The best Private Mortgage Lenders of 2026 in Rochester, Minnesota


Discover the ideal mortgage broker among 60 listed in Rochester, MN, by comparing various loan programs, interest rates, fees, and qualification standards. The Lendersa price engine efficiently compares millions of real estate loan programs available in Rochester, MN, matching the top 10 lenders with your specific qualifications and needs.

Input the property location along with your income, expenses, credit score, and reserves to view the most compatible options among 60. This includes mortgage brokers, direct lenders, banks, and credit unions offering financial services in Rochester, located within Olmsted county, MN.

Local Mortgage Brokers

Mortgage brokers can provide effective assistance only if they have three key elements:
A. Your financial information
B. Detailed property information
C. A clear understanding of your loan intentions

Utilize the Lendersa Loan Calculator

Using Lendersa® AI technology, your loan request is matched instantly with numerous direct mortgage brokers, banks, local credit unions, or hard money lenders in Rochester, MN.

Available Loan Types: Residential, Commercial & Land

Avoid unnecessary inquiries that might lower your credit score. Secure pre-approval for residential or commercial loans from traditional banks, credit unions, Non-QM lenders, or private hard money lenders without disclosing your social security number or any sensitive financial information.


Compare 10 Lenders In Minutes

No Social security # is needed to find and compare the best matching loan programs from up to 10 lenders

Note: Lendersa loan requests contain all the data points mortgage brokers need to get you loan proposals.
social-security

The loan request is not a loan application, and your social security number is unnecessary.

To manually contact lenders, we provide you with a complete list:



Rochester Mortgage Brokers

  • First Alliance Credit Union
  • 300 North Main Street, Stewartville, MN, 55976
  • Lends in Minnesota
  • At First Alliance Credit Union, we place our members' (and future members) needs first by providing compassion, guidance, and resources to promote their financial well-being. At First Alliance Credit Union, we want to be the trusted partner of choice for the financial success of our members and the communities we serve.

  • Minnesota First
  • 1932 Viking Dr NW, Rochester, MN, 55901
  • Lends in Minnesota
  • What sets Minnesota First apart from other financial institutions? That’s easy. Personalized service for over 50 years. At Minnesota First you are treated like an individual, not a number. We are never to busy to help you or assist you with any questions or financial needs that you have.

  • First Southeast Bank
  • 3 Main Ave N, Harmony, MN, 55939
  • Lends in Minnesota
  • Throughout southeast Minnesota & Northern Iowa, First Southeast Bank has been providing a wide range of services as your local, family owned community bank. First Southeast Bank, Harmony location, undergoes a major renovation to the interior and of the building with a large addition added. In 2011 Canton State Bank merges into First Southeast Bank.

  • Reliance Bank
  • 2300 30th Street Northwest, Faribault, MN, 55021
  • Lends in Minnesota
  • On August 13, 2007 Reliance Bank opened its doors to the community of Faribault as a State Chartered, FDIC insured, full-service bank. Staffed with nine experienced bank employees, Reliance set off on a mission to become the best community bank. After its first full year of operation, Reliance Bank was given the coveted Faribault Area

  • Merchants Bank
  • 102 East Third Street, Winona, MN, 55987
  • Lends in Minnesota
  • We're ready to be your trusted advisor, your partner, and join you every step of the way as we work toward your financial goals, hopes and dreams together. We understand that when our community succeeds, we all do. Part of that comes from being employee-owned. For nearly 150 years we’ve been committed to serving our partners and the communities.

  • Heartland Credit Union - Minnesota
  • 5500 South Robert Trail, Inver Grove Heights, MN, 55077
  • Lends in Minnesota
  • Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.

  • Minnesota Financial Solutions, LLC
  • 201 W. Burnsville Pkwy, Suite 110, Burnsville, MN, 55337
  • Lends in Minnesota
  • At Minnesota Financial Solutions, LLC our mission is to provide practical and affordable financial solutions to the Minnesota family and small business owner. We start by assessing your individual financial situation and apply areas of tax, investment, and debt to a strategy that makes sense for all the disciplines involved.

  • Boundary Waters Bank
  • 2230 Eagle Creek Lane, Suite A, Woodbury, MN, 55129
  • Lends in Minnesota
  • BWB is an independent bank made up of a small group of investors with a vision to create a different, more extraordinary and refreshing banking experience – much like the Boundary Waters itself. We are a team of dedicated financial experts that understands every business journey is unique.

  • Riverview Credit Union
  • 115 Hardman Avenue South, South Saint Paul, MN, 55075
  • Lends in Minnesota
  • Riverview Credit Union is a member owned, non-profit financial institution. Chartered in 1931, Riverview Credit Union was organized to provide financial products and services that are personalized and competitively priced to its' members. Membership in Riverview Credit Union is exclusive to those who qualify.

  • Associated Healthcare Credit Union
  • 6789 Upper Afton Road, Woodbury, MN, 55125
  • Lends in Minnesota
  • AHCU is a full-service credit union offering financial wellness and education, savings, checking, investments, deposit accounts, all loan types, and electronic services to help accommodate those busy schedules. We also offer car buying and retirement services. If you’re not a member, we hope you will join us.