USDA VS FHA in Rancho-Mirage, Riverside County, CA
In 2025, the USDA loan limit for Rancho-Mirage in Riverside, CA is $381,800, while the FHA limit for a single-family home is $477,250.
Make use of the Lendersa® USDA loan calculator to contrast the best current USDA and FHA rates. It can help you determine the necessary income, credit, reserves, and documents for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side-by-side to check which program fits your financial requirements in .
2025 Loan Limits and Down Payment Requirements in Rancho-Mirage, Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Rancho-Mirage, CA
The objective of Lendersa® is to swiftly secure you the optimal USDA or FHA loan with minimal hassle. Choose one of three options to connect with matching lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and often referred to as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
Better Home Financial, Inc. is a full service mortgage lender that was founded by Wally Nikowitz in San Dimas, California in 1988. Building upon a decade of career success with a national CPA firm, Founder/CPA Wally merged his extensive experience in finance, accounting, tax and business with his passion for helping family, friends.
Mortgage Heroes has been helping Active Military and Veterans for more than 15+ years. We help all military families get the answers they are looking for when it comes to housing. Whether its questions about using your VA or new listings in SD, Mortgage Heroes are here to support just as each military member has supported this country
2220 Otay Lakes Road, Suite 502-708, Chula Vista, CA, 91914
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
Cornerstone Commercial Mortgage specializes in commercial real estate finance. We act as mortgage consultants, not simply mortgage brokers, focusing on providing the appropriate financing solutions for each deal and each client. We manage every detail of the loan process from start to finish in a way that's effortless
823 Anchorage Place, Suite 9, Chula Vista, CA, 91914
YourMortgageBlog.com is owned and operated by Marshall-Ryckes, Inc. DBA Sidwell Mortgage Company and Sidwell Funding Group, a San Diego based California Mortgage Brokerage. For decades a 20% down payment was the prevailing standard in the U.S. mortgage industry. The 20% down payment served a twofold purpose.
We were founded with the basic principle that people should be treated right. Not sold to, but given honest and upfront information and advice so that you can make an informed decision on your home financing. We don’t have any fancy taglines or jingles.No famous celebrities or talk show hosts expounding on how great we are.
Welcome to SouthWest Equity Mortgage, where Customer Satisfaction is our Top Priority! The SouthWest Equity Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home.
We are a full service mortgage brokerage firm with an exceptional staff offering expertise in all types of financing. Our team consists of loan officers that have worked for the largest mortgage lenders in the nation with over 45 years combined mortgage lending experience.We always find ways to get you approved and financed.
