The best Private Mortgage Lenders of 2026 in Schenectady, New York


Identify the best mortgage brokers from the 95 listed in Schenectady, NY by thoroughly comparing their loan programs, interest rates, associated fees, and the qualification requirements you need to meet. The advanced Lendersa price engine provides instant comparisons of millions of real estate loan programs offered by lenders throughout the Albany-Schenectady-Troy, NY, and it aligns the top 10 lenders that best match your specific qualifications and financial needs. This streamlined process ensures you find the most appropriate lenders tailored to suit your situation.

To generate a precise list of competent mortgage providers, input the property location, along with details about your income, expenses, credit score, and financial reserves. This information allows you to see the list of most favorable matches from among 95, encompassing mortgage brokers, direct lenders, banks, and credit unions offering financial services in Schenectady, Schenectady county, NY. By providing these details, you ensure a tailored selection that meets your unique borrowing and financial criteria.

Discover Mortgage Brokers Near You

For mortgage brokers to provide effective assistance, they require three essential pieces of information:
A. Comprehensive financial data regarding your current financial situation
B. Detailed information about the property being considered
C. A clear understanding of what you hope to achieve with your loan acquisition

Utilize the Lendersa Loan Calculator

With cutting-edge Lendersa® AI technology, your loan request is immediately paired with a broad spectrum of direct mortgage brokers, banks, local credit unions, or hard money lenders operating in the Albany-Schenectady-Troy, NY. This AI-powered matching system ensures that you have a wide array of financial options, tailored specifically to meet your loan preferences and requirements, providing comprehensive support in fulfilling your financial aspirations.

Diverse Loan Solutions for Residential, Commercial, and Vacant Land

Safeguard your credit score by avoiding unnecessary inquiries that could lower it. Achieve pre-approval for residential or commercial loans through reputable institutions such as traditional banks, credit unions, Non-Qm lenders, or private hard money lenders. This can be accomplished without needing to reveal your social security number or any sensitive financial data. By maintaining your privacy and security, you enjoy a safe, efficient, and streamlined journey toward attaining the financial solutions that align perfectly with your project goals and personal aspirations, ensuring both peace of mind and satisfaction as you secure the necessary funds to successfully execute your plans.


Compare 10 Lenders In Minutes

No Social security # is needed to find and compare the best matching loan programs from up to 10 lenders

Note: Lendersa loan requests contain all the data points mortgage brokers need to get you loan proposals.
social-security

The loan request is not a loan application, and your social security number is unnecessary.

To manually contact lenders, we provide you with a complete list:



  • Clearinghouse CDFI
  • 23861 El Toro Road Suite 700, Lake Forest, CA, 92630
  • Lends in New York
  • We are a community lender and a Benefit “B” Corporation that addresses unmet credit needs throughout the U.S. and in Indian Country through direct lending, equity investments, and financial assistance. Borrowers, Need a Loan? Learn about our loan programs and others like you who are driving positive change in their communities. Investors, see ho
  • KP RE Capital Group
  • 300 S EL Camino Real, San Clemente, CA, 92672
  • Lends in New York
  • Discover KP RE Capital Group, spearheaded by industry leader Philip Doyle. Specializing in real estate investment strategies, KP RE Capital Group excels in providing personalized solutions to maximize property portfolio performance. With a commitment to transparency and client success, they navigate the complexities of real estate with expertise an
  • Carrington Mortgage Services, LLC
  • 1600 South Douglass Road, Suites 110, Anaheim, CA, 92806
  • Lends in New York
  • Founded in 2003,Carrington is a holding company whose primary businesses work in sync with one another to provide a broad range of real estate services encompassing nearly all aspects of single family residential real estate transactions in the USA. We work diligently for the benefit of the many borrowers, homebuyers and investors we serve.
  • Fidelity Bancorp Funding
  • 1551 N. Tustin Ave. Ste 700, Santa Ana, CA, 92705
  • Lends in New York
  • Our focus is on serving your needs. Our efficient process is driven by great people who understand our need to strive for excellent service to lead in our marketplace consistently. At Fidelity Bancorp Funding, we research all your funding options for you so you can relax knowing you’ll have the support you need.
  • Provident Financial Group
  • 5948 Temple City Boulevard, Temple City, CA, 91780
  • Lends in New York
  • Provident Funding is a nationwide direct mortgage lender and servicer. Founded in 1992, we have created a customer-oriented culture with an experienced team of highly trained mortgage experts. We provide mortgage solutions for all of your refinance and home purchase needs. we have maintained a firm commitment to a low-cost business model
  • R&A Financial Group, Inc
  • 338 South Rosemead Blvd, Pasadena, CA, 91107
  • Lends in New York
  • Financing is our passion, and we are dedicated to providing the best service possible to all of our customers. For us, money isn’t the primary motive – finding solutions for our clients is. We understand the real estate industry inside and out. Our vision raises the bar on what our clients expect from real estate loans.
  • OCC Lending, Inc
  • 17461 Irvine Blvd., Suite S, Tustin, CA, 92780
  • Lends in New York
  • OCC Lending, Inc is a US-based nationwide direct portfolio lender of Residential & Commercial debt financing. We finance solutions for investors who don’t necessarily fit into the box of traditional bank lending. OCC Lending, Inc has created a track record in marketplace for funding transaction using a true case-by-case common sense lending app
  • Hanover Mortgage Company, DBA Hanover MC
  • 2522 Chambers Road, Tustin, CA, 92780
  • Lends in New York
  • Hanover Mortgage Company, DBA Hanover MC, is your trusted partner in mortgage services, offering tailored financial solutions to meet diverse needs. With decades of expertise, our dedicated team, led by industry expert Jo-Ann Lapin, guides you through every step, ensuring you secure your dream home effortlessly. Reach out at 714 838 1474 or jfl@han
  • The Home Loans Company
  • 1550 S Anaheim Blvd, Suite D, Anaheim, CA, 92805
  • Lends in New York
  • The Home Loans Co, based in Anaheim, is your trusted partner for mortgage solutions in California. Specializing in a range of services including residential and commercial property loans, refinancing, and home equity options, we're committed to guiding you through your homeownership journey. Whether you're a first-time buyer or a seasoned investor,
  • West Capital Lending
  • 24 Executive Park, Ste 250, Irvine, CA, 92614
  • Lends in New York
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Val-Chris Investments, Inc.
  • 2601 Main Street, Suite 400, Irvine, CA, 92614
  • Lends in New York
  • Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community. Our tremendous access to lenders allows us to make certain our borrowers get the best loans possible many repeat customers attest to this unique benefit, and to our integrity and dedication.
  • Brave Mortgage, Inc
  • 2101 Business Ctr Dr. Ste 230, Irvine, CA, 92612
  • Lends in New York
  • We offer creative financing that includes DSCR, bridge, short term and long term financing for all investor/business purpose nationwide. We service all property types including, but not limited to, industrial, retail, mixed use, multifamily, and single family. Fast turn times and competitive rates.