USDA VS FHA in Rancho-Mirage, Riverside County, CA
In 2025, the USDA loan limit for Rancho-Mirage in Riverside, CA is $381,800, while the FHA limit for a single-family home is $477,250.
Make use of the Lendersa® USDA loan calculator to contrast the best current USDA and FHA rates. It can help you determine the necessary income, credit, reserves, and documents for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side-by-side to check which program fits your financial requirements in .
2025 Loan Limits and Down Payment Requirements in Rancho-Mirage, Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Rancho-Mirage, CA
The objective of Lendersa® is to swiftly secure you the optimal USDA or FHA loan with minimal hassle. Choose one of three options to connect with matching lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and often referred to as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
LHOME combats historic redlining and institutional racism by providing access to low-interest loans and financial coaching services. These services are greatly needed, primarily by African American low-income residents of West Louisville who want to grow their small businesses, increase their credit scores,
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TLCU Financial has grown into a modern credit union that focuses on meeting our members’ needs. Now, all residents in LaGrange, Marshall, Elkhart and St. Joseph County can join TLCU Financial, or anyone with a family member with an existing TLCU account. Employees from our Select Employee Groups can also become members.
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Purchasing or refinancing a house can be a big undertaking. We treat you with the respect due an esteemed customer and give you the individual service you deserve. We realize the big commitment you are making in purchasing a house, refinancing a mortgage, or cashing out your home equity.
Founded in 1924, by United States Post Office Employees in Louisville KY, the Louisville Federal Credit Union is the oldest Credit Union in the state of Kentucky. The Credit Union still exists for one reason, to serve the financial needs of its members. The Credit Union’s founding fathers recognized that a cooperative financial institution.
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