USDA VS FHA in Rancho-Mirage, Riverside County, CA
In 2026, the USDA loan limit for Rancho-Mirage in Riverside, CA is $381,800, while the FHA limit for a single-family home is $477,250.
Make use of the Lendersa® USDA loan calculator to contrast the best current USDA and FHA rates. It can help you determine the necessary income, credit, reserves, and documents for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side-by-side to check which program fits your financial requirements in .
2026 Loan Limits and Down Payment Requirements in Rancho-Mirage, Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Rancho-Mirage, CA
The objective of Lendersa® is to swiftly secure you the optimal USDA or FHA loan with minimal hassle. Choose one of three options to connect with matching lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and often referred to as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
4353 Park Terrace Drive, Suite 100, Westlake Village, CA, 91361
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage team will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Conrad Kantor CK Financial One of the most important factors in making a sound investment decision today is working with an expert who has the knowledge to help you find the loan product with competitive term and minimizes risk. Rather than being affiliated with one bank, we can present your loan to a broad group of capital resources.
3027 Townsgate Rd, Suite 110, Westlake Village, CA, 91361
Our goal is to create a “Client for Life.” We pride ourselves in offering astute financial advice and the highest level of customer service. We make the process of purchasing or refinancing your loan as simple and worry-free as possible. First Rate Financial is a leading lender located in Westlake Village, CA, in the heart of the Conejo Valley.
4353 Park Terrace Dr, Suite 100, Westlake Village, CA, 91361
Jeff Baum, with Customer Service Mortgage Corp (CSMC), treats you with the respect due an esteemed customer, and provides each customer the personal attention they deserve.
After 20 Years in the Mortgage Lending industry Jeff has seen just about everything. With his years of experience.
2945 Townsgate Rd, Suite 300, Westlake Village, CA, 91361
Nicki & Karen, a leading real estate team with Compass Real Estate, serve clients in the Los Angeles & Ventura areas of Southern California. Nicki LaPorta, estate agent at Compass Real Estate in Calabasas, represents buyer and sellers alongside partner Karen Crystal. She has particular expertise in new construction and high-end luxury real estate.
2629 Townsgate Road, Suite 100, Westlake Village, CA, 91361
We specialize in Fast Funding transactions. Contact us for more information. Westlake Mortgage Group in Westlake Village, California As a Full Service Mortgage Broker we offer all types of Loan Financing option. Some of which include, conventional, FHA & VA. Contact one of our Professionals for more information
30721 Russell Ranch Rd, Westlake Village, CA, 91361
Strategic Home Loans Our ultimate goal is to have each and every client of Strategic Home Loans become our loudest and only advertisement. This means that you strongly advise all of your friends and relatives to trust us in handling their financial needs with confidence, knowing that you are doing them a favor by referring them to us.
2239 Townsgate Road, Suite 205, Westlake Village, CA, 91361
Elite Financial has been providing mortgage lending services to individual homebuyers, real estate professionals and home builders throughout California. We maintain a high reputation for integrity and strive to go above and beyond for each client. Elite Financial offers a wide variety of loan options with the most competitive rates.
