USDA VS FHA in Rancho-Mirage, Riverside County, CA
In 2025, USDA loan limit in Rancho-Mirage, county of Riverside, CA is $381,800 while FHA limit is $477,250 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Rancho-Mirage, county of Riverside, CA
Loan Type
Loan Limit
Down payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Rancho-Mirage, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Old Town Mortgage is excited to announce we are now offering Reverse Mortgages. Call Denny Black today for a free, no-obligation, in-home consultation.
Specialties in Refinancing and mortgages for home or investment property purchases. Happy to check out your current home loan to see if refinancing makes sense
NestMade Mortgage is a residential mortgage broker in CA and CO with over 15 years of experience that specializes in helping clients find the right mortgage for their home. We offer flexible mortgage options to meet the needs of clients and we work with borrowers on a one-to-one basis to ensure an excellent customer experience.
Our company provides complete commercial property management and consulting services for all sizes of property owners – from the individual to the institutional. Appreciating that property owner’s needs differ, our first and most important task is listening to and understanding our client’s needs and objectives.
At The Harriman Realty Group Inc., we take pride in our expertise and commitment at helping you buy or sell your home. We know how important it is for our clients to understand each step of the buying and selling process, and we are devoted to helping them feel confident from start to finish.
The TransGlobal Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
10073 Valley View St, Suite 409, Cypress, CA, 90630
Kinetic Mortgage full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
Pride of Ownership Inc Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you
Full Spectrum lending, Fannie Freddie, VA, FHA, Non-QM, Reverse, Fix and Flip, Private Equity.
Quick Approval and Funding: Time is of the essence in the fix-and-flip business. Our streamlined application process and quick turnaround times mean you can secure funding and get started on your project without delay.
