The best Private Mortgage Lenders of 2026 in St. Paul, Minnesota


Discover your ideal Mortgage Broker from the pool of 60 accredited brokers situated in St. Paul, MN. Compare an array of loan programs, interest rates, associated fees, and the necessary qualifications to apply. The Lendersa pricing engine swiftly conducts an analysis of millions of real estate-related loan programs that lenders in the Minneapolis-St. Paul-Bloomington, MN-WI offer, and aligns the top ten lenders that fit your specific qualifications and requirements.

By entering the details like your property location, income levels, expenses, credit score, and available reserves, you can generate a comprehensive list of 60. These encompass a range of mortgage brokers, direct lenders, banks, and credit unions, all extending financial services within St. Paul, Ramsey County, MN.

Find Mortgage Brokers Nearby

To provide effective assistance, mortgage brokers depend on three core elements:
A. Complete financial disclosure
B. Detailed property information
C. Clarity on your loan objectives

The Lendersa Loan Calculator

With the support of AI-driven technology, Lendersa® is designed to efficiently associate your loan request with an extensive network of direct mortgage brokers, banking institutions, local credit unions, and hard money lenders within the Minneapolis-St. Paul-Bloomington, MN-WI.

Residential, Commercial, and Vacant Land Loans

Bypass unnecessary credit inquiries that might detrimentally impact your credit score. You can secure pre-approval for your residential or commercial loans, whether through traditional banks, credit unions, non-qualified mortgage lenders, or private hard money lenders, without the obligation to provide your social security number or any secure financial data.


Compare 10 Lenders In Minutes

No Social security # is needed to find and compare the best matching loan programs from up to 10 lenders

Note: Lendersa loan requests contain all the data points mortgage brokers need to get you loan proposals.
social-security

The loan request is not a loan application, and your social security number is unnecessary.

To manually contact lenders, we provide you with a complete list:



  • The First National Bank of Osakis
  • 211-213 Central Ave, Osakis, MN, 56360
  • Lends in Minnesota
  • Since 1903, First National Bank of Osakis has served as the lead financial organization in the Osakis Area community, providing customized guidance, resources, and products (checking, savings, money markets, certificates of deposits, individual retirement accounts, health savings accounts, residential mortgage loans, commercial Mortgage loan.

  • Co-op Credit Union Of Montevideo
  • 2407 E Highway 7, Montevideo, MN, 56265
  • Lends in Minnesota
  • The Co-op Credit Union was organized in 1940 when the co-operative movement was going strong in the rural areas. Nine people who believed in the co-op movement and the impact it had on the financial well-being of people met at the Co-op Grocery Store and the idea of a credit union was born.

  • Viking Bank, National Association
  • 4277 Dakota Street, Alexandria, MN, 56308
  • Lends in Minnesota
  • Viking Bank, we are proud to be locally owned and operated and are committed to providing a positive banking experience for our customers. We are community bankers and proud of it. Our team of talented and knowledgeable bankers are focused on making the needs of our customers their foremost priority with relationships based

  • Lowry State Bank
  • 400 Florence Avenue, Lowry, MN, 56349
  • Lends in Minnesota
  • Lowry State Bank was first organized in 1899 but wasn’t officially chartered until December 26, 1907. Andrew Jacobson was the Bank’s first President; he served in that position until January 6, 1926 when Iver Engebretson succeeded him as President.
    On November 8, 1932, the Bank assumed the assets.

  • First Independent Bank
  • 105 South Market Street, Marshall, MN, 56258
  • Lends in Minnesota
  • First Independent Bank provides personal care for each customer while having the expertise and resources of a large bank. With broad experience and the ability to work with more types of financing solutions than many competitors, First Independent Bank is a collaborative group of advocates for businesses and families in Minnesota.

  • Minnesota Power Employees Credit Union
  • 30 West Superior Street, Suite 126, Duluth, MN, 55802
  • Lends in Minnesota
  • Minnesota Power Employees Credit Union (MPECU) is a member-owned, not-for-profit financial cooperative, whose primary mission is serving our member/owners. Minnesota Power Employees Credit Union was founded in 1933. During our first 61 years, we only served the employees and family members of Minnesota Power.

  • FIRST NATIONAL BANK NORTH
  • 600 Minnesota Avenue, Walker, MN, 56484
  • Lends in Minnesota
  • The First National Bank North has served local communities since 1902 and now serves several Minnesota Communities. At First National Bank North, we are invested in the growth and success of the Minnesota Communities we serve. As we continue to grow and provide the newest features to our customers, whether that be e-statements, mobile banking.

  • The Citizens National Bank of Park Rapids
  • 300 1st Street West, Park Rapids, MN, 56470
  • Lends in Minnesota
  • On January 1, 1933, a group of dedicated community leaders began providing full service banking to the Park Rapids area when the doors were opened at the Citizens National Bank of Park Rapids. One of those involved in that achievement was Harold Bishop of Bishop's Department Store.

  • The First National Bank of Gilbert
  • 2 North Broadway, Gilbert, MN, 55741
  • Lends in Minnesota
  • We offer a wide variety of checking accounts and savings plans to suit your special needs. As we are an independent bank serving the Iron Range area since 1908, our products and services are designed for customers within our local community. We're here to serve you, in a prompt, efficient, and friendly manner.

  • NorthRidge Community Credit Union
  • 283 Kennedy Memorial Drive, Hoyt Lakes, MN, 55750
  • Lends in Minnesota
  • The NorthRidge Community Credit Union is a progressive, family oriented, member owned and operated financial organization offering a broad range of personalized financial services including auto loans, personal loans, mortgage loans, commercial loans and deposit products including Kasasa rewards checking.

  • The First National Bank of Bemidji
  • 1600 Paul Bunyan Dr NW, Bemidji, MN, 56601
  • Lends in Minnesota
  • First National Bank Bemidji has served Bemidji's businesses and families. We are a community bank – investing in local people and their dreams – and celebrate the successes that enhance our quality of life. We'll always be Bemidji's Bank because we are owned by employees, ensuring that we will be your banking partner for generations.