New York, New York Private money Lenders complete AI list of 2025

Use Lendersa® hard money mortgage calculator to find private real estate investors in New York, New York, NY. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Local private lenders near you in New York, NY

When you locate a private investor through a local hard money broker, your odds of getting a loan increase exponentially; lending hard money loans in New York could depend upon locating investors familiar with the neighborhood. A short distance between the hard money investor and the property enhances the loan approval odds and speeds up the funding process.

The population of New York is 18713200, and the average sale price is $726,850

See our list of commercial and residential lenders that arrange loans secured by the equity in real estate and rely very little on (and sometimes not at all) upon credit your score or income verification. The list shows the private lenders' distance from Zipcode(s): 11229, 11226, 11225, 11224, 11222, 11221, 11220, 11385, 10169, 10168, 10167, 10165, 10162, 10282, 10280, 10040, 10044, 11109, 11104, 11105, 11379, 11378, 11377, 11697, 11694, 11692, 11693, 11691, 10271, 10279, 10278, 10075, 10302, 10301, 10452, 11451, 10475, 10474, 10471, 10470, 10473, 10472, 11228, 11223, 10103, 11368, 11369, 11366, 11367, 11364, 11365, 11362, 11363, 11360, 11361, 10028, 10029, 10026, 10027, 10024, 10025, 10022, 10023, 10020, 10021, 11212, 11213, 11210, 11211, 11216, 11217, 11214, 11215, 11218, 11219, 10152, 10153, 10154, 10307, 10306, 10305, 11429, 10310, 10311, 10312, 10314, 11432, 11433, 11430, 11436, 11434, 11435, 10453, 10451, 10457, 10456, 10455, 10454, 10459, 10458, 10128, 10004, 10005, 10006, 10007, 10001, 10002, 10003, 10009, 11238, 11239, 11230, 11231, 11232, 11233, 11234, 11235, 11236, 11237, 11375, 11374, 11371, 11370, 11373, 11372, 10170, 10171, 10172, 10173, 10174, 10177, 11351, 10039, 10038, 10035, 10034, 10037, 10036, 10031, 10030, 10033, 10032, 11201, 11208, 11203, 11205, 11204, 11207, 11206, 11209, 11411, 11412, 11413, 11414, 11415, 11416, 11417, 11418, 11419, 11101, 11102, 11103, 11106, 11001, 11005, 11004, 10065, 10069, 10199, 10309, 10308, 10304, 10303, 11428, 11421, 11420, 11423, 11422, 11425, 11424, 11427, 11426, 10466, 10467, 10464, 10465, 10462, 10463, 10460, 10461, 10468, 10469, 10119, 10115, 10112, 10110, 10111, 11359, 11358, 11357, 11356, 11355, 11354, 10019, 10018, 10013, 10012, 10011, 10010, 10017, 10016, 10014, 10008, 10041, 10043, 10055, 10060, 10080, 10081, 10087, 10090, 10101, 10102, 10104, 10105, 10106, 10107, 10108, 10109, 10113, 10114, 10116, 10117, 10118, 10120, 10121, 10122, 10123, 10124, 10125, 10126, 10129, 10130, 10131, 10132, 10133, 10138, 10150, 10151, 10155, 10156, 10157, 10158, 10159, 10160, 10163, 10164, 10166, 10175, 10176, 10178, 10179, 10185, 10203, 10211, 10212, 10213, 10242, 10249, 10256, 10258, 10259, 10260, 10261, 10265, 10268, 10269, 10270, 10272, 10273, 10274, 10275, 10276, 10277, 10281, 10285, 10286, 10313, 11120, 11202, 11241, 11242, 11243, 11245, 11247, 11249, 11251, 11252, 11256, 11352, 11380, 11381, 11386, 11405, 11431, 11439, 11499, 11690, 11695

Compare loan offers from 100 lenders



  • Evolution Mortgage Inc
  • 140 Adams Avenue, Suite A5, Hauppauge, NY, 11788
  • Our team is local to Long Island, and as CPA’s we make sure we get you the loan product that makes the most financial sense for you. We curate a process that is tailored to you and explain where every cent of your money goes because we always do the right thing by our clients. Take advantage of our historically low rates, refinance.
  • Home Reliance Capital
  • 145 Marcus Blvd Suite 4, Hauppauge, NY, 11788
  • Our mortgage rates have consistently been some of the most competitive in New York, if not the lowest. Our success is based upon our strong level of commitment to our clients. We take the time to get to know you through personal attention and communication.We remember that we work for YOU, not the other way around.
  • RCG Mortgage
  • 490 Wheeler Rd, Suite 252, Hauppauge, NY, 11788
  • Mortgage broker based in Long Island, New York who prides themselves on their transparency, accountability, and ability to provide a "Nordstrom" experience with the efficiency of a "Ford" assembly line. RCG works with all clients, no matter what their financial goals may be.RCG Mortgage is your online resource for personalized mortgage solutions.
  • Ambition Funding Solutions LLC
  • 34 E Main St, Suite 420, Smithtown, NY, 11787
  • "We are the financial business partner you’ve been looking for! We are committed to understanding your business and the challenges you are looking to address to secure the most beneficial financing solution specifically for you. We know you need access to working capital to ensure your business success and not all financial needs are the same.
  • Summit Funding Solutions
  • 1377 Motor Parkway, Suite 100, Hauppauge, NY, 11749
  • Summit Funding Solutions Offers the Financing That You Need, Summit Funding Solutions in a national name in commercial finance and business loans. Whether you are starting a new business or have an established company that needs capital, we offer a wide range of products and services to meet your needs.
  • OceanFirst Bank
  • 975 Hooper Avenue, Toms River, NJ, 08753
  • OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.
  • Silver Lining Funding
  • 154-2 Remington Blvd, Ronkonkoma, NY, 11779
  • We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts,debt consolidations.
  • The Mortgage Outlet New York
  • 280 West Main Street, Sayville, NY, 11782
  • The Mortgage Outlet has originated over $500 million in mortgage loans. We are family owned and operated and have been at the same location, in Sayville. Our philosophy is plain and simple; a satisfied client is our best form of advertising. We provide competitive mortgage products combined with superior customer service
  • Insula Capital
  • 627 Horseblock Rd, Farmingville, NY, 11738
  • Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients. Our loans are underwritten in-house, resulting in lightning fast funding and an easy application, inspection
  • THE MINT CAPITAL INC
  • 24 Gilbert St Extension, Monroe, NY, 10950
  • At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.
  • Commercial Lender Link
  • 640 Belle Terre Road. Building D, Port Jefferson, NY, 11777
  • Our team members are experienced commercial real estate professionals from the investor and banking community. For more information about us call 631-828-4404. We work hard to exceed expectations in order to satisfy our borrowers’ needs We have no upfront fees to our borrowers, investors or affiliates. We are success fee driven. No success. N
  • Stormfield Capital, LLC
  • 79 South Benson Road, Suite 5, Fairfield, CT, 06824
  • BlueCay Capital LLC is a real estate finance firm specializing in directly originating bridge loans collateralized by commercial real estate. We pride ourselves in seeing the value in under-performing or under-valued real estate assets. BlueCay Capital works closely with brokers, borrowers, and investors to ensure secure and timely transactions.