The best Private Mortgage Lenders of 2026 in Garfield, New Jersey


Discover the top Mortgage Broker from among 53 in Garfield, NJ by weighing different loan programs, interest rates, associated fees, and qualification requirements. Lendersa's pricing engine instantly evaluates millions of real estate loan programs provided by lenders in New York-Newark-Jersey City, NY-NJ-PA and aligns the top 10 lenders with your specific qualifications and needs.

Provide details such as the property's location, income, expenses, credit score, and financial reserves to see a list of the closest matches from 53 which include mortgage brokers, direct lenders, banks, and credit unions supplying financial services in Garfield, situated in Bergen county, NJ.

Find Local Mortgage Brokers

To offer effective assistance, mortgage brokers require three crucial pieces of information:
A. Detailed financial information
B. Property details
C. A well-understood loan purpose

Using the Lendersa Loan Calculator

Lendersa®'s AI technology efficiently pairs your loan request with an array of potential lenders, including direct mortgage brokers, banks, local credit unions, or hard money lenders within New York-Newark-Jersey City, NY-NJ-PA. This rapid matching process aims to provide you with the best lending options available.

Various Loan Categories: Residential, Commercial, and Vacant Land Loans

Avoid unnecessary inquiries that might adversely affect your credit score. Obtain pre-approval for residential or commercial loans through reputable banks, credit unions, Non-Qm lenders, or private hard money lenders, all without the need to disclose your social security number or sensitive financial information, safeguarding your data while accessing the most advantageous loan terms.


Compare 10 Lenders In Minutes

No Social security # is needed to find and compare the best matching loan programs from up to 10 lenders

Note: Lendersa loan requests contain all the data points mortgage brokers need to get you loan proposals.
social-security

The loan request is not a loan application, and your social security number is unnecessary.

To manually contact lenders, we provide you with a complete list:



Garfield Mortgage Brokers

  • Spencer Savings Bank
  • 611 River Drive, Elmwood Park, NJ, 07407
  • Lends in New Jersey
  • Spencer Savings Bank is a leading New Jersey-based community bank headquartered in Elmwood Park, N.J. For over 100 years, we have been serving our local communities with integrity and pride. Roots matter, because they mean experience. They mean real insight into what makes our communities strong.

  • H&E Telephone Federal Credit Union
  • 201 West Passaic Street, Floor 3, Suite 304, Rochelle Park, NJ, 07662
  • Lends in New Jersey
  • H&E Telephone Federal Credit Union is a federally insured financial cooperative serving employee groups since 1967. It was originally formed for employees and family members of New Jersey Bell and AT&T. Now, H&E also serves HPAE at Englewood Hospital and several other member groups.

  • Affinity Realty Capital
  • 151 West Passaic Street, 2nd Floor, Rochelle Park, NJ, 07662
  • Lends in New Jersey
  • The Affinity Realty Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing

  • Anything Commercial Loans
  • 151 West Passaic St, Rochelle Park, NJ, 07662
  • Lends in New Jersey
  • We offer real estate & business financing for all kind of investment retail, properties, including commercial, industrial, multi-family, mixed use property, and more. Our unique approach allows us to close quickly and securely on business loans & real estate investments, even when conventional lenders turn you away.

  • Commercial Mortgage Depot
  • 1000 Clifton Ave, Suite 104, Clifton, NJ, 07013
  • Lends in New Jersey
  • Commercial Mortgage Depot is purely focused on the small balance commercial niche and understands how difficult it is to navigate the current finance arena.In Commercial Real Estate Financing, experience is what matters most. The staff of Commercial Mortgage Depot has helped customers close commercial real estate loans.

  • Federal National Funding Capital Group LLC
  • 411 Hackensack Avenue Suite 200, Hackensack, NJ, 07601
  • Lends in New Jersey
  • **Unlock New Opportunities with FNF Capital Group**

    **Experience in Financial Solutions**
    Federal National Funding Capital Group LLC (FNF Capital Group) is your ultimate financial ally, we empower business owners and real estate investors with funding solutions including term loans, lines of credit, equipment financing, fix & flip loans, rent

  • Waring Investments
  • 125 Kingsland Avenue, Suite 201, Clifton, NJ, 07014
  • Lends in New Jersey
  • Waring Investments, Inc. was founded in 1991. Owners and principals, Morris and David Spector, have successfully led Waring since its inception and have over 50 years of combined experience in the hard money loan business. They have distinguished the Company as a direct lender in the commercial-private and hard money real estate market.

  • First Credit Group, LLC
  • 1280 Wall St. West, Suite 306, Lyndhurst, NJ, 07071
  • Lends in New Jersey
  • Our mission is to provide our clients with access to a variety of loans and financing options to help meet their business needs.

    Our financial products offer start-ups or existing businesses access to financing that can be used for a wide-range of purposes, including working capital, expansion, purchase of inventory, supplies, machinery, equip

  • Keypoint Mortgage
  • 125 Bathurst Avenue, North Arlington, NJ, 07031
  • Lends in New Jersey
  • At Keypoint Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • RCA Capital
  • 550 Kinderkamack Rd, Suite1, Oradell, NJ, 07649
  • Lends in New Jersey
  • RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se