USDA Vs. FHA Pro and Con comparison in Del-Aire, Los Angeles County, CA
As of 2025, the USDA loan cap in Del-Aire, situated in Los Angeles county of CA, is $657,900. For a single-family residence, the FHA limit is $822,375.
To compare today's top USDA and FHA rates, use the Lendersa® USDA loan calculator. It helps assess the necessary income, credit, reserves, and paperwork for qualification. Our cutting-edge mortgage calculator allows you to view and compare USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the best program in tailored for your financial scenario.
Loan limits and down payment requirements for 2025 in Del-Aire, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Choices in Del-Aire, CA
At Lendersa®, our primary aim is to secure the best USDA or FHA loans for you with speed and minimal complications. Choose from one of three options to connect with matched lenders and USDA loan schemes.
The USDA home loan is a government-backed financial product by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It's exclusively available in rural areas. In contrast to FHA loans, which require a down payment of at least 3.5%, a USDA loan demands no down payment whatsoever.
We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $20 billion in closed mortgage loans, we know how to get the job done.
Wallkill Valley Federal Savings & Loan Association, the stated goals were to promote thrift and homeownership within the local community. The Association sought to meet these goals by providing a safe place for local savings deposits and by prudently lending these deposits back into the community in the form of home mortgages
The Elizabeth, NJ Firemen’s FCU strives to promote thrift for our members, provide affordable financial services and assist members, who show a desire to improve their financial foundation, and to get through difficulties which may be keeping them from realizing their potential. The Elizabeth, NJ Firemen’s FCU was Chartered in 1936.
at Richmond County Mortgage strive to make customer service our priority. Our mission is to serve our customers with honesty, integrity, and competence.We have a hands-on approach and constant contact with each borrower, making it as seamless as possible throughout the mortgage process
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance
MidState Federal Credit Union began over half a century ago on May 3, 1950, with a total membership of seven. These original seven members decided to pool their savings in order to promote thrift among them, by affording them an opportunity to accumulate their savingsand create a source of credit they could borrow from for provident
The Messiah Baptist Church Federal Credit Union, MBCFCU, was founded in 1973. With our low-income designation we qualify for additional funding and programs to extend services to those undeserved among traditional banking institutions. We believe all should have access to capital and the resources to build a secure financial future.
The Capital Lenders Money is the lifeblood of business, and you need someone you can trust to help you with the financing and working capital necessary to keep your company afloat. At The Capital Lenders, we are nationally recognized for our resources and commitment to finding customized solutions for our customers’ commercial finance needs.
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Division 726 Federal Credit Union has been providing first-rate financial products to Staten Island, New York since 1970. The credit union has assets totaling $11.79 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
101 Tyrellan Avenue, Suite 220, Staten Island, NY, 10309
"At Charles Martin Mortgage our focus is providing our clients with the
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experience that is unparalleled. As a company founded in late 2007 during the onset of the financial
crisis, our culture as a company is one of perseverance."
