USDA Vs. FHA Pro and Con comparison in Vista, San Diego County, CA
In the year 2025, the USDA loan limit in Vista, part of San Diego county, CA, is established at $703,800, while the FHA limit for a single-family house is $977,500.
Make use of the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates available today. By using this advanced mortgage calculator, you can determine the essential income, credit, reserves, and documentation necessary for qualification. It readily allows a side-by-side comparison of USDA, FHA, Conforming, and VA loan options to help in choosing the best-fitting program for your financial scenario in .
2025 Loan Limits and Downpayment Requirements in Vista, San Diego, CA
Loan Type
Limit
Down Payment
USDA
$703,800
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Available USDA and FHA Loan Options in Vista, CA
The primary aim of Lendersa® is to swiftly connect you with the best USDA or FHA loans available, avoiding unnecessary complexity. Choose one of three starting approaches that align with lenders and USDA loan offerings.
A USDA home loan, backed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively accessible in rural locales. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages necessitate no down payment whatsoever.
555 Middle Creek Pkwy, Suite 500, Colorado Springs, CO, 80921
View Mortgage delivers a smarter, faster, and all-around better home financing experience through fine-tuned processes and expert support. As the preferred lender for View Homes, helping our clients reach their home ownership goals is our number one priority and Licensed in Texas, Colorado, Florida, South Dakota, and New Mexico.
13570 Northgate Estates, Suite 200, Colorado Springs, CO, 80921
Bear Creek Mortgage Corp. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
1301 Hazeline Lake Drive, Colorado Springs, CO, 80921
We have over 22 years of experience originating mortgages in Colorado. We fund Conventional, VA, FHA, Jumbo and USDA loans. Here at A&A Mortgage we strive for the best customer service and fast closings. This is why we partner with the best lenders in America. Give us a call, you will see the difference.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
15455 Gleneagle Drive, Suite 230, Colorado Springs, CO, 80921
"We are a local based company here in Colorado Springs and work face to face with each one of our clients.
We specialize in Home Purchases and Refinances with Government backed loan such as FHA, VA, Fannie Mae and Freddie Mac.
Let us do the shopping for you, as we have over 10 different Nationwide"
Pikes Peak Credit Union was Established in 1932. In 2012, we celebrate our 80th Anniversary. We are the oldest credit union in Colorado Springs & the 4th oldest in CO. Our Members are also owners of Pikes peak Credit Union & since credit unions are "not-for-profit", member-owned financial cooperatives, all profits are returned to our membership.
685 Citadel Dr E, Suite 290-9, Colorado Springs, CO, 80909
LCMLoans was created to be the low cost provider of mortgage loans. The owner is a Vet who has a degree in finance and has years of experience in all facets of Real Estate including mortgage lending.
SAVE Thousands! Low Interest Rates and NO Lender Fees. You would be hard pressed to find a better deal on a home loan
2020 N. Academy Blvd, Suite 282, Colorado Springs, CO, 80909
We are committed to delivering you the very best mortgage experience. Our team of loan officers has extensive experience in VA, Conventional, and FHA home loans. we are proud to be approachable, proficient, and be able to provide an extraordinary level of service. Our customers are the most important part of our business.
Access Financial Group, LLC funds hard money loans on real estate located in the State of Colorado. Our company offers purchase and refinance loans to both owner occupied and investment borrowers, when other lenders say no. We can fund 1st and 2nd real estate loans on single-family homes, commercial properties, and vacant land
