In 2025, the USDA loan limit for Porterville, located in the county of Tulare, CA, is set at $342,100. Meanwhile, the FHA loan limit for a single-family home is $472,030.
To compare the current USDA and FHA best rates, utilize the Lendersa® USDA loan calculator. It helps you figure out income, credit, reserves, and the necessary documents for qualification. Our sophisticated mortgage calculator lets you contrast the USDA, FHA, Conforming, and VA programs simultaneously, assisting your decision-making process to find the most suitable loan option for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Porterville, Tulare, CA
Loan Type
Loan Limit
Down Payment
USDA
$342,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Porterville, CA
The mission of Lendersa® is to swiftly and effortlessly secure the best possible USDA or FHA loan for you. You can begin with any of the three pathways that match you with suitable lenders and USDA loan offers.
The USDA home loan, guaranteed by the government Department of Agriculture, is alternatively known as a USDA rural development loan or USDA mortgage and is specifically offered in rural areas. Unlike FHA loans that have a minimum down payment of 3.5%, USDA mortgage loans require no down payment whatsoever.
EPIC Impact Investors Hard Money Lender for Chicago properties and we develop people of color to become capital investors to passively invest in real estate and build wealth.Hard Money Lender for Chicago properties and we develop people of color to become capital investors to passively invest in real estate and build wealt
Urban Housing Mortgage is a full service Correspondent Lending Firm offering residential loan products and services. We are currently licensed in the states of Louisiana and Mississippi, with plans in place for further expansion. Since our inception, Urban Housing Mortgage has consistently met the needs of the community with new ideas.
NOLA Hard Money is led by a group of investors with deep roots in the New Orleans real estate market and active in it for more than 30 years.We have an eye for value and build long-term relationships with our clients. We strongly believe that the best marketing comes from current customers.
We are a Global Investment firm registered in the United Kingdom. We offer Debt Funding for a safe moderate and sustainable return of interest/profit.
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The Anderson Financial Group, Inc., an Illinois Corporation, was founded in 1998 by Mike Anderson. We are headquartered in Chicago, Illinois, with branch offices located in Illinois, Michigan and Arizona.We are licensed to assist homeowners with residential mortgage loans in the following states: Arizona, California, Colorado and more
Our primary mission is to provide a safe, secure place for local depositors to invest their savings and to reinvest their deposits primarily in home mortgage loans which enable our borrowers to buy, build, and repair homes in our local community. Established in 1926, Fifth District is a federal mutual savings association.
Iroquois Farmers State Bank (IFSB) opened in 1919 with capital and surplus of $25,000 and assets of $400,000. The bank was formed by local residents of Donovan, Iroquois, Sheldon, and Watseka, Illinois. IFSB was established to fulfill the needs of the local communities, a tradition that continues today.During the Great Depression.
