Hard money loans Lowest rates with AI in San Diego, California

Use Lendersa® hard money mortgage calculator to find private real estate investors in San Diego, San Diego, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Explore Private Lenders in San Diego, CA

Enhancing your prospects of securing a loan is possible when you connect with a private investor through a local hard money broker. In San Diego, successfully obtaining hard money loans often hinges on finding investors who are familiar with the local area. The closer the investor's location is to the property, the better your chances for loan approval and the quicker the funding process becomes, facilitating a smoother transaction overall.

The bustling locale of San Diego boasts a population of 3220120, and the average property sells for $723,090, indicating a vibrant real estate market.

Refer to our comprehensive list of both commercial and residential lenders to find loans secured by real estate equity. These lenders typically place less emphasis on credit scores and income verification, focusing instead on the equity of the property. Additionally, the list provides information on how far private lenders are from Zipcode(s): 92109, 92108, 92103, 92111, 92154, 92110, 92115, 92140, 92107, 92106, 92105, 92104, 92102, 92071, 92132, 92130, 92131, 92134, 92139, 92025, 92027, 92147, 92145, 92014, 92119, 92117, 92121, 92120, 92123, 92122, 92124, 92127, 92126, 92129, 92128, 92101, 92037, 92173, 92113, 92114, 92116, 92038, 92039, 92072, 92092, 92093, 92112, 92137, 92138, 92142, 92143, 92149, 92150, 92152, 92153, 92158, 92159, 92160, 92161, 92163, 92165, 92166, 92167, 92168, 92169, 92170, 92171, 92172, 92174, 92175, 92176, 92177, 92179, 92182, 92186, 92187, 92191, 92192, 92193, 92195, 92196, 92197, 92198, 92199, emabling you to make well-informed choices.

Evaluate offers from a selection of 100 lenders and start comparing today, ensuring you find the best fit for your financial goals.



  • Impress Realty
  • 45725 Camino Vista, La Quinta, CA, 92253
  • My name is Ulises Escobar, a Coachella Valley real estate agent and home loan mortgage refinancing specialist dedicated to helping you find your next dream home -- with a focus in La Quinta, Palm Desert, Indio, Cathedral City, Bermuda Dunes, Coachella, Desert Hot Springs, Palm Springs, Rancho Mirage, Salton Sea, Thermal, and beyond.
  • Choice One Mortgage Company
  • 78015 Main Street, Suite 201C, La Quinta, CA, 92253
  • "We offer the lowest rates in the industry and we always have no point (and no fee) options available for you! With offices in Westlake Village and La Quinta, Choice One Mortgage has been helping Californians finance their homes since 1995. Our clients live all over CA but that doesn’t stop us from helping them! In this day and age"
  • DFI Funding
  • 78-365 Highway 111 #529, La Quinta, CA, 92253
  • DFI Capital Management, Inc. is a private money lender providing financing solutions in California. DFI Capital Management’s leaders have over 50 years of experience in arranging and funding residential, construction and commercial mortgage loans. DFI is a private loan servicer and asset manager. Please feel free to contact us with any questions.
  • Cali Home Lending: Dan Draitser
  • 11887 Valley View St, Garden Grove, CA, 92845
  • Dan Draitser Owner of Cali Home Lending, a mortgage banker and broker. A business model that enables funding of residential home loans with an in house warehouse line, and also the ability to broker out the more unconventional loans to over 65 different approved wholesale lenders.
  • CalTerra Financial
  • 12792 Valley View Street, Suite 202, Garden Grove, CA, 92845
  • CalTerra Partners builds, customizes and grows a client’s real estate portfolio to accumulate wealth based on their individual short and long term goals. Our strategy is consumer focused and supports all aspects of a client's real estate needs, we 1) BuySell 2) FixList 3) FixFlip 4) Finance 5) Invest and 6) Manage Real Estate.
  • Pacific California Financial
  • 145 N Lemon St, Orange, CA, 92886
  • We provide our home buying clients with local expertise to help them find the ideal home and neighborhood to suit their lifestyle. We represent new home developers who specialize in building luxury homes in prime residential neighborhoods. Each home is crafted to offer the best in contemporary design and amenities.
  • Prima Funding Inc
  • 829 S Westvale Dr, Anaheim, CA, 92804
  • Prima Funding Inc has been a full service Brokerage that puts the needs of our clients first. We help first-time home buyers, homeowners, and investors stay ahead of the curve and maximize their investment potential. We specialize in the Southern California region of Orange County, Los Angeles and the Inland Empire
  • KP RE Capital Group
  • 4770 Eureka Ave , Suite 82, Yorba Linda, CA, 92885
  • We provide Hardmoney loans fast, efficiently and can make almost any deal work. Call or e-mail us today with your deal, we provide loans in all across the US and are dedicated to working hard for you. Unlike most “Lenders” we use our own money and underwrite your deal ourselves.
  • Sea Air Federal Credit Union
  • 800 Seal Beach Blvd, Building 12, Seal Beach, CA, 90740
  • Sea Air Federal Credit Union was founded in 1952 to provide affordable financial services. Today we serve more than 7,800 members including: active military, retired military, reserves and civilians working or living on the base (in Seal Beach Weapons Station, Los Alamitos Joint Training Base, and Corona Naval Facility), residents of Sunset Beach.
  • Progressive Loan Funding
  • 3010 Old Ranch Pkwy, Suite 440, Seal Beach, CA, 90740
  • Operating predominantly in Los Angeles and Orange Counties since 1988, Progressive Loan Funding helps find the home financing that’s right for you. Progressive Loan Funding offers FHA, VA, Conventional and Jumbo loan programs with a full range of fixed and adjustable loan options. We service all home lending products, but specialize in FHA loans.