For the year 2026, the USDA loan limit in Indian-Wells, located in the county of Riverside, CA, is set at $381,800. On the other hand, the FHA loan limit for a single-family home is $477,250.
The Lendersa® USDA loan calculator is your tool to evaluate today’s top USDA versus FHA rates, helping determine the income, credit status, reserves, and documentation needed for qualification. Our state-of-the-art mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in choosing the most suitable program for your financial situation in Alabama.
Compare offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $381,800 | 0% |
| FHA | $477,250 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is committed to getting you the best possible USDA or FHA loan quickly and efficiently. Choose from three initial paths to match with lenders and USDA loan programs.
A USDA home loan, often referred to as a rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture, available in rural areas exclusively. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans necessitate no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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