Private Mortgage Lenders, Santa Barbara, California


Discover the ideal Mortgage Broker from the 680 listed in the vibrant Santa Barbara, CA, by assessing various loan programs, interest rates, associated fees, and qualification criteria. The Lendersa pricing engine instantly scrutinizes millions of real estate loan offerings provided by lenders within the Santa Maria-Santa Barbara, CA area. It then aligns the top 10 lenders to precisely match your particular qualifications and requirements, ensuring a suitable selection for your needs.

Input the location of your property, alongside your income, expenses, credit details, and financial reserves to unveil a tailored list of the most fitting 680 from mortgage brokers, direct lenders, banks, and credit unions that offer vital financial services. These services are available in the city of Santa Barbara, within Santa Barbara county, CA, ensuring extensive local coverage.

Nearby Mortgage Brokers

To effectively assist you, mortgage brokers must possess three essential elements:
A. Comprehensive financial information
B. Detailed property specifics
C. Acumen of the loan goals you aim to achieve

Advanced Lendersa Loan Calculator

Utilizing Lendersa®'s sophisticated AI technology, your loan inquiry is promptly matched with a vast array of direct mortgage brokers, banks, local credit unions, or hard money lenders situated within Santa Maria-Santa Barbara, CA, allowing for precise matches to your financial profile and loan expectations.

Wide Array of Loans: Residential, Commercial and Vacant Land

Avoid making unnecessary credit inquiries that could potentially lower your credit score. Secure pre-approval for residential or commercial loans through conventional methods like banks and credit unions, as well as Non-QM lenders or private hard money lenders. This is accomplished seamlessly without the requirement of disclosing your social security number or any highly sensitive financial information, preserving both privacy and security.


Compare 10 Lenders In Minutes

No Social security # is needed to find and compare the best matching loan programs from up to 10 lenders

Note: Lendersa loan requests contain all the data points mortgage brokers need to get you loan proposals.
social-security

The loan request is not a loan application, and your social security number is unnecessary.

To manually contact lenders, we provide you with a complete list:



Santa Barbara Mortgage Brokers

  • Vanguard Hard Money
  • 351 Hitchcock Way, Ste. 230-B, Santa Barbara, CA, 93105
  • Lends in California
  • Vanguard Hard Money, is a direct lender specializing in financing for fix & flip rehab development loans. We provide investors with hard money loans to facilitate the purchase, rehabilitation and sale of single family homes, multi-family, and commercial properties. We strive to be the best.

  • Commercial Loan Express
  • 351 Hitchcock Way, Ste. B-230, Santa Barbara, CA, 93105
  • Lends in California
  • Commercial Loan Express Headquartered in Santa Barbara, California the president, Peter De Witte formed his team in 2004. Commercial Loan Express is a hard money lender that specializes in lending to investors who profit from house flipping. The loans are underwritten and funded in-house, thereby enabling swift decisions, flexible lending solutions

  • SANTA BARBARA COMMERCIAL MORTGAGE, INC.
  • PO BOX 30157, Santa Barbara, CA, 93130
  • Lends in California
  • Santa Barbara Commercial Mortgage, Inc formerly known as Mortgage Company of Santa Barbara, has been originating commercial real estate loans in California for over 25 years and is an efficient and valuable resource .With a small and agile loan committee, SBCM is able to process requests quickly and can often fund loans faster than most lenders.

  • Ryker Capital
  • 7 West Figueroa Street, STE 300, Santa Barbara, CA, 93101
  • Lends in California
  • Ryker Capital — Direct Private Lender | Nationwide

    Fast, flexible capital for real estate investors — from bridge to ground-up. We fund directly from our own capital: no middle layers, no delays. Backed by portfolio partners, private investors, and our own lending funds, our team brings 20+ years of expertise to every deal. We underwrite in-house and move fast.

    Ready to close? Let's talk.

  • Santa Barbara Commercial Fund
  • 401 Chapala Street, Suite 106, Santa Barbara, CA, 93101
  • Lends in California
  • The Santa Barbara Commercial Fund, LLC (“SBCFund”) is a boutique commercial lending fund that bridges the gap between traditional bank financing and private collateral based financing. As the manager of the SBCFund, KJacobsen Capital, LLC (“KJCapital”), brings 50+ years of local commercial banking experience

  • Ventura County Credit Union - Thousand Oaks
  • 2575 Vista Del Mar Drive, Suite 100, Ventura, CA, 93001
  • Lends in California
  • Ventura County Credit Union started in 1950, operating out of the county courthouse. Our first office was beneath a stairwell. We had only a few employees with one cash drawer. But we were dedicated to making a difference in the lives of our members. We were determined to put money in people's pockets instead of taking it out.

  • New America Realty
  • 1750 S Broadway, Suite J, Santa Maria, CA, 93454
  • Lends in California
  • New America Realty is a local and friendly real estate company that specializes in real estate purchase and sales, loans, property management and finance. With great experience as a Santa Maria Realtor and as a Realtor servicing all areas in Santa Barbara County, CA such as Lompoc, Guadalupe, Santa Barbara, San Luis Obispo, and Arroyo Grande.

  • CBC Federal Credit Union
  • 2151 East Gonzales Road, Oxnard, CA, 93036
  • Lends in California
  • CBC Federal Credit Union was established in March of 1952 by a small group of civilian employees working as civil engineers at the Construction Battalion Center (CBC) in Port Hueneme, California, to serve the savings and borrowing needs of the civil employees on base. They applied for and received approval for a Federal Credit Union charter.

  • Direct Capital Funding
  • 333 N. Lantana Street, Suite 100, Camarillo, CA, 93010
  • Lends in California
  • DC Funding was founded on the idea and principle of building a better living with excellent support and service.We focus on incorporating and mastering the latest technologies & procedures keeping our associates above the crowd.Our team of professionals set a stronger standard of business, abide by a strict code of ethics and give superior service.

Also lends in California

  • I & D Investment Group, Inc
  • 207 Orangedale Cir, St Johns, FL, 93010
  • Ivan Oberon is an Independent Mortgage & Private Money Broker & ADTV Show Host - Your Kingdom Lender, who helps Homeowners, investors & Builders Purchase and Refinance their Homes & Investment Properties.

    We prioritize speed, communication and great terms nationwide