USDA and FHA Pro and Con in Vandenberg-AFB, Santa Barbara County, CA
For the year 2025, the maximum USDA loan amount in Vandenberg-AFB, within the boundaries of Santa Barbara, CA, is set at $528,000. Meanwhile, the FHA limit applicable to a single-family home is $660,100.
Take advantage of the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA loans, and identify the needed income, credit standing, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, ensuring you can choose the most suitable program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Vandenberg-AFB, Santa Barbara, CA
Loan Type
Loan Limit
Down Payment
USDA
$528,000
0%
FHA
$660,100
3.5%
Conventional Conforming
$660,100
3%
Overview of USDA and FHA Loan Opportunities in Vandenberg-AFB, CA
The principal aim at Lendersa® is to promptly and easily connect you with the most favorable USDA or FHA loans. You have three starting points to match you with lenders and USDA loan options.
A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, which is accessible only in rural regions. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require none.
1 South Ocean Blvd, Suite 200, Boca Raton, FL, 33432
With 35+ years of excperience in the mortgage industry, You can rely on us to help you find the loan program that's best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At The Newfinity Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. We have relationships with many lenders.
Insource Funding is a nationwide Hard Money lender that was established in 2001 to provide time-sensitive short term Hard Money loans to real estate investors for the purchase, refinance or cash-out of non-owner occupied residential, multi-family, mixed-use, office, retail, warehouse and small balance commercial properties.
Mortgage Makers USA, Inc. is a full service mortgage brokerage business licensed in the State of Florida since 1998. For the past nineteen years, Mortgage Makers USA, Inc. has been servicing our customers with integrity, honesty and competence. We offer a comprehensive line of mortgage products including conforming and non-conforming home loans.
Since 1995, Choice Mortgage has been providing the best real estate financing programs available. As a licensed lender, we offer a wide variety of services and programs that satisfy the unique needs of each of our clients. We service FL, CA, CO, NH & NC. Our primary goal is to retain your business.
601 S Federal Hwy Suite 201, Boca Raton, FL, 33432
Loan Genius main office is located in Boca Raton, but we serve all of South Florida, including: Palm Beach County, Broward County, Miami-Dade County, and beyond. If you're looking for mortgage anywhere in Florida, we can help you find the perfect fit. We are experts in all aspects of mortgage lending.
1700 South Dixie Highway Suite 106, Boca Raton, FL, 33432
We have cultivated strong relationships with Hedge Funds, Pension Funds, Life Insurance Companies, Private Lenders, Regional and National Banks, International Institutions and Wall Street Bankers to provide our borrowers a wide array of programs to meet their financial needs worldwide.
Our values include client focus, strong execution, and continuous improvement for your real estate needs. Say goodbye to shopping around endlessly for a suitable lender. We've managed over $1 billion in real estate loans, and the number continues to grow!
Our sole intent is to improve your real estate business, whether it’s by lowering costs, cr
