USDA Vs. FHA Pro and Con comparison in Del-Aire, Los Angeles County, CA
As of 2025, the USDA loan cap in Del-Aire, situated in Los Angeles county of CA, is $657,900. For a single-family residence, the FHA limit is $822,375.
To compare today's top USDA and FHA rates, use the Lendersa® USDA loan calculator. It helps assess the necessary income, credit, reserves, and paperwork for qualification. Our cutting-edge mortgage calculator allows you to view and compare USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the best program in tailored for your financial scenario.
Loan limits and down payment requirements for 2025 in Del-Aire, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Choices in Del-Aire, CA
At Lendersa®, our primary aim is to secure the best USDA or FHA loans for you with speed and minimal complications. Choose from one of three options to connect with matched lenders and USDA loan schemes.
The USDA home loan is a government-backed financial product by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It's exclusively available in rural areas. In contrast to FHA loans, which require a down payment of at least 3.5%, a USDA loan demands no down payment whatsoever.
Monterey Bay Resources, Inc. is a Santa Cruz based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates.We can provide financing for both investment property and owner-occupied properties, upon qualification.
Jose Valencia as a Broker Associate and owner of JLV Realty and Mortgage with a full Real Estate Service and also a variety loans programs to buy or refinance. Also if you need to sell your home, We will be able to help you. JLV Realty and Mortgage will to work under the principal that the client is always right even though we are also realistic.
Lending for Living is locally owned and operated offering extraordinary loan services for individuals seeking to fulfil their dream of home ownership, refinance or create stability. Years of experience and a knack for the challenging has earned us the reputation of being "VA Specialists" and "Mountain Property Specialists".
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.
Valley First Credit Union provides quality financial services to the growing and diverse communities of Calaveras, Fresno, Kings, Madera, Mariposa, Merced, San Joaquin, Stanislaus, Tulare, and Tuolumne Counties. We are a not-for-profit financial cooperative that is owned by our members.
When Mocse Federal Credit Union was granted its charter in February of 1959, Mocse’s membership consisted of seven members and an asset size of $35.00. These seven founding members recognized that employees of Modesto City Schools were in need of financial services provided by a credit union. They were correct in this assumption.
101 Loan - Specialists in Residential, Commercial and Reverse Mortgage Financing
6020 Hellyer Ave, Suite 150, San Jose, CA, 95138
101 LOAN, A SAN JOSE MORTGAGE COMPANY With over 30 years of experience in residential and commercial lending, 101 Loan has the experience, product offerings and the staff needed to close financing in today’s fluid economy time in an efficient manner. While many of our competitors have gone out of business due to the changing economy.
6020 Hellyer Avenue, Suite 150, San Jose, CA, 95138
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs.
6090 Hellyer Avenue, Suite 175, San Jose, CA, 95138
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
D&F Properties was established in 1984 as an independent brokerage. In 2000 DeFaria Realty & Investments was added to help the financing needs of our clients. We live, play and work in Santa Clara County. Diane LoVerde, owner of D&F Properties/DeFaria Realty & Investments specializes in real estate sales and loan sales.
Upstar Home Mortgage Inc. is a trusted lender offering competitive home loans and refinancing solutions. With a customer-first approach, they provide personalized mortgage options, expert guidance, and a seamless loan process. Upstar helps clients achieve homeownership with flexible terms and great rates.
