The best Private Mortgage Lenders of 2026 in Montclair, New Jersey


Find the most suitable mortgage broker from 54 in Montclair, NJ, by comparing their loan programs, interest rates, fees, and qualification criteria. The Lendersa pricing engine quickly analyzes millions of real estate loan offerings from lenders in New York-Newark-Jersey City, NY-NJ-PA, identifying the top 10 lenders that match your specific qualifications and needs.

Enter the property location, income, expenses, credit, and reserves to access a list of the best matches from 54 mortgage brokers, direct lenders, banks, and credit unions providing services in Montclair, Essex county, NJ.

Find Mortgage Brokers Near You

To assist effectively, mortgage brokers need these three key pieces of information:
A. Your financial data
B. Details about the property
C. A clear understanding of your loan goals

Using the Lendersa Loan Calculator

Lendersa® AI technology will promptly match your loan request with hundreds of direct mortgage brokers, banks, local credit unions, or hard money lenders in New York-Newark-Jersey City, NY-NJ-PA.

Diverse Loan Options: Residential, Commercial, and Vacant Land

To protect your credit score, avoid unnecessary inquiries. Secure pre-approval for residential or commercial loans from traditional banks, credit unions, non-QM lenders, or private hard money lenders without needing to disclose your social security number or any sensitive financial information.


Compare 10 Lenders In Minutes

No Social security # is needed to find and compare the best matching loan programs from up to 10 lenders

Note: Lendersa loan requests contain all the data points mortgage brokers need to get you loan proposals.
social-security

The loan request is not a loan application, and your social security number is unnecessary.

To manually contact lenders, we provide you with a complete list:



  • American Capital Mortgage Inc
  • 439 Main Street, Suite 102, Orange, NJ, 07050
  • Lends in New Jersey
  • American Capital Mortgage Inc. is a Mortgage Broker company for all your Home Mortgage. We achieve excellence and consistently exceed our clients expectations. we can ensure you get the best loan to fit your goals and finances. American Capital Mortgage know the market. We know the process.
  • Waring Investments
  • 125 Kingsland Avenue, Suite 201, Clifton, NJ, 07014
  • Lends in New Jersey
  • Waring Investments, Inc. was founded in 1991. Owners and principals, Morris and David Spector, have successfully led Waring since its inception and have over 50 years of combined experience in the hard money loan business. They have distinguished the Company as a direct lender in the commercial-private and hard money real estate market.
  • Commercial Mortgage Depot
  • 1000 Clifton Ave, Suite 104, Clifton, NJ, 07013
  • Lends in New Jersey
  • Commercial Mortgage Depot is purely focused on the small balance commercial niche and understands how difficult it is to navigate the current finance arena.In Commercial Real Estate Financing, experience is what matters most. The staff of Commercial Mortgage Depot has helped customers close commercial real estate loans.
  • Keypoint Mortgage
  • 125 Bathurst Avenue, North Arlington, NJ, 07031
  • Lends in New Jersey
  • At Keypoint Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • First Credit Group, LLC
  • 1280 Wall St. West, Suite 306, Lyndhurst, NJ, 07071
  • Lends in New Jersey
  • Our mission is to provide our clients with access to a variety of loans and financing options to help meet their business needs. Our financial products offer start-ups or existing businesses access to financing that can be used for a wide-range of purposes, including working capital, expansion, purchase of inventory, supplies, machinery, equip
  • Ary Ming Asset Funding
  • 24 Commerce St. Suite 606, Newark, NJ, 07102
  • Lends in New Jersey
  • AryMing Asset Funding, LLC (AAH) is a boutique, private real estate lending sponsorship firm founded in 2010. We purchase, finance, sell, and assign mortgages & notes. We cater to accredited, high net worth individuals who appreciate transparency and personalized service in the distress asset sector of real estate.
  • INSPIRED HOLDINGS LLC
  • 277 FAIRFIELD RD SUITE 310, FAIRFIELD, NJ, 07004
  • Lends in New Jersey
  • YOUR GO TO FUNDING COMPANY FOR FIX AND FLIPS, CASH OUT AND RENTAL LOANS. \ INSPIRED SPECIALIZES IN ALL TYPES OF COMMECIAL FINANCING FOR REAL ESTATE INVESTORS, WHOLESALERS, AND BUYERS. WE OFFER PROGRAMS THAT GIVE INVESTORS A LEG UP IN THE HOME BUYING PROCESS. GET PREQUALIFY TODAY WITH NO HASSLE.
  • Newark Firemen Federal Credit Union
  • 106 Fleming Avenue, Newark, NJ, 07105
  • Lends in New Jersey
  • NFFCU was chartered in 1940 to service the financial needs of the members & their families, of the Fire Department of the City of Newark. Over the past 79 years the credit union has grown to a $18 million financial organization with 5 employees serving over 3, 000 members. NFFCU is headquartered at Newark in a credit union-built-and-owned building.
  • Stratton Equities
  • 28 Bloomfield Ave, Suite 302, Pine Brook, NJ, 07058
  • Lends in New Jersey
  • Stratton Equities is the Leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. No Upfront Fee's, No Junk Fee's No Tax Returns.
  • Stratton Equities
  • 28 Bloomfield Avenue, Ste 302, Pine Brook, NJ, 07058
  • Lends in New Jersey
  • Stratton Equities is the leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. Learn how you can purchase an Investment Property with Strat
  • Spencer Savings Bank
  • 611 River Drive, Elmwood Park, NJ, 07407
  • Lends in New Jersey
  • Spencer Savings Bank is a leading New Jersey-based community bank headquartered in Elmwood Park, N.J. For over 100 years, we have been serving our local communities with integrity and pride. Roots matter, because they mean experience. They mean real insight into what makes our communities strong.
  • Salman Capital Funding
  • 35 journal Sq, Jersey City, NJ, 07306
  • Lends in New Jersey
  • Salman Capital is a family-owned In-house direct lender that provides financing for real estate investors nationally. With our own discretionary capital, we provide Bridge 12-24 month term IO financing for acquiring and stabilizing a property. We also provide asset-based DSCR financing for traditional and short term rental properties.