In 2025, the USDA loan limit in Buellton, part of Santa Barbara county, CA is $626,500. For a single-family home, the FHA loan limit is $805,000.
Utilize the Lendersa® USDA loan calculator to contrast the best current USA versus FHA rates. Determine the income, credit, reserves, and essential documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA side by side, assisting your selection of the suitable program in for your financial needs.
2025 Loan Limits and Down Payment in Buellton, Santa Barbara, CA
Loan Type
Loan Limit
Down Payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conforming
$805,000
3%
Exploring USDA and FHA Loan Options in Buellton, CA
At Lendersa®, we strive to quickly connect you to the most suitable USDA or FHA loan, hassle-free. Choose from three options to find compatible lenders and USDA loan programs.
The USDA home loan, supported by the government's Department of Agriculture, is also called a USDA rural development loan or USDA mortgage. It's designated for rural locales. While FHA loans necessitate at least a 3.5% down payment, USDA loans offer zero down payment, increasing accessibility.
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Ray Federal Credit Union has a proud heritage of serving miners and mining contractors of Ray, Arizona in the greater Copper Basin and neighboring communities. The mining towns of Ray, Sonora, and Barcelona have all since been closed and the area mined for copper. In 1965 the credit union built a building in Kearny, AZ.
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