Jumbo Loan and Super jumbo Limits for Spearfish, Lawrence County, South Dakota

In Spearfish County, Lawrence, SD, obtaining a jumbo loan above $726,200 necessitates a minimum 10% down payment. The extensive Lendersa® lender list features portfolio and Non-QM lenders who can facilitate jumbo loans up to $3 million. Individuals with high net worth may acquire super jumbo loans up to $35 million.

Conforming high-balance loan limits are as follows: $726,200 for single-family homes, $929,850 for two-unit properties, $1,123,900 for three-units, and $1,396,800 for four-units.

Use our jumbo mortgage rate calculator to view the latest rates and determine the down payment, income, credit requirements, reserves, and documentation necessary for qualification.

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Jumbo Loan Choices in Spearfish, SD

The purpose of Lendersa® is to obtain the optimal jumbo loan for your specific financial needs and situation. Choose from three beginning strategies that match you with suitable lenders and programs.

The Lendersa® jumbo mortgage calculator helps you compare lenders to discover top jumbo refinance rates or to secure a jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® efficiently draws on loan program data from thousands of jumbo lenders and quickly aligns it with your unique financial profile.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Dacotah Federal Credit Union
  • 2990 E Highway 44, Rapid City, SD, 57703
  • Lends in South Dakota
  • Since its inception in 1950 the Dacotah Federal Credit Union has been serving its members in the Rapid City, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages.

  • Lakota Federal Credit Union
  • Lakota Trade Center, Suite 103 | 104, Kyle, SD, 57752
  • Lends in South Dakota
  • In January 2009, several community leaders started in pursuit of a dream to establish the Lakota Federal Credit Union to serve the people of the Pine Ridge Reservation. The proposed credit union would provide basic banking services to help the Oglala LakotaOyate (people) achieve their financial goals, and in turn help the local economy.

  • First National Bank in Philip
  • 103 East Oak Street, Philip, SD, 57567
  • Lends in South Dakota
  • First National Bank in Philip has, for over 110 years, served a large part of western South Dakota by providing quality banking based on customer service. We are proud that some relationships started three generations ago continue today. When you walk into our lobby, you will certainly be met with a smile.

  • Western Dakota Bank
  • 803 Main Street, Timber Lake, SD, 57656
  • Lends in South Dakota
  • Western Dakota Bank originated in Glencross, SD on July 1, 1919 and opened under the name of Glencross State Bank. The Bank of Timber Lake merged with Glencross State Bank in 1935. The bank name was changed to Dewey County Bank. A branch was opened in Isabel in 1960. The bank name was changed to Western Dakota Bank.

  • Candu Ventures, LLC
  • 300 N Center St. Unit 6, Casper, WY, 82601
  • Lends in South Dakota
  • We provide commercial loans and operational solutions that increase your profitability and access to capital (all categories) for developers, investors, and business owners in the U.S. and Canada.

    We also facilitate access to $1,000,000 to $5-billion US, with non-recourse loans that can be used for any purpose. The only collateral accepted are securities publicly traded on any one of 80+ stock exchanges around the world. Information about this program provided upon request.

  • Oahe Federal Credit Union
  • 221 E Pleasant Drive, Pierre, SD, 57501
  • Lends in South Dakota
  • Oahe Federal Credit Union has been providing services to employees of the City of Pierre and Ft. Pierre, the State of South Dakota, Hughes and Stanley Counties, the Federal Government, South Dakota Retailers, Capital Area Counseling, Avera St. Mary’s, Pierre Indian Learning Center, and School Systems of Pierre and their immediate family members.

  • Consumer’s Federal Credit Union
  • 301 West Highway 18, Gregory, SD, 57533
  • Lends in South Dakota
  • 1977, Consumer’s Federal Credit Union opened its doors in a small room located in the local Rosebud Farmer’s Union building. For twenty-three years, this is where the Credit Union called home. In October of 2000, the Credit Union broke ground at its current location on Highway 18. Subsequently.

  • Opportunity Business Loans
  • 2304 E Lincolnway, Suite 154, Cheyenne, WY, 82001
  • Lends in South Dakota
  • We have a network of thousands of lenders who are all ready to lend the money you need. This network allows us to find the best deal for you based on you and your business's individual needs. Our personal financial advisors will work with you through each step of our online business loan process.

  • FinLend, LLC
  • 1603 Capitol Avenue, Suite 310 A660, Cheyenne, WY, 82001
  • Lends in South Dakota
  • FINLEND Capital® is a nationwide, private direct lender. Established in 2019, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. FINLEND

  • Ipswich State Bank
  • 301 First Avenue, Ipswich, SD, 57451
  • Lends in South Dakota
  • The Ipswich State Bank is a locally-owned bank located in Ipswich, SD that has been serving the community since 1938. At the Ipswich State Bank our customers have been, and always will be our first priority. We do everything that we can to make all of their banking needs as accessible and easy as possible.

  • BankNorth
  • 2201 6th Avenue Southeast, Aberdeen, SD, 57401
  • Lends in South Dakota
  • We offer a wide range of financial products and services – like savings and checking accounts, personal, business and farm and ranch loans and internet-based solutions – that make it easy and convenient to BankNorth.

    We’ve been guided by values like honesty, integrity and loyalty every step of the way.

  • Healthcare Plus Federal Credit Union
  • 203 S Dakota Street, Aberdeen, SD, 57401
  • Lends in South Dakota
  • At Healthcare Plus Federal Credit Union, once you become a member you are a member for life. This means that even if you change jobs or move away from Brown County you will always remain a member of our Credit Union Family We are dedicated to providing financial products and services that enhance your lifestyle and encourage financial success.