investment banking, operations, financing, and consulting. We employ a pragmatic approach to private lending emphasizing disciplined.
578 East Bay Street, Suite D, Charleston, SC, 29403
Lends in South Carolina
In the spring of 2017, the concept of Beacon Community Bank was developed by a group of local businessmen and women to fill a void created by recent mergers and acquisitions of a number of locally owned banks. At that time, only one local bank remained, when a decade prior there had been as many as seven.
SnapCap by LendingTree is helping lead a revolution in small business finance by reducing the complexities found in the traditional lending process. Committed to investing in small business, SnapCap offers a better way to borrow by focusing on performance-based financing oriented towards the present health of a business
