Jumbo Loan Limits for Spearfish, Lawrence County, SD in 2026
In Spearfish County, Lawrence, SD, obtaining a jumbo loan above $726,200 necessitates a minimum 10% down payment. The extensive Lendersa® lender list features portfolio and Non-QM lenders who can facilitate jumbo loans up to $3 million. Individuals with high net worth may acquire super jumbo loans up to $35 million.
Conforming high-balance loan limits are as follows: $726,200 for single-family homes, $929,850 for two-unit properties, $1,123,900 for three-units, and $1,396,800 for four-units.
Use our jumbo mortgage rate calculator to view the latest rates and determine the down payment, income, credit requirements, reserves, and documentation necessary for qualification.
The purpose of Lendersa® is to obtain the optimal jumbo loan for your specific financial needs and situation. Choose from three beginning strategies that match you with suitable lenders and programs.
The Lendersa® jumbo mortgage calculator helps you compare lenders to discover top jumbo refinance rates or to secure a jumbo loan ranging from $1,500,000 to $25,000,000.
Lendersa® efficiently draws on loan program data from thousands of jumbo lenders and quickly aligns it with your unique financial profile.
125 E. Colorado Blvd, Suite 1A, Spearfish, SD, 57783
Lends in South Dakota
Pioneer Bank & Trust offers a varied and complete assortment of state-of-the-art banking products and services. Although we believe our products are highly competitive in today’s high-tech banking world, it is our hometown, personal service that is responsible for our significant growth.
Dakota Star FCU is a full service federal credit union located in Rapid City, South Dakota. We offer a complete menu of financial products and services to our members. Because we are a not-for-profit credit union, all of our proceeds are returned to our members in the form of higher yields on their savings and lower rates on their loans.
Blue Ribbon Mortgage and Investments. We are located in Rapid City, SD, but can help you with your home loan anywhere in the Black Hills. We are not only licensed in the Black Hills but anywhere in South Dakota, North Dakota, Wyoming, Montana & Colorado. We provide Purchase or Refinance Lending.
Rushmore Electric Federal Credit Union was formed to assist employees and directors of rural electric cooperatives with their financial needs and planning in September 1964. Credit Unions are non-profit financial cooperatives and member-owned, just like rural electric cooperatives.
At First Western Federal Savings Bank, you’ll find an honesty from our non-recourse lenders that you won’t find anywhere else. We take extraordinary pride in providing simple, straightforward answers to your very important questions about buying investment real- estate. As a portfolio lender for over 30 years.
We strive to create a high-performance credit union committed to offering our members a competitive advantage on products and service compared to traditional lenders and big banks. Through our commitment to become our members’ primary financial institution, we shall consistently and constantly strive to assist members to attain their personal
Highmark Federal Credit Union is Rapid City’s first credit union. Originally chartered as Rapid City Teacher’s Federal Credit Union in 1940, we are a member-owned, not-for- profit financial cooperative with six locations serving anyone located across 11 counties in Western South Dakota and Eastern Wyoming.
BHFCU has been a part of buying thousands of first cars and starter homes. We've helped hundreds go to school or back to school. Our credit cards and debit cards have bought a lot of birthday presents and groceries. We've believed in small businesses when they were little more than an idea.
2101 Mt. Rushmore Rd, Suite 300, Rapid City, SD, 57701
Lends in South Dakota
We are the Midwest's newest Mortgage Lender! Backed by tremendously experienced, ethical, and hardworking individuals; we have over 100 years combined experience and knowledge in the mortgage industry. In a day where it seems everyone is franchising or net branching, we are breaking out of the mold to provide better service.
Omni Home Financing in 2003, and is a leader in the Black Hills mortgage marketplace. A locally owned, boutique mortgage broker serving over 3,000 clients and over $493,000,000 funded, Omni has a great reputation for smooth, on-time, no surprises closings with the best terms, and also Black Hills marketplace in wholesale mortgage lending.
