Private money Lenders lending in Des Moines, Iowa

Use Lendersa® hard money mortgage calculator to find private real estate investors in Des Moines, Polk, IA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties. To increase your chances of getting a loan secured by the equity in your property, regardless of your good or bad credit, we use the advanced platform to shop your loan to a large number of potential lenders at once. Lendersa does it for you by instantly broadcast your request to all local direct private money lenders and mortgage brokers. You will see results in minutes on your customized dashboard.

Unnecessary inquiries will reduce your credit score. We preapprove your loan without the need to see your social security number or any sensitive financial information. Explore your chances to get better rates & terms through Non-Qm lenders or banks loan instead of a hard money loan, and if your target is a Fix and Flip loan, you may qualify to get 100% LTV (Loan to value) financing with high LTC (loan to coast loan).

Local private lenders near you in Des Moines, IA

When you locate a private investor through a local hard money broker, your odds of getting a loan increase exponentially; lending hard money loans in Des Moines could depend upon locating investors familiar with the neighborhood. A short distance between the hard money investor and the property enhances the loan approval odds and speeds up the funding process.

The population of Des Moines is 473957, and the average sale price is $159,210

See our list of commercial and residential lenders that arrange loans secured by the equity in real estate and rely very little on (and sometimes not at all) upon credit your score or income verification. The list shows the private lenders' distance from Zipcode(s): 50309, 50312, 50314, 50316, 50317, 50310, 50311, 50313, 50319, 50321, 50320, 50315, 50301, 50302, 50303, 50304, 50305, 50306, 50307, 50308, 50318, 50328, 50329, 50330, 50331, 50332, 50335, 50340, 50380, 50381, 50391, 50392, 50393, 50394, 50395, 50396, 50936, 50940, 50947, 50950, 50980, 50981, 50982, 50983

Compare loan offers from 100 lenders



  • Serve Credit Union
  • 423 East Court Avenue, Des Moines, IA, 50309
  • Serve Credit Union began serving Des Moines Police Officers in 1931 as the premier leader in financial services for law enforcement. Since inception, the credit union has expanded its field of membership to include first responders, government employees, school employees and their families
  • Gooi Mortgage, Inc
  • 400 Locust St, Suite 330, Des Moines, IA, 50309
  • The Gooi Mortgage team has an extensive background in all functions of mortgage banking, including fulfillment and consulting services for lenders of all sizes. We deliver a seamless, end-to-end fulfillment solution for smaller lenders, creating the best mortgage loan experience possible.
  • Bankers Trust Company
  • 453 7th St, Des Moines, IA, 50309
  • For more than 100 years, Bankers Trust has been a leading financial institution for commercial and consumer banking services. Headquartered in Des Moines, Iowa, Bankers Trust is the largest privately held financial institution in the state, and employs 565 people across the country.
  • Federal Home Loan Bank of Des Moines
  • 909 Locust Street, Des Moines, IA, 50309
  • Federal Home Loan Bank of Des Moines is one of 11 regional Banks that make up the Federal Home Loan Bank (FHLBank) System. Established by Congress in 1932 to support mortgage lending, the FHLBanks are a stable source of funding for more than 7, 300 federally insured depository institutions of all sizes and types. Including Banks, Credit Unions.
  • Polk County Credit Union
  • 111 Court Avenue, Room 110, Des Moines, IA, 50309
  • Our membership is a closed membership limited to Polk County employees, Broadlawns Hospital employees, city of Altoona employees, Heartland AEA employees, and Fifth Judicial employees. We have been in existence since 1955. The credit union has assets totaling $7.27 Million and provides banking services to more than 700 members.
  • Premier Credit Union Credit Union of Des Moines
  • 800 9th Street, Des Moines, IA, 50309
  • Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.
  • Des Moines Metro Credit Union
  • 100 University Avenue, Des Moines, IA, 50314
  • Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.
  • Neighborhood Finance Corporation
  • 1912 6th Ave, Des Moines, IA, 50314
  • NFC provides unique lending programs & other services to facilitate neighborhood revitalization in Polk County & Cedar Rapids, Iowa through partnerships with residents, governments, community-based organizations, lending institutions & the business community. To date, NFC has provided more than $250, 000, 000 in loans and grants in its lending area
  • HALO Capital
  • 3839 Merle Hay Road, Suite 274, Des Moines, IA, 50310
  • Halo Capital specializes in financing for real estate in the Des Moines, IA area. Licensed, bonded, and trained in many facets of real estate lending, the professionals at Halo Capital can help you obtain a mortgage in Iowa. In addition, our firm invests in the local marketplace as well as takes great pride in educating consumers and investors.
  • Iowa State Bank
  • 3818 Hubbell Ave, Des Moines, IA, 50317
  • Iowa State Bank is proud to have called Des Moines home for 80 years. Our mission is to serve customers, prosper, have fun and remain an independent bank. We are confident you will find that Iowa State Bank is able to provide the perfect mix of convenience banking and traditional services.
  • Journey Credit Union
  • 2930 SE 14th Street, Des Moines, IA, 50320
  • "Journey Credit Union's friendly staff is here to serve all your financial needs. It shall be the mission of Journey Credit Union to benefit all members by: promoting thrift and encouraging regular savings; offering loans at reasonable rates of interest; providing personal, professional and confidential services to all members;"
  • State Savings Bank
  • 4800 Mills Civic Parkway, Suite 100, West Des Moines, IA, 50265
  • The State Savings Bank mission begins with you because without you, there would be no we! We come to work each day for you— to listen to your financial goals, to understand your financial problems, and to offer guidance, advice and solutions that meet your goals. Safety, timeliness, fairness, trust, quality products and services are essential.
  • Midwest Heritage Bank
  • 3580 Ep True Pkwy West Des, West Des Moines, IA, 50265
  • At Midwest Heritage, a Hy-Vee company, is a full service financial center offering banking, investments and insurance. We believe that your time is important. That’s why we offer extended business hours, seven days a week at our six in-store Hy-Vee locations. We also offer two branch locations in West Des Moines and Chariton, Iowa.
  • Diversified Commercial Funding
  • 2973 100th Street, Suite 15, Urbandale, IA, 50322
  • At Diversified Commercial Funding, we work with businesses of all sizes to help them get the funding they need to grow. We have created wide variety of financial products aimed at ensuring you can find the capital your business needs at the best terms possible. Our team of trained and certified professionals are ready
  • Iowa Farm Finance
  • 4504 82th St., Urbandale, IA, 50322
  • "Since 2010, Iowa Farm Finance Corporation has specialized in Long Term farm real estate loans. We keep our overhead low to offer you rates as low as 2.35%. We offer a wide range of Farm Real Estate loan terms and rate structures. Listed here on this site are some of the products we offer."
  • Omaha FHA Mortgage Lender
  • 2753 99th St, Urbandale, IA, 50322
  • FHA mortgage loans are an attractive mortgage solution for a purchase or refinance because today's FHA mortgage rates are near historic lows. The guidelines are also flexible allowing more people to qualify. Whether you have had credit issues in the past or are simply looking to limit your down payment to 3.5%,
  • Mortgage Producers
  • 2755 106th St, Urbandale, IA, 50322
  • With over 20 years of helping Iowans find home loans with low interest rates under our belts, our role in your home buying experience is much more than simply finding you the right mortgage. We’re here to help you explore your options, understand each thoroughly, and choose the best option for your future.
  • Midland Credit Union
  • 2891 106th Street, Urbandale, IA, 50322
  • The credit union was started in 1933 and we’re member-owned not-for-profit financial cooperative which allows us to pass on lower loan rates and higher dividends to our member-owners. You qualify for membership at Midland Credit Union if you live or work in Polk or a contiguous county; Adair, Adams, Audubon, Boone, Cass.
  • Independent Mortgage
  • 10430 New York Ave, Suite B, Urbandale, IA, 50322
  • Independent Mortgage is one of Iowa's oldest mortgage banking firms. We have decades of mortgage industry experience that allows us to help you find the loan that is best for your unique situation. Through our main office in Urbandale, Iowa, we can serve the entire State of Iowa.
  • Summit Mortgage Corporation
  • 1501 42nd St, Suite 465, West Des Moines, IA, 50266
  • Summit Mortgage is changing the way homebuyers view and experience the mortgage lending process. In today’s technology-driven world, it’s easy to end up as another piece of data in an automated system. But we think homebuyers deserve better. That’s why we’ll provide you with personalized service, complete transparency