In 2025, the USDA loan limit for Lake-Isabella, located in Kern county, CA, stands at $291,100. Meanwhile, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's prime USDA versus FHA rates and find out the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in pinpointing the best financial program for your situation in Alabama.
2025 loan limits and down payment requirements in Lake-Isabella, Kern county, CA
Loan Type
Loan Limit
Down Payment
USDA
$291,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan options in Lake-Isabella, CA
Lendersa® aims to promptly secure the best USDA or FHA loan for you without hassle. Choose one of three starting points to connect with lenders and USDA programs optimally.
A USDA home loan, secured by the government's Department of Agriculture, also referred to as the USDA rural development loan or mortgage, is strictly available in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, a USDA mortgage demands no down payment.
579 Heritage Park Blvd, Suite 201, Layton, UT, 84041
At IntroLend™ our mission is to greatly simplify the application, pre-approval and shopping phase of the housing finance process. Core to our value and services is to ensure that every client receives a competitive bid from multiple local and top-ranked mortgage and personal finance professionals.
Helping clients achieve their dream of home ownership is one of the greatest rewards of being a Mortgage loan officer. With over 12 years of experience in the Mortgage Industry, Todd Heath take his passion for helping others to a reality. As a Mortgage Professional, Todd committed to providing transparency to my clients.
1544 North Woodland Park Drive, Suite 320, Layton, UT, 84041
We are an independent mortgage brokerage. We work for our clients, not any particuler lander. We match our clients' needs and qualifications with the best-fitting rates & products from our many national lending partners.We are a team of caring experts – ready to guide & support each client on their bold journey to a new home.
Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available.
At Wasatch Capital Mortgage we strive to make you a “client for life” and a part of our mortgage family. We want to be your first choice each and every time you need a home loan. We have a reputation of going above and beyond for every single client. Our goal is to earn the level of trust that will make you to feel confident.
Ashby Financial Group and Lewis Weaver with LW Real Estate have partnered up to provide our clients with an exceptional home buying experience! We provide all types of mortgage financing. We have Conventional, VA, FHA, USDA, Reverse Mortgage, 100% Purchase, non-conventional. We also provide retirement savings plans.
610 N. Kays Drive, Suite 106, Kaysville, UT, 84037
Coventry Mortgage is the right choice for Mortgages. We have built our business by satisfying our customers mortgage needs one loan at a time.We rarely advertise, our business is made up of referrals from happy customers and from creating relationships with borrowers that last a life time.
Summit Home Loans is a residential mortgage brokerage that strives to provide the very best home financing experience in the industry. Our two main priorities are service and price, which we believe go hand in hand rather than trading one for the other. By providing a competitive and fun working environment.
At Alta Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
