The best Private Mortgage Lenders of 2026 in Fair Oaks, California


To find the best Mortgage Broker from the 690 listed in Fair Oaks, CA, compare loan packages, interest rates, fees, and eligibility criteria. Lendersa’s pricing engine swiftly evaluates millions of real estate loan programs offered by lenders in the Sacramento-Roseville-Folsom, CA area, then matches the top 10 lenders to your specific qualifications and needs.

Provide the location, income, expenses, credit information, and reserves concerning the property to generate a list that best matches your profile from 690 mortgage brokers, direct lenders, banks, and credit unions offering services in Fair Oaks, Sacramento county, CA.

Finding Mortgage Brokers Nearby

For effective assistance, mortgage brokers require three key pieces of information:
A. Your comprehensive financial info
B. Detailed property details
C. Clear understanding of your loan goals

Using the Lendersa Loan Calculator

With Lendersa® AI technology, your loan requests are instantly matched with an array of direct mortgage brokers, trusted banks, local credit unions, or private hard money lenders across the Sacramento-Roseville-Folsom, CA.

Types of Loans: Residential, Commercial, and Vacant Land

Avoid unnecessary credit checks that can affect your score. Obtain pre-approval for residential or commercial loans from conventional banks, credit unions, Non-QM lenders, or private hard money lenders, all without providing your social security number or sensitive financial details.


Compare 10 Lenders In Minutes

No Social security # is needed to find and compare the best matching loan programs from up to 10 lenders

Note: Lendersa loan requests contain all the data points mortgage brokers need to get you loan proposals.
social-security

The loan request is not a loan application, and your social security number is unnecessary.

To manually contact lenders, we provide you with a complete list:



  • SJMorgan
  • 1110 Tully Road, Suite B, Modesto, CA, 95350
  • Lends in California
  • SJ Morgan Private Lending Exchange is a company that matches borrowers who are seeking funds to purchase or refinance commercial or residential properties with private investors who are looking for solid real estate investment returns. Qualified investments are presented to the investor exchange.

  • Mocse Credit Union
  • 3600 Coffee Rd, Modesto, CA, 95355
  • Lends in California
  • When Mocse Federal Credit Union was granted its charter in February of 1959, Mocse’s membership consisted of seven members and an asset size of $35.00. These seven founding members recognized that employees of Modesto City Schools were in need of financial services provided by a credit union. They were correct in this assumption.

  • CA Mortgage Pro
  • 3059 Rohrer Drive, Lafayette, CA, 94549
  • Lends in California
  • As a Mortgage Broker conveniently located in Lafayette, California, the center of the San Francisco East Bay, I am proud to offer unparalleled purchase mortgage and refinance services along with in-house processing to my valued clients throughout this great state. With over 22 years of experience as a local California Mortgage Lender.

  • Rubicon Mortgage Fund, LLC
  • 3575 Mt. Diablo Blvd., Suite 215, Lafayette, CA, 94549
  • Lends in California
  • Rubicon Mortgage Fund, LLC is a licensed California finance lender that consists of a diversified pool of loans collateralized by commercial and other types of investment real estate. Rubicon specializes in short-term secured loans and direct, hard money commercial lending. We are based in the San Francisco Bay Area.

  • Persevere Lending
  • 600 San Ramon Valley Blvd, Suite 202, Danville, CA, 94526
  • Lends in California
  • Persevere Lending (PL) is a California Corporation, specializing in the brokerage of privately funded mortgage transactions for real estate in NC, primarily in the greater Bay Area. Trust Deed investing, also known as “private” or “hard” money, is a niche alternative investment vehicle which offers an attractive return with the security of a Deed.

  • Private Mortgage Advisors - Burlingame
  • 390 Diablo Road, Suite 100, Danville, CA, 94526
  • Lends in California
  • Private Mortgage Advisors has grown quickly to be a top mortgage lender in the Greater San Francisco Bay area. Our mission is to continue to grow our success into one of the largest purchase money mortgage lenders in Northern California, by offering a large lender platform while still providing the customized

  • Lending For Living
  • 1020 15th Street, Suite 10, Modesto, CA, 95354
  • Lends in California
  • Lending for Living is locally owned and operated offering extraordinary loan services for individuals seeking to fulfil their dream of home ownership, refinance or create stability. Years of experience and a knack for the challenging has earned us the reputation of being "VA Specialists" and "Mountain Property Specialists".

  • NorCal Mortgage
  • 1127 13TH ST, Suite A, Modesto, CA, 95354
  • Lends in California
  • This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.