The best Private Mortgage Lenders of 2026 in Kirkland, Washington


Find the best mortgage broker among the 35 in Kirkland, WA by comparing loan programs, interest rates, fees, and qualification needs. Lendersa's pricing engine swiftly evaluates millions of real estate loan options from lenders in Seattle-Tacoma-Bellevue, WA, matching the top 10 lenders with your requirements and qualifications.

Enter your property location, income, expenses, credit, and reserves to see a list of the closest matches from 35 mortgage brokers, direct lenders, banks, and credit unions serving Kirkland, King county, WA.

Local Mortgage Brokers

To assist you, brokers need three essential details:
A. Your financial data
B. Property details
C. Your loan objectives

The Lendersa Loan Calculator

Lendersa® AI technology quickly pairs your loan request with a network of direct mortgage brokers, banks, local credit unions, or hard money lenders in Seattle-Tacoma-Bellevue, WA.

Loans for Residential, Commercial, and Land

Prevent unnecessary inquiries that could affect your credit score. Obtain pre-approval for residential or commercial loans from traditional banks, credit unions, Non-Qm lenders, or private hard money lenders without revealing your social security number or sensitive financial information.


Compare 10 Lenders In Minutes

No Social security # is needed to find and compare the best matching loan programs from up to 10 lenders

Note: Lendersa loan requests contain all the data points mortgage brokers need to get you loan proposals.
social-security

The loan request is not a loan application, and your social security number is unnecessary.

To manually contact lenders, we provide you with a complete list:



  • Options Financial Residential Mortgage NMLS 829593
  • 8625 SW Cascade Ave, Suite 270, Beaverton, OR, 97008
  • Lends in Washington
  • Our mission is to empower you to make successful mortgage decisions. We’re committed to always thinking long-term. At Options Financial Residential Mortgage, we want to help you purchase your first home… your second home, and your third. We want to show you that a mortgage loan can be more than just a business transaction.
  • Merchants Mortgage
  • 5200 SW Meadows Road, Ste 150, Lake Oswego, OR, 97035
  • Lends in Washington
  • MMTC offers quick closings (3-5 days in many cases), practical underwriting for investors, and lends on a variety of property types and conditions. We can close in entities or an individual’s name, and advance repair draws rather than reimbursing clients. Up to 90% of purchase price plus 90% of repairs. We also offer other creative products not co
  • Community First Bank WA
  • 8131 W Grandridge Blvd, Kennewick, WA, 99336
  • Lends in Washington
  • Community First Bank started twenty years ago with a goal serving our community. We live here, work here and are run by a local board. We offer a full line of lending and business services to small businesses as well as consumer products including investment and trust services.If you want to get to know your banker we look forward to meeting you!
  • Tri-CU Credit Union
  • 3213 W 19th Avenue, Kennewick, WA, 99337
  • Lends in Washington
  • TRI•CU Credit Union is a federally chartered credit union that was founded in 1969 by the International Brotherhood of Electrical Workers Local 112. Our name at that time was IBEW #112 Federal Credit Union and our membership was restricted to the electricians and their families. We are a not-for-profit financial cooperative that is tax exempt.
  • Cheney Federal Credit Union
  • 520 First Street, Cheney, WA, 99004
  • Lends in Washington
  • Cheney Federal Credit Union has been serving members and our local community since 1951. We provide convenient and low-cost financial services to those who live, work, worship or attend school in the Cheney and Medical Lake School Districts and their immediate family members. CFCU is a member-owned, not-for-profit financial institution.
  • Brazington Mortgage LLC
  • 3114 E. Marietta, Spokane, WA, 99207
  • Lends in Washington
  • When you contact Brazington Mortgage, LLC you get to deal with the owner directly. Stan Brazington will act as your loan officer, loan processor. underwriter and funder. Stan has in excess of 39 years experience underwriting and funding private money loans. Brazington Mortgage LLC specializes in Private Money, great service, low closing costs.
  • RiverBank
  • 202 E. Spokane Falls Boulevard, Suite 500, Spokane, WA, 99202
  • Lends in Washington
  • RiverBank is a community business bank devoted to creating long-term client relationships by delivering high quality, digitally focused and competitively priced products & services to small businesses, professionals & private banking clients. We are located in the downtown Spokane University District & serve the greater Eastern Washington market.
  • ReProp Financial
  • 735 4th street, Eureka, CA, 95501
  • Lends in Washington
  • ReProp Financial is a small balance commercial lender lending in CA, OR, WA, ID, AZ, and TX. We lend up to $2.5MM and offer both interest only bridge and 15 year fully amortizing loan products. We are a direct lender and service everything in-house. Our average time to close is about 10 days but can close more quickly if needed.
  • iCapital Options
  • 1545 River Park Dr, Sacramento, CA, 95815
  • Lends in Washington
  • At iCapital Option, we're not just a lender; we're your financial partner in realizing your real estate and business aspirations. With a commitment to your success, we offer a diverse range of funding options designed to cater to your unique needs and goals. iCapital Option is here to provide you with the financial support necessary to achieve
  • PIC Group
  • 1545 River Park Dr, Sacramento, CA, 95815
  • Lends in Washington
  • PIC Group was founded on the belief that access to flexible and reliable funding should be within reach for individuals and businesses alike. Our journey began with a vision to bridge the gap between aspirations and achievements by providing tailored financial solutions. Over the years, we have honed our expertise and expanded our offerings
  • Optimus Capital
  • 1545 River Park Drive, Suite 335, Sacramento, CA, 95815
  • Lends in Washington
  • Optimus Capital, Inc. offers fast and creative financing solutions for real estate investors, through private hard money loans. As a full-service private money lender, we can help cash flow all your deals while you build up your real estate portfolio Whether it’s for wholesale, a renovation project or ground up construction.