USDA VS FHA in Porterville, Tulare County, CA

In 2025, the USDA loan limit for Porterville, located in the county of Tulare, CA, is set at $342,100. Meanwhile, the FHA loan limit for a single-family home is $472,030.

To compare the current USDA and FHA best rates, utilize the Lendersa® USDA loan calculator. It helps you figure out income, credit, reserves, and the necessary documents for qualification. Our sophisticated mortgage calculator lets you contrast the USDA, FHA, Conforming, and VA programs simultaneously, assisting your decision-making process to find the most suitable loan option for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Porterville, Tulare, CA

Loan Type Loan Limit Down Payment
USDA $342,100 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Porterville, CA

The mission of Lendersa® is to swiftly and effortlessly secure the best possible USDA or FHA loan for you. You can begin with any of the three pathways that match you with suitable lenders and USDA loan offers.

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Understanding USDA Loans in CA

The USDA home loan, guaranteed by the government Department of Agriculture, is alternatively known as a USDA rural development loan or USDA mortgage and is specifically offered in rural areas. Unlike FHA loans that have a minimum down payment of 3.5%, USDA mortgage loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Community West Mortgage LLC
  • 9200 West Cross Drive, Suite 330, Littleton, CO, 80123
  • Community West Mortgage has formed strategic partnerships with leading mortgage investors to offer exclusive mortgage products. CWM still believes in the American Dream and wants to help you achieve your life and financial goals. and We are family run business and can collectively offer over 50 years of mortgage lending experience.
  • Mortgage Advisors LLC
  • 6338 South Wolff Court, Littleton, CO, 80123
  • Mortgage Advisors, LLC is a business entity registered with Colorado Department of State (CDOS). The business entity number is #20181351770. The business office address is located at 6338 South Wolff Court, Littleton, CO 80123. The business is formed on April 27, 2018. The entity type is limited liability company.
  • The Holst Mortgage Group
  • 8500 West Bowles Avenue, Suite 207, Littleton, CO, 80123
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Next Generation Home Loans
  • 6732 W Coal Mine Ave, Suite 411, Littleton, CO, 80123
  • Next Gen was founded in late 2016 and by design was to remain a small operation with the goal of only crafting loans for friends and family. That plan, however, was to be thwarted by the amount of people wanting to work with Jackie because of her expertise. Next Gen is also heavily committed to contributing to the community.
  • Colorado Professionals Mortgage
  • 8500 W. Bowles Ave, Suite 100A, Littleton, CO, 80123
  • At Colorado Professionals Mortgage we believe it is our privilege and duty to understand your unique situation and challenges, present all the available options to help meet your goals, and guide you through the complexities of today’s highly regulated mortgage market. We will be your advocate throughout the process.
  • View Mortgage, LLC
  • 555 Middle Creek Pkwy, Suite 500, Colorado Springs, CO, 80921
  • View Mortgage delivers a smarter, faster, and all-around better home financing experience through fine-tuned processes and expert support. As the preferred lender for View Homes, helping our clients reach their home ownership goals is our number one priority and Licensed in Texas, Colorado, Florida, South Dakota, and New Mexico.
  • Bear Creek Mortgage Corp
  • 13570 Northgate Estates, Suite 200, Colorado Springs, CO, 80921
  • Bear Creek Mortgage Corp. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • A&A Mortgage Life and Investments
  • 1301 Hazeline Lake Drive, Colorado Springs, CO, 80921
  • We have over 22 years of experience originating mortgages in Colorado. We fund Conventional, VA, FHA, Jumbo and USDA loans. Here at A&A Mortgage we strive for the best customer service and fast closings. This is why we partner with the best lenders in America. Give us a call, you will see the difference.
  • Ultimate Mortgage LLC
  • 12675 Woodruff Drive, Colorado Springs, CO, 80921
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.