AI Brings Private Money Lenders of New York, New York [2025 list]

Use Lendersa® hard money mortgage calculator to find private real estate investors in New York, New York, NY. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Discover Nearby Private Lenders in New York, NY

Increasing your chances of securing a loan is more feasible when you find a private investor through a local hard money broker. In New York, obtaining hard money loans largely hinges on locating investors who are well-acquainted with the community. Having the investor situated close to the property can not only enhance approval odds but also hasten the funding process, ensuring it progresses quickly and smoothly.

The city of New York has a population of 18713200, and properties here have an average sale price of $726,850. These figures underscore the necessity of working with lenders who are knowledgeable about the local real estate environment.

We offer a curated list featuring both commercial and residential lenders who provide loans backed by real estate equity, with minimal reliance on your credit score or income verification. This allows more flexibility for borrowers who might otherwise face obstacles due to conventional financial assessment methods. Our list also details the proximity of these private lenders to the specified Zip code(s): 11229, 11226, 11225, 11224, 11222, 11221, 11220, 11385, 10169, 10168, 10167, 10165, 10162, 10282, 10280, 10040, 10044, 11109, 11104, 11105, 11379, 11378, 11377, 11697, 11694, 11692, 11693, 11691, 10271, 10279, 10278, 10075, 10302, 10301, 10452, 11451, 10475, 10474, 10471, 10470, 10473, 10472, 11228, 11223, 10103, 11368, 11369, 11366, 11367, 11364, 11365, 11362, 11363, 11360, 11361, 10028, 10029, 10026, 10027, 10024, 10025, 10022, 10023, 10020, 10021, 11212, 11213, 11210, 11211, 11216, 11217, 11214, 11215, 11218, 11219, 10152, 10153, 10154, 10307, 10306, 10305, 11429, 10310, 10311, 10312, 10314, 11432, 11433, 11430, 11436, 11434, 11435, 10453, 10451, 10457, 10456, 10455, 10454, 10459, 10458, 10128, 10004, 10005, 10006, 10007, 10001, 10002, 10003, 10009, 11238, 11239, 11230, 11231, 11232, 11233, 11234, 11235, 11236, 11237, 11375, 11374, 11371, 11370, 11373, 11372, 10170, 10171, 10172, 10173, 10174, 10177, 11351, 10039, 10038, 10035, 10034, 10037, 10036, 10031, 10030, 10033, 10032, 11201, 11208, 11203, 11205, 11204, 11207, 11206, 11209, 11411, 11412, 11413, 11414, 11415, 11416, 11417, 11418, 11419, 11101, 11102, 11103, 11106, 11001, 11005, 11004, 10065, 10069, 10199, 10309, 10308, 10304, 10303, 11428, 11421, 11420, 11423, 11422, 11425, 11424, 11427, 11426, 10466, 10467, 10464, 10465, 10462, 10463, 10460, 10461, 10468, 10469, 10119, 10115, 10112, 10110, 10111, 11359, 11358, 11357, 11356, 11355, 11354, 10019, 10018, 10013, 10012, 10011, 10010, 10017, 10016, 10014, 10008, 10041, 10043, 10055, 10060, 10080, 10081, 10087, 10090, 10101, 10102, 10104, 10105, 10106, 10107, 10108, 10109, 10113, 10114, 10116, 10117, 10118, 10120, 10121, 10122, 10123, 10124, 10125, 10126, 10129, 10130, 10131, 10132, 10133, 10138, 10150, 10151, 10155, 10156, 10157, 10158, 10159, 10160, 10163, 10164, 10166, 10175, 10176, 10178, 10179, 10185, 10203, 10211, 10212, 10213, 10242, 10249, 10256, 10258, 10259, 10260, 10261, 10265, 10268, 10269, 10270, 10272, 10273, 10274, 10275, 10276, 10277, 10281, 10285, 10286, 10313, 11120, 11202, 11241, 11242, 11243, 11245, 11247, 11249, 11251, 11252, 11256, 11352, 11380, 11381, 11386, 11405, 11431, 11439, 11499, 11690, 11695, which can help you connect with them more easily.

Compare comprehensive loan offers from 100 different lenders



  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre
  • Ambition Funding Solutions LLC
  • 34 E Main St, Suite 420, Smithtown, NY, 11787
  • "We are the financial business partner you’ve been looking for! We are committed to understanding your business and the challenges you are looking to address to secure the most beneficial financing solution specifically for you. We know you need access to working capital to ensure your business success and not all financial needs are the same.
  • Summit Funding Solutions
  • 1377 Motor Parkway, Suite 100, Hauppauge, NY, 11749
  • Summit Funding Solutions Offers the Financing That You Need, Summit Funding Solutions in a national name in commercial finance and business loans. Whether you are starting a new business or have an established company that needs capital, we offer a wide range of products and services to meet your needs.
  • OceanFirst Bank
  • 975 Hooper Avenue, Toms River, NJ, 08753
  • OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.
  • Silver Lining Funding
  • 154-2 Remington Blvd, Ronkonkoma, NY, 11779
  • We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts,debt consolidations.
  • The Mortgage Outlet New York
  • 280 West Main Street, Sayville, NY, 11782
  • The Mortgage Outlet has originated over $500 million in mortgage loans. We are family owned and operated and have been at the same location, in Sayville. Our philosophy is plain and simple; a satisfied client is our best form of advertising. We provide competitive mortgage products combined with superior customer service
  • Insula Capital
  • 627 Horseblock Rd, Farmingville, NY, 11738
  • Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients. Our loans are underwritten in-house, resulting in lightning fast funding and an easy application, inspection
  • THE MINT CAPITAL INC
  • 24 Gilbert St Extension, Monroe, NY, 10950
  • At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.
  • Commercial Lender Link
  • 640 Belle Terre Road. Building D, Port Jefferson, NY, 11777
  • Our team members are experienced commercial real estate professionals from the investor and banking community. For more information about us call 631-828-4404. We work hard to exceed expectations in order to satisfy our borrowers’ needs We have no upfront fees to our borrowers, investors or affiliates. We are success fee driven. No success. N
  • Stormfield Capital, LLC
  • 79 South Benson Road, Suite 5, Fairfield, CT, 06824
  • BlueCay Capital LLC is a real estate finance firm specializing in directly originating bridge loans collateralized by commercial real estate. We pride ourselves in seeing the value in under-performing or under-valued real estate assets. BlueCay Capital works closely with brokers, borrowers, and investors to ensure secure and timely transactions.
  • Suffolk Federal Credit Union
  • 3681 Horseblock Rd, Medford, NY, 11763
  • Suffolk Federal Credit Union is committed to a relationship with our members based on trust and respect as we deliver Better Banking for Long Island. We understand that each of our members has their own dream or vision of what they want to accomplish financially, whether it's the purchase of a new home or new car.
  • Putnam Capital Services
  • 1013 Route 6, Mahopac, NY, 10541
  • At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.