San Diego, California Private money Lenders complete AI list of 2026

Use Lendersa® hard money mortgage calculator to find private real estate investors in San Diego, San Diego, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Explore Private Lenders in San Diego, CA

Enhancing your prospects of securing a loan is possible when you connect with a private investor through a local hard money broker. In San Diego, successfully obtaining hard money loans often hinges on finding investors who are familiar with the local area. The closer the investor's location is to the property, the better your chances for loan approval and the quicker the funding process becomes, facilitating a smoother transaction overall.

The bustling locale of San Diego boasts a population of 3220120, and the average property sells for $723,090, indicating a vibrant real estate market.

Refer to our comprehensive list of both commercial and residential lenders to find loans secured by real estate equity. These lenders typically place less emphasis on credit scores and income verification, focusing instead on the equity of the property. Additionally, the list provides information on how far private lenders are from Zipcode(s): 92109, 92108, 92103, 92111, 92154, 92110, 92115, 92140, 92107, 92106, 92105, 92104, 92102, 92071, 92132, 92130, 92131, 92134, 92139, 92025, 92027, 92147, 92145, 92014, 92119, 92117, 92121, 92120, 92123, 92122, 92124, 92127, 92126, 92129, 92128, 92101, 92037, 92173, 92113, 92114, 92116, 92038, 92039, 92072, 92092, 92093, 92112, 92137, 92138, 92142, 92143, 92149, 92150, 92152, 92153, 92158, 92159, 92160, 92161, 92163, 92165, 92166, 92167, 92168, 92169, 92170, 92171, 92172, 92174, 92175, 92176, 92177, 92179, 92182, 92186, 92187, 92191, 92192, 92193, 92195, 92196, 92197, 92198, 92199, emabling you to make well-informed choices.

Evaluate offers from a selection of 100 lenders and start comparing today, ensuring you find the best fit for your financial goals.



  • In Park Lending
  • 2244 Faraday Avenue, Suite 92, Carlsbad, CA, 92008
  • Lends in California
  • In Park Lending strives to provide affordable mobile home financing options to first time buyers and existing manufactured homeowners. We utilize the latest technology and deliver educational resources to our customers in an effort to simplify the mortgage process. We want our customers to have the confidence.

  • Lineage Lending
  • 1902 Wright Place, Suite 200, Carlsbad, CA, 92008
  • Lends in California
  • Lineage Lending is a full-service, boutique brokerage offering real estate sales & financing including reverse mortgage loans & puts into daily practice a high level of integrity, honesty & customer service that is unmatched in this industry.It is & always has been our goal to stand out as beacon within the industry for all others to strive towards

  • Great Rate Home Loans
  • 5810 El Camino Real, Suite D, Carlsbad, CA, 92008
  • Lends in California
  • Our entire team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals, to secondary marketing and to our management team. We invite you to experience Your Mortgage Planning as your mortgage broker for life. We will get great deals for your financial plan.

  • AAA Private Money
  • 2173 Salk Ave. Suite #250, Carlsbad, CA, 92008
  • Lends in California
  • AAA Private Money is a Carlsbad, California based company that specializes in private money loans and investments backed by real estate. Our philosophy is to provide industry leading services at wholesale pricing to deliver exceptional results to everyone doing business with us.

  • Centerpointe Capital
  • 2522 West Ranch St, Suite 204, Carlsbad, CA, 92010
  • Lends in California
  • Centerpointe Capital was incorporated in 2004 by Scott Polimeni, President and Broker. Scott proudly served his country for 8 years in the US Army and also graduated Class President from the Riverside Co. Sheriff’s Academy and enjoyed working for 2 agencies and several different assignments during his law enforcement career.

  • Mid West Finance
  • 410 South Melrose Drive, Vista, CA, 92081
  • Lends in California
  • At Midwest Financial Inc., our mission is to educate and guide prospective investors, buyers, and sellers. Our success is made possible by demystifying the buying, selling and refinancing process while providing solutions that lead to results.

    We know for anyone to experience true success it is vital to partner

  • Belinda Biedebach, Mortgage Broker at Secured Lending Group
  • 380 S Melrose Dr, Suite 381, Vista, CA, 92081
  • Lends in California
  • At Secured Lending Group, we know getting a mortgage is one of the biggest financial decisions anyone can make. We are a boutique mortgage company that understands the importance of personalized and quality service. With nearly 35 years of combined experience, our team is a trusted source in finding the best terms that fit your needs.

  • Camden Investment Strategies INC.
  • 1611 S Melrose Drive, Suite A102, Vista, CA, 92081
  • Lends in California
  • Camden Investment Strategies Southern California’s premier real estate company. If it’s your forever home you’re searching for, selling your property, looking to buy an investment property and cash flow or have your property managed, you’ve come to the right place. We will take the process from beginning to end for you.

  • Your Mortgage Shop
  • 516 Peach Way, San Marcos, CA, 92069
  • Lends in California
  • YMS specializes in eliminating mortgage insurance by leveraging relationships with Private Investors and Banks to obtain custom tailored loans for clients. Your Mortgage Shop is a trusted California premiere mortgage broker that adheres to the highest industry standards and is compliant with State Laws and Federal Regulations.

  • Pacific Coast Home Mortgage & Real Estate Inc
  • 2424 Vista Way, Suite 105, Oceanside, CA, 92054
  • Lends in California
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.