USDA Vs. FHA Pro and Con comparison in Dewey-Humboldt, Yavapai County, AZ

In 2026, within Dewey-Humboldt of Yavapai, AZ, the USDA loan limit is $336,500. By comparison, the FHA limit for a single-family home is $472,030.

Use Lendersa®'s USDA loan calculator to compare the top rates for USDA against FHA loans today. Identify the necessary income, credit score, reserves, and documents for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options simultaneously to help you determine which program in Alabama best suits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Dewey-Humboldt, Yavapai, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Dewey-Humboldt, AZ

The aim of Lendersa® is to offer you the best USDA or FHA loans quickly and easily. Choose from three initial options that guide you to match with lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

A USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available for rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment, making them advantageous for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Claxton Bank
  • 121 West Main Street, Claxton, GA, 30417
  • At The Claxton Bank, we've seen many changes in Evans County. But through it all, one thing has remained the same, the way we do business. Now, just as it was back then, we are committed to helping our customers manage their "todays" and find their place in tomorrow. Indeed, the more things change, the more they stay the same.
  • Capital South Funding LLC
  • 4609 Charlotte Highway, Suite 4, Lake Wylie, SC, 29710
  • Capital South Funding is a full service mortgage company focused on providing wholesale interest rates and superior customer service. Capital South Funding offers home financing throughout North Carolina and South Carolina. As a family owned company with little overhead, they can pass along the savings to you.
  • Professional Grade Mortgage
  • 18120 NW 266th St., High Springs, FL, 32643
  • At Professional Grade Mortgage, we offer our clients access to HUNDREDS of loan programs from over 25 of the Nation's Top Lenders, including Quicken Wholesale, UWM, Caliber, Loan Depot, Freedom Mortgage, & many more. This allows us to service all of our clients needs with Conventional, VA, FHA USDA & Non Prime loans, covering all occupancy types
  • Long Reach Federal Credit Union
  • 315 Main Street, Middlebourne, WV, 26149
  • Long Reach Federal Credit Union was organized in 1975. We are a not-for-profit organization that is member-owned, where earnings are paid back to the members with lower loan rates and higher savings rates, rather than being owned by stockholders. Long Reach Federal Credit Union offers many products and services to meet your financial needs.
  • Union Bank, Inc.
  • 103 Dodd St., Middlebourne, WV, 26149
  • Union Bank is a locally owned and locally managed, independent, full-service community bank, with approximately $235 million in assets. We operate eight (8) full service locations in northwestern West Virginia, in the communities of: Middlebourne, Sistersville, St. Marys, Hundred, New Martinsville, Pennsboro, Harrisville, and Ellenboro,
  • Bank of York
  • 13 W Liberty St, York, SC, 29745
  • Bank of York was founded on April 11, 1935, and we're proud to be a part of the history of York County. That's a long time of serving our community. We're proud of all the stories of people who have joined with Bank of York over the years to build stable livelihoods and raise their families.
  • Ohio Valley Community Federal Credit Union
  • 52775 Boston Hill Road, Hannibal, OH, 43931
  • Ohio Valley Community Federal Credit Union has been meeting the changing financial needs of its members since 1960. OVCFCU is one of the area's largest financial institutions. We are a full-service, federal-chartered financial institution guided by this mission statement: “Providing safety and security with innovative financial services.
  • CS Credit Union
  • 6519 CommScope Road, Catawba, NC, 28609
  • CS Credit Union was initially chartered in 1986 as MA/-COM Employees Credit Union, a spin-off from two previous credit unions, Siecor Credit Union & Superior Cable Credit Union. MA/-COM was established as the credit union for employees of family members of the forerunner of the present-day Select Employee Group, CommScope, Inc. of North Carolina.
  • West Union Bank
  • 212 Main Street, West Union, WV, 26456
  • West Union Bank began doing business in 1893 at the corner of Columbia and Court Streets in West Union, Doddridge County, and continued there until 1973 when the Bank moved to its current location at 212 Main St. West Union, WV 26456. In response to the popularity of the Bank’s services outside of its home county.
  • INTERSTATE CREDIT UNION
  • 705 W Cherry St, Jesup, GA, 31545
  • Interstate Credit Union has been a local not-for-profit, member-owned cooperative. People who do their banking at Interstate Credit Union are members, not just customers. They are full voting members and own a “share” in the Credit Union with their primary savings account. Everyone must keep $5 in their primary savings account to remain a member.