Jumbo Loan and Super jumbo Limits for Watertown, Codington County, South Dakota

In Watertown County of Codington, located in SD, a jumbo loan above the limit of $726,200 requires a minimum down payment of 10%. Lendersa® boasts a comprehensive list of portfolio and Non-QM lenders able to arrange jumbo loans up to $3,000,000. For high-net-worth individuals, there is the option of obtaining super jumbo loans of up to $35,000,000.

The conforming high-balance loan limit for various residential units runs as follows: it is $726,200 for a single-family dwelling, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit buildings.

Make use of our jumbo mortgage rate calculator to view the current jumbo mortgage rates and determine the necessary down payment, income levels, credit standings, reserves, and documentations required for qualification.

Evaluate loan proposals from 100 lenders

Exploring Jumbo Loan Opportunities in Watertown, SD

Lendersa® is devoted to ensuring you acquire the optimal jumbo loan tailored to your specific financial state and needs. Initiate by selecting one of three starting points designed to connect you with suitable lenders and relevant jumbo loan programs.

The Lendersa® jumbo mortgage calculator allows you to compare a range of lenders and identify which provides the most favorable jumbo refinance rates or purchase options, with loans spanning from $1,500,000 to $25,000,000.

Lendersa® efficiently matches thousands of jumbo loan program data with your unique financial profile, ensuring a tailored fit.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • First Class Mortgage Inc.
  • 2300 13th Avenue S, Fargo, ND, 58103
  • First Class Mortgage is more than just our company name. It's the way we do business! Whether you are buying a new home or refinancing your existing mortgage, our dedicated team is committed to satisfying your home financing needs. We provide First Class service, First Class knowledge, and First Class experience
  • Explorers Credit Union
  • 609 West 21st St, Parkston, SD, 57078
  • On February 28, 1962, the employees of the Yankton State Hospital organized and chartered the Yankton State Hospital Employees Federal Credit Union. This small branch was renamed to Services Center Federal Credit Union (FCU) and grew to three branch locations with over 7, 700 members and $70 million in assets.
  • Dakota MAC
  • 225 Cedar Street, Yankton, SD, 57078
  • Dakota MAC was developed in 1993 by First Dakota National Bank to provide long-term ag real estate loans at competitive interest rates and terms. Our lending options are focused directly on you and your operation’s needs. We knew then, and still know now, how difficult it is to operate in 3- and 5-year short-term notes.
  • Security State Bank
  • PO Box 9, Tyndall, SD, 57066
  • Security State Bank was established in 1932 in rural South Dakota and has been building strong client relationships ever since. We first opened our doors in Tyndall, SD, and have since expanded to Chancellor, Viborg, and across the border to Jackson and Heron Lake, MN. As a local Midwest business.
  • Community Bank
  • 118 N Main Street, Avon, SD, 57315
  • The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.
  • Commercial State Bank, of Wagner
  • 204 S. Main Ave, Wagner, SD, 57380
  • We, at the Commercial State Bank, are dedicated to meeting the financial needs of our customers in and around the Wagner area by providing high quality and creative financial services through a skilled professional staff. We will accomplish our mission by remaining an independent community bank, focusing on our present and future customer needs.
  • Fort Randall Federal Credit Union
  • 231 Lake Street, Wagner, SD, 57380
  • In 1951 Ft. Randall Federal Credit Union was chartered to serve local federal employees of the Pickstown School District, and their immediate family members. Once a member of Ft. Randall Federal Credit Union, you can always be a member, even if you move out of field of membership!
  • Vermillion Federal Credit Union
  • 105 East Cherry Street, Vermillion, SD, 57069
  • Vermillion FCU is a not-for-profit financial institution serving members in the Vermillion community since 1959. Membership is now open to everyone who works in, lives in, worships in or attends school in Clay County, South Dakota & Dixon County, Nebraska. Becoming a member of the credit union means that you also become a part owner.
  • Oahe Federal Credit Union
  • 221 E Pleasant Drive, Pierre, SD, 57501
  • Oahe Federal Credit Union has been providing services to employees of the City of Pierre and Ft. Pierre, the State of South Dakota, Hughes and Stanley Counties, the Federal Government, South Dakota Retailers, Capital Area Counseling, Avera St. Mary’s, Pierre Indian Learning Center, and School Systems of Pierre and their immediate family members.
  • Consumer’s Federal Credit Union
  • 301 West Highway 18, Gregory, SD, 57533
  • 1977, Consumer’s Federal Credit Union opened its doors in a small room located in the local Rosebud Farmer’s Union building. For twenty-three years, this is where the Credit Union called home. In October of 2000, the Credit Union broke ground at its current location on Highway 18. Subsequently.
  • Dakota Prairie Bank
  • 1204 Yellowstone Street, Fort Pierre, SD, 57532
  • Draper State Bank in Draper, South Dakota was founded by George Hayes. After serving four years in the Navy, George’s son, Keith Hayes returned to Draper in 1945 and began working in the bank with his father. George served as President and operated the bank in Draper until his death in 1969, at which time Keith was named President of Draper State B
  • Security National Bank of South Dakota
  • 325 Dakota Dunes Blvd, North Sioux City, SD, 57049
  • Security National Bank of South Dakota is a subsidiary of Security National Corporation, which was chartered in 1884 in Sioux City, Iowa, and founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection. These principles served as guideposts that enabled SNB to