USDA Vs. FHA Pro and Con comparison in Porterville, Tulare County, CA
In 2025, the USDA loan limit for Porterville, located in the county of Tulare, CA, is set at $342,100. Meanwhile, the FHA loan limit for a single-family home is $472,030.
To compare the current USDA and FHA best rates, utilize the Lendersa® USDA loan calculator. It helps you figure out income, credit, reserves, and the necessary documents for qualification. Our sophisticated mortgage calculator lets you contrast the USDA, FHA, Conforming, and VA programs simultaneously, assisting your decision-making process to find the most suitable loan option for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Porterville, Tulare, CA
Loan Type
Loan Limit
Down Payment
USDA
$342,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Porterville, CA
The mission of Lendersa® is to swiftly and effortlessly secure the best possible USDA or FHA loan for you. You can begin with any of the three pathways that match you with suitable lenders and USDA loan offers.
The USDA home loan, guaranteed by the government Department of Agriculture, is alternatively known as a USDA rural development loan or USDA mortgage and is specifically offered in rural areas. Unlike FHA loans that have a minimum down payment of 3.5%, USDA mortgage loans require no down payment whatsoever.
Rosedale Federal has deep roots in the Baltimore area and we’re proud to be part of the communities we serve. Our purpose remains the same: to help our neighbors with everyday finances and affordable home loans. The bank is still a mutual association, owned by its depositors, not a group of investors and shareholders.
Massimo Credit a Direct Lender. Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, We offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable loan officers will review each home buyer’s personal financial position.
2191 Defense Highway, Suite 300, Crofton, MD, 21114
Washingtonian Mortgage LLC will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify
At My Mortgage, Inc., you will find an experienced team of professionals dedicated to making your mortgage transaction a remarkable experience. We pride ourselves in our fairness and honesty and we truly care about every loan transaction and each client we serve. We believe in helping everyone fulfill their goals.
The Syracuse Fire Department Credit Union was chartered on March 24, 1950. Since that day, we have proudly served professional firefighters in Syracuse and surrounding communities. Today, our membership primarily consists of profesional firefighters, police officers, emergency responders and other small businesses from around Central New York.
Empower Federal Credit Union is a full-service financial institution that provides savings, loan, and transaction services to members in Central New York, and in eight counties in New York State. Main offices are located in Syracuse NY. As a credit union, Empower is a financial cooperative and is not-for-profit. For information go to www.empowerfcu
Harbor Bank of Maryland opened its doors in September of 1982 with $2.1 million in assets. As of December 31, 2015, Harbor Bank's assets were $288 million. The bank conducts general banking business in seven branch locations and primarily serves the Baltimore, Maryland Metropolitan area. The Bank also has a branch in Riverdale,
Provider was founded in the aftermath of the financial meltdown on the premise that every individual deserves to be treated fairly regardless of their financial knowledge or negotiating ability. Provider believes that the purchase or refinancing of a home requires careful evaluation of each client’s individual financial circumstances.
20 South Charles Street, Suite 1000, Baltimore, MD, 21201
AGM Financial Services, Inc. is a leading FHA Lender providing financing for both Market Rate and Affordable housing communities. AGM arranges federally insured mortgages for apartment projects under FHA’s MAP (Multifamily Accelerated Processing) program. AGM is also an approved Lender for FHA’s Low Income Housing Tax Credit Pilot Program
