Hard money loans Lowest rates with AI in New York, New York

Use Lendersa® hard money mortgage calculator to find private real estate investors in New York, New York, NY. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Discover Nearby Private Lenders in New York, NY

Increasing your chances of securing a loan is more feasible when you find a private investor through a local hard money broker. In New York, obtaining hard money loans largely hinges on locating investors who are well-acquainted with the community. Having the investor situated close to the property can not only enhance approval odds but also hasten the funding process, ensuring it progresses quickly and smoothly.

The city of New York has a population of 18713200, and properties here have an average sale price of $726,850. These figures underscore the necessity of working with lenders who are knowledgeable about the local real estate environment.

We offer a curated list featuring both commercial and residential lenders who provide loans backed by real estate equity, with minimal reliance on your credit score or income verification. This allows more flexibility for borrowers who might otherwise face obstacles due to conventional financial assessment methods. Our list also details the proximity of these private lenders to the specified Zip code(s): 11229, 11226, 11225, 11224, 11222, 11221, 11220, 11385, 10169, 10168, 10167, 10165, 10162, 10282, 10280, 10040, 10044, 11109, 11104, 11105, 11379, 11378, 11377, 11697, 11694, 11692, 11693, 11691, 10271, 10279, 10278, 10075, 10302, 10301, 10452, 11451, 10475, 10474, 10471, 10470, 10473, 10472, 11228, 11223, 10103, 11368, 11369, 11366, 11367, 11364, 11365, 11362, 11363, 11360, 11361, 10028, 10029, 10026, 10027, 10024, 10025, 10022, 10023, 10020, 10021, 11212, 11213, 11210, 11211, 11216, 11217, 11214, 11215, 11218, 11219, 10152, 10153, 10154, 10307, 10306, 10305, 11429, 10310, 10311, 10312, 10314, 11432, 11433, 11430, 11436, 11434, 11435, 10453, 10451, 10457, 10456, 10455, 10454, 10459, 10458, 10128, 10004, 10005, 10006, 10007, 10001, 10002, 10003, 10009, 11238, 11239, 11230, 11231, 11232, 11233, 11234, 11235, 11236, 11237, 11375, 11374, 11371, 11370, 11373, 11372, 10170, 10171, 10172, 10173, 10174, 10177, 11351, 10039, 10038, 10035, 10034, 10037, 10036, 10031, 10030, 10033, 10032, 11201, 11208, 11203, 11205, 11204, 11207, 11206, 11209, 11411, 11412, 11413, 11414, 11415, 11416, 11417, 11418, 11419, 11101, 11102, 11103, 11106, 11001, 11005, 11004, 10065, 10069, 10199, 10309, 10308, 10304, 10303, 11428, 11421, 11420, 11423, 11422, 11425, 11424, 11427, 11426, 10466, 10467, 10464, 10465, 10462, 10463, 10460, 10461, 10468, 10469, 10119, 10115, 10112, 10110, 10111, 11359, 11358, 11357, 11356, 11355, 11354, 10019, 10018, 10013, 10012, 10011, 10010, 10017, 10016, 10014, 10008, 10041, 10043, 10055, 10060, 10080, 10081, 10087, 10090, 10101, 10102, 10104, 10105, 10106, 10107, 10108, 10109, 10113, 10114, 10116, 10117, 10118, 10120, 10121, 10122, 10123, 10124, 10125, 10126, 10129, 10130, 10131, 10132, 10133, 10138, 10150, 10151, 10155, 10156, 10157, 10158, 10159, 10160, 10163, 10164, 10166, 10175, 10176, 10178, 10179, 10185, 10203, 10211, 10212, 10213, 10242, 10249, 10256, 10258, 10259, 10260, 10261, 10265, 10268, 10269, 10270, 10272, 10273, 10274, 10275, 10276, 10277, 10281, 10285, 10286, 10313, 11120, 11202, 11241, 11242, 11243, 11245, 11247, 11249, 11251, 11252, 11256, 11352, 11380, 11381, 11386, 11405, 11431, 11439, 11499, 11690, 11695, which can help you connect with them more easily.

Compare comprehensive loan offers from 100 different lenders



  • Manhattan Bridge Capital
  • 60 Cutter Mill Rd., Suite 205, Great Neck, NY, 11021
  • Lends in New York
  • Manhattan Bridge Capital, Inc. (Nasdaq – “LOAN”) has been a publicly traded company since 1999. MBC is a "hard money" lender in New York Metropolitan area and in Florida, and is known to close its deals in a very short period of time. In most cases the client will have cash in his/her possession in 3-10 business days.
  • Apple Home Mortgage
  • 1819 Williamsbridge Road, Suite LB, Bronx, NY, 10461
  • Lends in New York
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.
  • Garden City Mortgage
  • 170 Tullamore Road, Garden City, NY, 11530
  • Lends in New York
  • In business since 1997, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Hanover Bank
  • 80 East Jericho Tpke, Mineola, NY, 11501
  • Lends in New York
  • Hanover Bank provides a fresh and highly personalized approach to banking. We work harder and smarter to help you reach your goals because we know that your success and prosperity helps us build ours. YOU, our clients, are the reason for all we do. Our “fresh” approach results in products and services as individualized as our clients’ needs.
  • Flushing Bank
  • 260e Rxr Plaza, Uniondale, NY, 11556
  • Lends in New York
  • Flushing Bank serves consumers, businesses, professionals, corporate clients, and public entities by offering a full complement of deposit, loan, equipment finance, and cash management services through its banking offices located in Queens, Brooklyn, Manhattan, Nassau County and Suffolk County.
  • Jersey Mortgage Company
  • 511 South Avenue East, Cranford, NJ, 07016
  • Lends in New York
  • Jersey Mortgage is a pioneer in the residential mortgage industry, with roots going back to 1930. We're committed to making your home buying experience as easy and affordable as possible. This commitment also extends to our employees, each of whom has an average tenure of over 8 years with the company. Our level of dedication to our customers is
  • American Capital Mortgage Inc
  • 439 Main Street, Suite 102, Orange, NJ, 07050
  • Lends in New York
  • American Capital Mortgage Inc. is a Mortgage Broker company for all your Home Mortgage. We achieve excellence and consistently exceed our clients expectations. we can ensure you get the best loan to fit your goals and finances. American Capital Mortgage know the market. We know the process.
  • Cliffco Mortgage Bankers
  • 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY, 11553
  • Lends in New York
  • Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process.
  • Arbor Realty Trust
  • 333 Earle Ovington Boulevard, Suite 900, Uniondale, NY, 11553
  • Lends in New York
  • Arbor is not just another commercial and multifamily lender, but your financial partner that personally works with you to customize the right loan solution. Arbor Realty Trust, Inc. has helped multifamily and commercial real estate clients achieve their financial goals by focusing on growing long-term relationships and conducting business.
  • Money Avenue
  • 33 Wood Avenue S, Suite 448, Iselin, NJ, 08830
  • Lends in New York
  • Money Avenue offers highly personalized service and will help you cut through the red tape in the financing arena that is so often involved in securing loans from banks and other lending institutions. Having a Money Avenue Finance Consultant on your team of professionals is a game winning step in obtaining optimal mortgage, business
  • American Royal Mortgage Corp
  • 100 Wood Avenue South, Suite 123, Iselin, NJ, 08830
  • Lends in New York
  • American Royal full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending. We have access to a wide range of wholesale lenders and all of our lending specialists are dedicated to finding the right loan.
  • AccoLend
  • 310 Cedar Lane, Suite 3A, Teaneck, NJ, 07666
  • Lends in New York
  • AccoLend is a fast growing direct lending company. We are based in NJ but fund bridge/hard money loans in 30+ states. We with offer great career path for loan officers, especially for those with a proven track record. Our product mix is flexible, we offer competitive rates, charge no points and provide fast and reliable service for our clients.