USDA Vs. FHA Pro and Con comparison in Vista, San Diego County, CA
In the year 2025, the USDA loan limit in Vista, part of San Diego county, CA, is established at $703,800, while the FHA limit for a single-family house is $977,500.
Make use of the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates available today. By using this advanced mortgage calculator, you can determine the essential income, credit, reserves, and documentation necessary for qualification. It readily allows a side-by-side comparison of USDA, FHA, Conforming, and VA loan options to help in choosing the best-fitting program for your financial scenario in .
2025 Loan Limits and Downpayment Requirements in Vista, San Diego, CA
Loan Type
Limit
Down Payment
USDA
$703,800
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Available USDA and FHA Loan Options in Vista, CA
The primary aim of Lendersa® is to swiftly connect you with the best USDA or FHA loans available, avoiding unnecessary complexity. Choose one of three starting approaches that align with lenders and USDA loan offerings.
A USDA home loan, backed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively accessible in rural locales. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages necessitate no down payment whatsoever.
Horicon Bank was founded in 1896 by Daniel C. Van Brunt, the inventor of the grain drill. His manufacturing company was sold in 1911 to Deere & Company, which continues to operate the factory as John Deere Horicon Works, producing consumer products including lawn tractors. Our home office building in Horicon was constructed in 1915.
KRISTINE B. SCHROEDER started this company to provide mortgage loan customer’s with a fast, convenient and hassle-free loan process. Buying or Refinancing your dream home can be an exciting time for you. We are here to help guide you through the process using our knowledge and expertise to find the right solution to your personal mortgage needs.
1833 Executive Drive, Suite 105, Oconomowoc, WI, 53066
LOANS 4 HOMES is committed to providing our clients with the highest quality financial services combined with low, competitive rates. At LOANS 4 HOMES, our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
Bank Five Nine is a full-service, independent, community bank that has served southeast Wisconsin since 1859.We enjoy long, quiet walks on the beach, puppies and romantic dinners. Nah, we're too old for all that, but we're still pretty cool, and we do actually love puppies. As a community bank, we make it a priority to give back to the customers.
First Wisconsin Financial, Inc., I take a dynamic approach to home financing by shopping all of the major mortgage lenders and securing the most competitive rate for my clients and also This firm offers mortgages including purchases, refinancing, home equity loans and debt consolidation
At MSB we educate and empower our clients so they can go fearlessly forward in their unique financial journey. Our team is committed to understanding your financial needs and objectives so we can craft solutions to meet your transacting, borrowing, and investing needs in a secure, transparent, and cost-effective manner.
Don Elbert a mortgage banker offering all mortgage products including FHA, VA, Conventional and Jumbo. Serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state for the past 18 years. Don also a trusted mortgage advisor to many CPA’s and Financial planners in the area.
Gibbs Aluminum Federal Credit Union has been open since 1967. Located at 3093 Ohio Drive in Henderson Kentucky, GAFCU provides banking to more than 1,000 members. Membership is current open to all Gibbs Die Casting team members and to immediate family of current members. The Gibbs Aluminum Federal Credit Union is a federally-chartered employee.
At Field & Main Bank®, we believe that banking should be built on more than transactions. It should start with relationships. We have a heart for service and an appreciation for innovative experiences. We’re changing lives and strengthening communities by approaching relationships with care, honoring our values.
