USDA Vs. FHA Pro and Con comparison in Prescott-Valley, Yavapai County, AZ
In 2025, the USDA loan limit for Prescott-Valley within the county of Yavapai, AZ, is $285,000. For a single-family home, the FHA limit is $356,362.
Use the Lendersa® USDA loan calculator to evaluate today’s best USDA versus FHA rates. Determine the necessary income, credit standing, reserves, and documentation required for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, helping you decide which program in best suits your financial needs.
2025 Loan Limits and Downpayment Requirements in Prescott-Valley, Yavapai, AZ
Type of Loan
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Varieties in Prescott-Valley, AZ
The aim of Lendersa® is to seamlessly connect you with the ideal USDA or FHA loan in a prompt manner. Start by selecting one of three approaches that position you with matching lenders and USDA loan solutions.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment, making them a smart choice for qualifying rural residents.
Legends Bank was founded in 1998 in Clarksville, Tennessee. Today, our footprint has grown, allowing us to serve two of the five largest cities in the state and four Tennessee counties; Montgomery County, Williamson County and Davidson County.
Legends is a community bank that’s bolstered by an extraordinary team made up of experienced lenders
At Cumberland Bank & Trust, we realize that our customers are the reason we are here to serve our community. Like our President & CEO, Ron Sleigh says, “Cumberland Bank & Trust is a true ‘community bank.’ All five of our offices are located in Clarksville and Montgomery County. We pride ourselves on personalized customer relationships,
120 Center Pointe Dr, Suite 4, Clarksville, TN, 37040
The Castle Rock Mortgage, LLC Team is your premier mortgage team located in Clarksville, Tennessee. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Tennessee area.
As a not-for-profit financial cooperative, Fortera’s focus will always be on serving people, not shareholder profit. Simply put, we value members over numbers. Our approachable, casual nature lacks the stuffiness of traditional banking. We have a reputation for finding a way to help people achieve their goals in the face of financial obstacles.
Aniya Equity is a community-focused real estate investment company located in Clarksville, Tennessee that wants to pay you cash for your home. With years of experience, we set out to help our neighbors by stimulating local development, empowering residents and property owners and aid up-and-coming communities throughout Tennessee and Kentucky.
Western Indiana Credit Union was established in 1932 by local farmers in hopes to help the community. Since then, we have continued to grow and have expanded our services. WICU is a not-for-profit, member-owned financial institution. WICU is governed by a board of directors which are comprised of members of our community.
1235 South Highland Ave, Suite A, Lombard, IL, 60148
Founded in 2014, HLP Mortgage opened its doors to the Illinois community. We are a privately owned company and a full-service mortgage banker. Our focus is to better the community with the services we provide by offering low interest rates and an unequaled customer service experience.
1920 S Highland Ave, Suite 220, Lombard, IL, 60148
Great Mortgage has made the mortgage process easier is by integrating technology with our outstanding customer service.On our website you can submit a complete on-line, secure loan application or pre-qualify for an Arizona, Illinois, Indiana, Colorado, Florida, Missouri or Tennessee home loan. You may also evaluate your different financing options.
CU/America Financial Services is a local, Illinois-licensed mortgage company that has been serving the needs of our mortgage loan borrowers for 20 years. As a leader in the mortgage industry, we constantly strive to deliver excellence in every area of the loan transaction. Since our modest beginning in 1994.
1910 S Highland Ave, Suite 300, Lombard, IL, 60148
Loan Cabin is a modern lender who’s mission is to streamline the mortgage process by using technology to provide consumers a quick, simple, and transparent home loan. By executing this we are able to provide the lowest interest rates, cost, and experience for the customer. Buying a home can be hard, we make it easier
