USDA Loan Vs. FHA loan pro & con for Hawthorne, Los Angeles County, CA

In 2025, USDA loan limit in Hawthorne, county of Los Angeles, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hawthorne, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(517) 787-2220 1919 miles Lender's profile and map Reviews South Central Credit Union 958 W Monroe Street, Jackson, MI, 49202 South Central Credit Union was organized as Tri-County State Employees Credit Union on June 16, 1954. At that time it was housed in the accounting department of the prison. In 1986 the name was changed to South Central State Employees Credit Union, when Tri-County merged with Sparton Employees Credit Union.
(517) 787-2220 1919 miles Lender's profile and map Reviews TRUE Community Credit Union 1100 Clinton Road, Jackson, MI, 49202 At TRUE to our members, TRUE to our communities, and TRUE to our team. All are invited to join TRUE Community, and we proudly serve anyone who lives, learns, works, or worships across the State of Michigan. We work hard to create and protect an inclusive environment where differences are celebrated
(800) 762-9555 1920 miles Lender's profile and map Reviews Universal 1 Credit Union 1 River Park Dr, Dayton, OH, 45409 Universal 1 Credit Union was founded in 1937 in Dayton, Ohio. With 10 member centers in the greater Miami Valley, U1CU provides quality financial products and services to members all over the world. U1CU membership is open to all who live, work, worship, or go to school in one of the many communities that we serve.
(334) 702-7774 1920 miles Lender's profile and map Reviews MidSouth Bank 2526 West Main Street, Dothan, AL, 36301 At MidSouth Bank, our roots have long been established in independent, community Banking. Founded in January 1912, during an era when many community leaders across the nation formed Banks to meet the needs of neighborhood families and business owners, we opened our doors with just $18, 000 in assets.
(334) 291-3000 1920 miles Lender's profile and map Reviews Bridgeway Credit Union 1810 Opelika Road, Phenix City, AL, 36867 We work toward this by bridging generations, races & communities through education, counseling, hard work & fun. Our name & membership field has changed since that day but our passion has not. We love our community & we strive to see it in it’s best financial state. BRIDGEWAY CREDIT UNION is a company based out of 1810 Opelika Road, Phenix City, AL
(334) 298-0691 1920 miles Lender's profile and map Reviews Phenix-Girard Bank 801 13th St, Phenix City, AL, 36867 We are a community Bank whose mission is to provide superior service and innovation to our customers Phenix Girard Bank is a Bank with operations in one state. Phenix Girard Bank offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA and construction mortgages.
(419) 446-2501 1920 miles Lender's profile and map Reviews Farmers & Merchants State Bank OH 307 N Defiance St, Archbold, OH, 43502 Founded in 1897 in Archbold, Ohio, Farmers & Merchants State Bank has been a stable financial institution for our communities. F&M is committed to ensure that communuity banking continues to grow and prosper by providing quality customer service and supplying the financial needs to individuals, farmers, businesses and industries in our market.
(706) 576-2600 1920 miles Lender's profile and map Reviews Centennial Mortgage Company 6424 Bradley Park Drive, Suite 100, Columbus, GA, 31904 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(706) 324-7991 1920 miles Lender's profile and map Reviews FBMC MORTGAGE CORPORATION 5650 Whitesville Rd Suite 106, Columbus, GA, 31904 The FBMC Mortgage Corp is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
(706) 320-4512 1920 miles Lender's profile and map Reviews Envoy Mortgage, LTD 5820 Veterans Pkwy, Suite 309, Columbus, GA, 31904 Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.