USDA VS FHA in Hawthorne, Los Angeles County, CA

In 2026, the USDA loan limit for Hawthorne in Los Angeles county, CA is set at $776,600, whereas for a single-family home, the FHA limit reaches $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA, assessing the necessary income, credit, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to identify which package in aligns best with your financial circumstances.

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2026 Loan Limits and Downpayment Requirements in Hawthorne, Los Angeles, CA

Type of Loan Maximum Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Pathways in Hawthorne, CA

The goal of Lendersa® is to ensure you obtain the most advantageous USDA or FHA loan with speed and ease. Choose one of three pathways to connect with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, backed by the U.S. Department of Agriculture and commonly referred to as a USDA rural development loan or USDA mortgage, is available only in rural locales. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Minnequa Works Credit Union
  • 1549 E Abriendo Ave, Pueblo, CO, 81004
  • MWCU is a locally owned and operated Credit Union serving the citizens of Pueblo & Custer County with exceptional customer service, reliable products and cutting edge technology to meet the needs of the busy, hardworking individuals we serve. Minnequa Works Credit Union is unlike other types of financial institutions that need to generate a profit.

  • Southern Colorado Community Lending, LLC
  • 1241 East Routt Ave, Pueblo, CO, 81004
  • NeighborWorks Southern Colorado (NWSoCo) is a registered 501(c)3 nonprofit organization located in Pueblo, CO. As an affiliate member of NeighborWorks America with 40 years of experience and a network of community partners, NWSoCo is uniquely qualified to meet the needs of communities across Southern Colorado.

  • Lighthouse Financial Enterprises, Inc
  • 110 Wallace Rd. NW, Salem, OR, 97304
  • At Lighthouse Financial Enterprises, Inc. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service- putting the people we serve first.Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for your family from the many mortgage options.

  • Jenny Kuball | Capitol Mortgage Company Loan Officer
  • 2254 Wilmington Ave NW, Salem, OR, 97304
  • As a locally owned company with operations in the greater Salem and Portland metro areas, we are passionate about helping our fellow Oregon residents and investors. We proudly offer a significant range of financing programs, including conventional, FHA, VA, USDA, and even private money financing.

  • Century Savings and Loan Association
  • 233 East Main St, Trinidad, CO, 81082
  • Century Savings and Loan Association was chartered in 1903 as Century Building and Loan. The primary purpose, at that time, was to provide share accounts which in turn were used to provide home mortgage loans. We have grown quite a bit since then, expanding our deposit products to include Checking accounts, MMDA accounts, Certificates of Deposit.

  • The First National Bank in Trinidad
  • 100 E. Main St, Trinidad, CO, 81082
  • The First National Bank in Trinidad opened its doors on April 16, 1875, a year before Colorado was granted its statehood and the town of Trinidad incorporated. First National began a journey traveling and growing with the nation, the West, and Trinidad through the best and worst of times.

  • Western Bank of Artesia
  • 320 West Texas Avenue, Artesia, NM, 88210
  • Western Bank of Artesia, New Mexico was chartered and opened for business as Peoples State bank on August 2, 1948 on the Calvin Dunn property located at 4th and Quay in Artesia, New Mexico, the same location that the bank occupied from 1948 to 2000. The bank was first housed in temporary quarters in a small sheet iron building.

  • Artesia Credit Union
  • 210 North Fifth Street, Artesia, NM, 88210
  • Artesia Credit Union is a member-owned, cooperative, non profit financial services institution founded and operated to encourage thrift among its members, create a source of credit at a fair and reasonable rate of interest, and provide an opportunity for its members to improve their economic condition in a friendly manner.

  • First American Bank
  • 303 W Main St, Artesia, NM, 88210
  • First American Bank serves New Mexico with sixteen full service locations in fourteen communities and mortgage offices in Ruidoso, NM, and Rio Rico, AZ. Over the past century, First American Bank has remained true to its mission by providing a full spectrum of financial services; building lasting customer relationships

  • Advantage Mortgage Inc
  • 265 SW 1st Avenue, Canby, OR, 97013
  • Advantage Mortgage was founded on the principle that big bank/retail lending, was not the best way to serve clients. On August 1st, 2018, our Canby office opened and a new path was forged in Mortgage Lending. As Independent Mortgage Brokers, we supply our customers with smarter and more financially sound solutions in home lending.