2026 Super Jumbo Loan Limits for Jefferson-City, Jefferson County, Tennessee

In Jefferson-City county of Jefferson, TN, securing a jumbo loan above $647,200 mandates a minimum down payment of 10%. Lendersa® lists all portfolio and Non-QM lenders who can arrange jumbo loans up to $3,000,000. Additionally, individuals with substantial net worth may qualify for super jumbo loans reaching $35,000,000.

The limits for conforming high balance loans are outlined as follows: $647,200 for a single-family residence, $828,700 for two-unit properties, $1,001,650 for three-unit homes, and $1,244,850 for four-unit buildings.

Use our jumbo mortgage rate calculator to view current rates and determine the necessary down payment, income, credit, reserves, and documents required to qualify.

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Explore Jumbo Loan Options in Jefferson-City, TN

The mission of Lendersa® is to provide you with the best possible jumbo loan fitting your financial situation and specific needs. You can start by selecting one of three pathways to match with appropriate lenders and loan offerings.

The Lendersa® Jumbo mortgage calculator enables you to compare lenders and identify which offers the best jumbo refinance rates available today or to purchase a jumbo loan from $1,500,000 to $25,000,000.

Lendersa® efficiently collects and matches loan program data from a vast array of jumbo lenders, quickly aligning it with your distinctive financial profile and needs.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Jefferson-City Jumbo Loan Lenders

  • FIRST PEOPLES BANK
  • 206 W Broadway Blvd, Jefferson City, TN, 37760
  • Lends in Tennessee
  • First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.

  • Citizens Bank and Trust Company of Grainger County
  • 8335 Rutledge Pike, Rutledge, TN, 37861
  • Lends in Tennessee
  • We began to serve the citizens of Grainger County as a state-chartered bank on December 19, 1919. At that time, we had 29 depositors with $12, 291.23 in deposits. Since then, we have grown to 5 locations within the County, servicing over 13, 000 customers with total deposits exceeding $200 million.

  • Clinch-Powell
  • 7995 Rutledge Pk, Rutledge, TN, 37861
  • Lends in Tennessee
  • Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.

  • Lowland Credit Union
  • 1216 E Main Street, Morristown, TN, 37814
  • Lends in Tennessee
  • The Lowland Credit Union began operation on June 12, 1953 at the Lowland site of the American Enka Company located in Lowland, Tennessee. Active employees of that site were eligible to join. Some years later, the field of membership was expanded to include retired employees and family relations of members.

  • Colonial Loan Association
  • 2645 W Andrew Johnson Hwy, Suite B, Morristown, TN, 37814
  • Lends in Tennessee
  • The Colonial Loan lending team is uniquely positioned to offer local decisions within 24 hours of application. Each lender is experienced and passionate about helping consumers with less than perfect credit secure personal loans.We consider each loan application individually and decisions are not made solely on credit scores.

  • Newport Federal Bank
  • 170 West Broadway, Newport, TN, 37821
  • Lends in Tennessee
  • Since 1934 we have been a hometown bank with your needs as our number one priority. That is why we offer a wide variety of products and friendly, reliable service-all in three convenient locations. From checking accounts to savings, loans, and investment opportunities, we offer the latest in financial services.

  • New South Credit Union
  • 3261 North Mall Road, Knoxville, TN, 37924
  • Lends in Tennessee
  • New South Credit Union is unique and distinct from any bank. Unlike banks that are in business to make profit, New South is a not-for-profit institution organized to promote thrift and provide credit to members. Yes, we offer savings and checking accounts, loans, and many other financial services that banks offer.

  • SmartBank
  • 2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863
  • Lends in Tennessee
  • SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007

  • Sevier County Schools Federal Credit Union
  • 164 N Henderson Avenue, Suite B, Sevierville, TN, 37862
  • Lends in Tennessee
  • Established in 1978, Sevier County Schools Federal Credit Union is owned and operated by its members who have joined together to assist each other in the sound management of their financial affairs. Our mission is to provide loan, deposit, and transaction services to its defined membership with a uniquely high level of quality and efficiency.

  • Citizens National Bank TN
  • 200 Forks of the River Pkwy, Sevierville, TN, 37862
  • Lends in Tennessee
  • The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients'​ expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.