Jumbo Loan Limits for Sturgis, Meade County, SD in 2026

In the county of Sturgis, Meade, SD, any jumbo loan surpassing the limit of $726,200 necessitates at least a 10% down payment. Lendersa® features a comprehensive list of both portfolio and Non-QM lenders that are skilled in arranging jumbo loans of up to $3,000,000. Those with significant net worth may qualify for super jumbo loans up to an impressive $35,000,000.

When considering conforming high balance loans, the maximum loan amounts are defined as follows: $726,200 for a single-family dwelling, $929,850 for duplex homes, $1,123,900 for triplexes, and $1,396,800 for fourplexes.

Our Jumbo mortgage rate calculator is designed to help you discover current jumbo mortgage rates, allowing you to calculate the down payment, assess income, evaluate credit, understand reserve requirements, and identify the documents needed to qualify.

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Options for Jumbo Loans in Sturgis, SD

The mission of Lendersa® is to secure the most advantageous jumbo loan for you, based on your unique financial needs and situation. You are invited to select one of three starting pathways that will facilitate matching you with suitable lenders and their corresponding jumbo loan programs.

The Lendersa® Jumbo mortgage calculator is an efficient tool that allows you to compare different lenders to discover the best jumbo refinance rate available today, or to purchase a jumbo loan in values ranging from $1,500,000 to $25,000,000.

Lendersa® rapidly pulls loan program data from a wide array of jumbo lenders and conducts an analysis, comparing it with your individual financial profile to meet your specific needs efficiently.

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Sturgis Jumbo Loan Lenders

  • Rushmore Electric Federal Credit Union
  • 1715 Cambell Street, Rapid City, SD, 57701
  • Lends in South Dakota
  • Rushmore Electric Federal Credit Union was formed to assist employees and directors of rural electric cooperatives with their financial needs and planning in September 1964. Credit Unions are non-profit financial cooperatives and member-owned, just like rural electric cooperatives.

  • First Western Federal Savings Bank
  • 402 Main St, Rapid City, SD, 57701
  • Lends in South Dakota
  • At First Western Federal Savings Bank, you’ll find an honesty from our non-recourse lenders that you won’t find anywhere else. We take extraordinary pride in providing simple, straightforward answers to your very important questions about buying investment real- estate. As a portfolio lender for over 30 years.

  • Med 5 Federal Credit Union
  • 4956 5th Street, Rapid City, SD, 57701
  • Lends in South Dakota
  • We strive to create a high-performance credit union committed to offering our members a competitive advantage on products and service compared to traditional lenders and big banks. Through our commitment to become our members’ primary financial institution, we shall consistently and constantly strive to assist members to attain their personal

  • Highmark Federal Credit Union
  • 725 5th St, Rapid City, SD, 57701
  • Lends in South Dakota
  • Highmark Federal Credit Union is Rapid City’s first credit union. Originally chartered as Rapid City Teacher’s Federal Credit Union in 1940, we are a member-owned, not-for- profit financial cooperative with six locations serving anyone located across 11 counties in Western South Dakota and Eastern Wyoming.

  • Black Hills Federal Credit Union
  • 200 Main Street, Rapid City, SD, 57701
  • Lends in South Dakota
  • BHFCU has been a part of buying thousands of first cars and starter homes. We've helped hundreds go to school or back to school. Our credit cards and debit cards have bought a lot of birthday presents and groceries. We've believed in small businesses when they were little more than an idea.

  • Unify Home Lending
  • 2101 Mt. Rushmore Rd, Suite 300, Rapid City, SD, 57701
  • Lends in South Dakota
  • We are the Midwest's newest Mortgage Lender! Backed by tremendously experienced, ethical, and hardworking individuals; we have over 100 years combined experience and knowledge in the mortgage industry. In a day where it seems everyone is franchising or net branching, we are breaking out of the mold to provide better service.

  • OMNI HOME FINANCING LLC
  • 1508 Mt Rushmore Road, Rapid City, SD, 57701
  • Lends in South Dakota
  • Omni Home Financing in 2003, and is a leader in the Black Hills mortgage marketplace. A locally owned, boutique mortgage broker serving over 3,000 clients and over $493,000,000 funded, Omni has a great reputation for smooth, on-time, no surprises closings with the best terms, and also Black Hills marketplace in wholesale mortgage lending.

  • HERITAGE HOME LENDING
  • 2209 Mount Rushmore Rd, Suite 1, Rapid City, SD, 57701
  • Lends in South Dakota
  • Heritage Home Lending is a Mortgage Brokerage founded in Rapid City, SD. The goal is your peace of mind. The goal is to earn your trust and exceed your expectations. Jesse Herrington and Brady MacIver are two very experienced loan officers that will be working diligently on your behalf.

  • Sentinel Federal Credit Union
  • 22752 Mule Deer Trail, Box Elder, SD, 57719
  • Lends in South Dakota
  • Sentinel Federal Credit Union has been guarding and protecting the financial well-being of our members since 1955. As a community Credit Union, many of us were born and raised in the communities that we serve. Because of that, we make our decisions right here at the Credit Union. Some places have local branches. We have local roots.

  • Dacotah Federal Credit Union
  • 2990 E Highway 44, Rapid City, SD, 57703
  • Lends in South Dakota
  • Since its inception in 1950 the Dacotah Federal Credit Union has been serving its members in the Rapid City, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages.