AI Brings Private Money Lenders of Houston, Texas [2026 list]

Use Lendersa® hard money mortgage calculator to find private real estate investors in Houston, Harris, TX. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

social-security

Your social security number is unnecessary to get a FREE accurate loan quote.


Private Lenders Near You in Houston, TX

Sourcing a private investor through a local hard money broker can notably enhance your chance of securing a loan. In Houston, obtaining hard money loans often depends on investors familiar with the neighborhood. When the investor is positioned close to the property, it improves approval odds and expedites the funding process.

The population of Houston is 5464250, with the average property sale price at $213,070. These statistics reflect the city's dynamic market.

Explore our list of commercial and residential lenders offering loans secured by real estate equity, with minimal reliance on credit scores or income checks. The list also showcases how far these private lenders are from Zipcode(s): 77069, 77068, 77061, 77060, 77063, 77062, 77065, 77064, 77067, 77066, 77036, 77037, 77034, 77035, 77032, 77033, 77030, 77031, 77038, 77449, 77489, 77046, 77045, 77044, 77040, 77048, 77201, 77598, 77018, 77019, 77015, 77016, 77017, 77010, 77011, 77012, 77013, 77091, 77093, 77099, 77053, 77346, 77345, 77546, 77547, 77025, 77024, 77027, 77026, 77021, 77020, 77023, 77022, 77029, 77028, 77094, 77096, 77090, 77098, 77078, 77079, 77072, 77073, 77070, 77071, 77076, 77077, 77074, 77075, 77407, 77047, 77043, 77041, 77336, 77339, 77338, 77003, 77002, 77007, 77006, 77005, 77004, 77009, 77008, 77571, 77450, 77082, 77089, 77088, 77083, 77081, 77080, 77087, 77086, 77085, 77084, 77092, 77042, 77054, 77055, 77056, 77057, 77058, 77059, 77396, 77051, 77506, 77504, 77001, 77052, 77202, 77203, 77204, 77205, 77206, 77207, 77208, 77209, 77210, 77212, 77213, 77215, 77216, 77217, 77218, 77219, 77220, 77221, 77222, 77223, 77225, 77226, 77227, 77228, 77229, 77230, 77231, 77233, 77234, 77235, 77236, 77237, 77241, 77242, 77243, 77244, 77245, 77248, 77249, 77251, 77252, 77253, 77254, 77255, 77256, 77257, 77259, 77261, 77262, 77263, 77266, 77269, 77270, 77271, 77272, 77273, 77274, 77275, 77282, 77284, 77287, 77288, 77289, 77291, 77292, 77293, 77297, 77299, 77315, 77325, 77411, guiding your decision-making process with proximity information.

Explore offers from 100 lenders



  • The Chasewood Bank
  • 20333 State Hwy 249, Suite 100, Houston, TX, 77070
  • Lends in Texas
  • Chasewood Bank has been recognized as one of the safest U.S. banks according to MSN and given a 5 star rating by Bauer Financial, Inc, indicating we are also one of the strongest banks in the U.S. While we are proud of such recognition, our number one goal is to stay true to the title of community bank.
  • Vintage HomeLoan, LLC
  • 10924 Grant Rd PMB, Suite 119, Houston, TX, 77070
  • Lends in Texas
  • Vintage home loan LLC mission is to deliver the traditional values of extreme competence and excellent customer service through the entire loan experience and also offer the same traditional mortgage lending options as our competition, but we have leapt into the future of mortgage lending by offering non traditional mortgages as well.
  • SPCO Credit Union
  • 12755 N Houston Rosslyn Road, Houston, TX, 77086
  • Lends in Texas
  • SPCO Credit Union began by serving railroad employees. Over the years we have expanded to serve employees in the printing industry as well as community members throughout Houston. Membership is free to those who live, work, worship or go to school within 10 miles of any of our branch locations.
  • Energy Capital Credit Union
  • 18540 Northwest Freeway, Houston, TX, 77065
  • Lends in Texas
  • Energy Capital Credit Union is a state chartered, federally insured, full service financial institution. ECCU received its charter in 1934 under the name Humble Employees Federal Credit Union. The primary field of membership is ExxonMobil employees and annuitants and their families around the world.
  • Cy-Fair Federal Credit Union
  • 9601 Jones Road, Suite 100, Houston, TX, 77065
  • Lends in Texas
  • Cy-Fair Federal Credit Union is a member-owned, not-for-profit financial cooperative with membership and banking services open to anyone who lives, works, worships or attends school in Harris County. Originally opened as a way to assist with the growing financial needs of the faculty and staff at Cy-Fair ISD,
  • Jet Lending, LLC
  • 1419 FM 1960, Houston, TX, 77073
  • Lends in Texas
  • Jet Lending, LLC was founded on 2004 for the purpose of assisting real estate investors in their purchase of property quickly with as little cash out-of-pocket as possible. We loan money for the purchase and escrow additional funds for repairs. We have originated more than 2,000+ loans for real estate investors in Texas, totaling over $250,000,000.
  • PrimeWay Federal Credit Union
  • 12811 Northwest Freeway, Houston, TX, 77040
  • Lends in Texas
  • PrimeWay is a not-for-profit financial cooperative with multiple branches, local to the Houston area (including Harris County, Fort Bend County and Washington County). At PrimeWay we believe that the best way to build strong communities is to help the families in our community create their own financial strength.
  • NewCity Mortgage
  • 16597 Village Dr, Houston, TX, 77040
  • Lends in Texas
  • New City Mortgage and the loan team have the experience, expertise, and loan programs that you need. Fast closings and more loan products make the difference. Our mission is to provide financing to help you buy the home you want, fast and also New City Mortgage has the experience, expertise, and loan programs.
  • Money Man 4 Business
  • 363 N Sam Houston Pkwy E, Suite 1100, Houston, TX, 77060
  • Lends in Texas
  • We are an independent sales office that provides loan programs to small and medium size business.Money Man 4 Business can provide valuable working capital to strong, under-served businesses in any industry without the issues usually associated with traditional bank loans. In fact,we have already helped thousands of merchants all across the country.