USDA VS FHA in Lake-San-Marcos, San Diego County, CA
For the year 2025, if you're looking at a USDA loan in Lake-San-Marcos, found in the county of San Diego, CA, know that the loan limit is $615,000. In comparison, the FHA limit for an individual family home stands at $753,250.
With Lendersa® USDA loan calculator, you have the ability to compare the top rates for USDA and FHA loans available today. Additionally, you can analyze the income, credit, reserves, and documentation required to qualify. Our state-of-the-art mortgage calculator shows USDA, FHA, Conforming, and VA choices side by side, helping you to select the program in Alabama that best suits your financial needs.
Insight into 2025 loan limits and down payment needs in Lake-San-Marcos, county of San Diego, CA
Loan Type
Loan Limit
Down Payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
Exploring USDA and FHA loan options in Lake-San-Marcos, CA
Lendersa® is committed to facilitating a seamless process in obtaining your ideal USDA loan or FHA loan. Choose one of the three ways to match lenders that offer USDA loans.
The USDA home loan is backed by the government, specifically the Department of Agriculture, and may be recognized as a USDA rural development loan or USDA mortgage. It's accessible solely in rural regions. A significant advantage of USDA mortgages is that unlike FHA loans, which demand at least a 3.5% down payment, no down payment is required.
3400 El Camino Real, Suite 6, Santa Clara, CA, 95051
URI Financial have been provided Real Estate & Mortgage Lending services in Bay area since 1988. URI Financial, Inc. understands the importance of low interest rates when looking for financing. So we provide competitive wholesale interest rates that are generally lower than those you obtain at local retail lenders.
4675 Stevens Creek Boulevard, Suite 240, Santa Clara, CA, 95051
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
4675 Stevens Creek Blvd suite 235, Santa Clara, CA, 95051
Stonecrest Financial have underwriting committee meetings every evening and will be able to give you a quick answer on your loan request. We underwrite to combined loan-to-value, story, and exit strategy. We are the direct decision-maker for our funds, and we can close in as quickly as one week.
4701 Patrick Henry Drive, Building 16, Suite 100, Santa Clara, CA, 95054
ERATE® is a nationwide publisher of financial and interest rate information specifically targeted for use by the consumer.
ERATE began as a prime-only mortgage brokerage and transitioned into a consumer resource site with the primary goal of helping consumers educate and protect themselves.
Our goal is to help all our clients obtain the best purchase or refinance rates that are currently available, and to provide honest, prompt, and courteous service. Our experienced team of loan officers are here to answer your questions at any time: call us. Prima Loan Service can help you find the home loan that’s right for you and your budget.
3965 Freedom Circle, Suite 750, Santa Clara, CA, 95054
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
2350 Mission College Boulevard, Suite 242, Santa Clara, CA, 95054
We have been serving and earning an exceptional reputation since 1995. We specialize in 3 main aspects: Residential/Investment Property Trading, Real Estate Loans, and Real Estate Agent Training. Goodview is also expert at trading and managing residential/commercial properties in the Bay Area.
VVR Loans, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
