In 2026, the USDA loan limit for Lake-Isabella, located in Kern county, CA, stands at $291,100. Meanwhile, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's prime USDA versus FHA rates and find out the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in pinpointing the best financial program for your situation in Alabama.
2026 loan limits and down payment requirements in Lake-Isabella, Kern county, CA
Loan Type
Loan Limit
Down Payment
USDA
$291,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan options in Lake-Isabella, CA
Lendersa® aims to promptly secure the best USDA or FHA loan for you without hassle. Choose one of three starting points to connect with lenders and USDA programs optimally.
A USDA home loan, secured by the government's Department of Agriculture, also referred to as the USDA rural development loan or mortgage, is strictly available in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, a USDA mortgage demands no down payment.
At First Community Bank, we define success as working together, because we know that when we do, we’re more effective getting things done for our customers. We also know that the best way to build a thriving community is to become invested in everyone’s success. We believe in the power of education and feel compelled to develop community education.
Crowell State Bank We are very pleased that you have chosen our bank to be Your bank! Crowell State Bank has been locally owned and operated since 1931 and we pride ourselves in being able to continue to offer community banking service to our local area. Come in and have a cup of coffee with us and let us know what your banking needs are and we wil
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