USDA Vs. FHA Pro and Con comparison in Lake-San-Marcos, San Diego County, CA
In 2025, USDA loan limit in Lake-San-Marcos, county of San Diego, CA is $615,000 while FHA limit is $753,250 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Lake-San-Marcos, county of San Diego, CA
Loan Type
Loan Limit
Down payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
USDA and FHA loan options in Lake-San-Marcos, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
We are extremely proud to have had the opportunity to serve our market since 1902. Our team of professionals continues a long-standing commitment to superior customer service. We remain dedicated to providing the most up to date technology, while not wavering from our values of being a strong and healthy community bank.
Horatio State Bank has been family owned and operated since 1905, putting us in the unique position of living and working alongside you. As a full service bank, we at HSB would love for you to join our family and let us help you meet your financial needs. At Horatio State Bank in Arkansas, they have supplied customers with various options.
Bryant State Bank is a locally owned community bank that has built its history by forming lasting relationships with the community, our customers and our neighbors. We have maintained our founders’ original vision of serving the community with consumer friendly products and helping customers succeed financially.
Primebank has been an integral part of the growth and development of the communities it serves. In 1891, the bank was founded with the name German State Bank. Security Bank, founded in 1889, was sold to German State Bank that same year. While still the same banking institution, our bank has changed its name several times.
Chocolate Bayou Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services like loans, checking and savings accounts, and more. Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services.
Brazos Community Credit Union has been open since 1970. The credit union has assets totaling $26.33 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Texas Advantage Community Bank, National Association
1701 Fairway Plaza, Suite 18, Alvin, TX, 77511
We are a true community bank. The bank is staffed with well known and experienced local talent. We make decisions locally and deliver our products and services faster and more efficiently than the big banks can. Texas Advantage is about the strength of its people. Our SBA loan specialists are ready to help you
All services at First National Bank of Alvin have been restored. We apologize for any inconvenience that the outage has caused and appreciate your business. First National Bank of Alvin has earned a 5 Star rating for financial stability from Bauer Financial. First National Bank of Alvin is now offering Credit MasterCards to approved customers.
