San Joaquin, California Private money Lenders complete AI list of 2026

Use Lendersa® hard money mortgage calculator to find private real estate investors in San Joaquin, Fresno, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Find Private Lenders Near You in San Joaquin, CA

Improve your loan approval prospects greatly by partnering with a private investor through a local hard money broker. In San Joaquin, succeeding in obtaining hard money loans often relies on identifying investors who are well-acquainted with the neighborhood. Proximity between the investor and the property can significantly enhance the likelihood of loan approval and hasten the funding process, ensuring a smooth and efficient transaction.

The vibrant city of San Joaquin boasts a population of about 4021, with the average property fetching a sale price of $210,710. This bustling real estate market represents a promising environment for both new investments and experienced buyers looking to expand their portfolios.

We encourage you to explore our comprehensive list of lenders who specialize in both commercial and residential loans, each secured by the substantial equity in real estate. Typically, these lenders emphasize less reliance on credit scores and income verification, focusing instead on the tangible security the property equity offers. The list conveniently includes the distance of private lenders from specified Zipcode(s): 93660, providing a practical gauge for selecting lenders based on location.

Examine and compare loan offers from a selection of 100 lenders, giving you the freedom to choose the financial options best suited to your needs and circumstances.



  • LaSalle Mortgage
  • 4200 Broadway, Suite 2, Oakland, CA, 94611
  • Lends in California
  • Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

    We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

  • Greater Bay Mortgage Co
  • 1980 Mountain Blvd., Suite 209, Oakland, CA, 94611
  • Lends in California
  • Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

  • EZ Real Estate Loans
  • 1101 Marina Village Parkway, Suite 201, Alameda, CA, 94501
  • Lends in California
  • EZ Loans 4 Real Estate is a real estate and private money lender located in San Leandro, California. Founded in 2014 by Kevin Heslin, the company specializes in the origination of both residential and business purpose secured by Northern California real estate Specifically, EZ Loans 4 Real Estate originates loans to investors, borrowers.

  • UNIFI Group, Inc.
  • 1314 High Street, Suite 1, Alameda, CA, 94501
  • Lends in California
  • "UNIFI Group, Inc. is a leading real estate and mortgage brokerage servicing the Greater Bay Area since 1988.

    Founded by the late Joyce T. Cheng, it was her experience as a young manager of an Oakland Chinatown bank that inspired a lifelong goal to empower the immigrant community with access to mortgage financing"

  • Peoples Mortgage LLC
  • 9533 Misty River Way, Elk Grove, CA, 95624
  • Lends in California
  • The Peoples Mortgage Team is your premier mortgage lender located in Elk Grove, California. Peoples Mortgage Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of California.

  • Amanda Rawls
  • 8788 Elk Grove Blvd, Suite 1, Elk Grove, CA, 95624
  • Lends in California
  • Amanda Rawls is a mortgage veteran of 25 years who is also a dedicated wife and mother of 5 wonderful angels. Amanda Rawls is passionate and values taking the time to explain the process of home ownership, refinancing and critical loan details. Amanda Rawls enjoys walking her clients through the entire process in simple terms.

  • Johnny Delgadillo - Answer Home Loans, Inc.
  • 9381 E Stockton Blvd, Suite# 102, Elk Grove, CA, 95624
  • Lends in California
  • Johnny Delgadillo is your premier mortgage expert located in Elk Grove, California. He prides himself on offering some of the lowest rates nationwide and makes the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Elk Grove area. Whether you are first time home buyer, purchasing your dream home etc.

  • Anew Lending
  • 9299 East Stockton Blvd #50, Elk Grove, CA, 95624
  • Lends in California
  • Anew Lending Mortgage is a leading residential mortgage lender, licensed by the U.S. Department of Housing and Urban Development (HUD), that provides homebuyers and our commercial customers mortgages. Anew Lending Mortgage was founded with the primary desire to address the needs of customers for faster, easier access to mortgage loans.

  • Spectrum Credit Union
  • PO Box 2069, Oakland, CA, 94604
  • Lends in California
  • Spectrum Credit Union is committed to providing highly competitive benefits and compensation as well as a comfortable, fun work environment for our staff. The Team Spirit Committee organizes companywide events throughout the year. Our headquarters office features ergonomic sit/stand desks, and semi-monthly subsidized table massages

  • North Street Finance, LLC
  • 1901 Harrison St, Suite 1100, Oakland, CA, 94612
  • Lends in California
  • Since 2016, North Street has closed nearly $100 million of loans with a select number of experienced investors largely based in the San Francisco Bay Area. We are dedicated to being your preferred capital partner and are focused on providing creative and flexible solutions that will help you grow your business.

  • Vanguard Hard Money
  • 351 Hitchcock Way, Ste. 230-B, Santa Barbara, CA, 93105
  • Lends in California
  • Vanguard Hard Money, is a direct lender specializing in financing for fix & flip rehab development loans. We provide investors with hard money loans to facilitate the purchase, rehabilitation and sale of single family homes, multi-family, and commercial properties. We strive to be the best.