In 2025, the USDA loan limit in Buellton, part of Santa Barbara county, CA is $626,500. For a single-family home, the FHA loan limit is $805,000.
Utilize the Lendersa® USDA loan calculator to contrast the best current USA versus FHA rates. Determine the income, credit, reserves, and essential documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA side by side, assisting your selection of the suitable program in for your financial needs.
2025 Loan Limits and Down Payment in Buellton, Santa Barbara, CA
Loan Type
Loan Limit
Down Payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conforming
$805,000
3%
Exploring USDA and FHA Loan Options in Buellton, CA
At Lendersa®, we strive to quickly connect you to the most suitable USDA or FHA loan, hassle-free. Choose from three options to find compatible lenders and USDA loan programs.
The USDA home loan, supported by the government's Department of Agriculture, is also called a USDA rural development loan or USDA mortgage. It's designated for rural locales. While FHA loans necessitate at least a 3.5% down payment, USDA loans offer zero down payment, increasing accessibility.
Jersey Mortgage is a pioneer in the residential mortgage industry, with roots going back to 1930. We're committed to making your home buying experience as easy and affordable as possible. This commitment also extends to our employees, each of whom has an average tenure of over 8 years with the company. Our level of dedication to our customers is
M&C Credit Union is owned by its members via shares/savings accounts. We are a corporate-sponsored, federal credit union. M&C Credit Union was established in 1967 serving the Minerals & Chemicals Corporation, then Engelhard Corporation & now BASF Corporation. We are located in Room 227A on the second floor of the BASF Research Center in Iselin, NJ.
Money Avenue offers highly personalized service and will help you cut through the red tape in the financing arena that is so often involved in securing loans from banks and other lending institutions.
Having a Money Avenue Finance Consultant on your team of professionals is a game winning step in obtaining optimal mortgage, business
REMN Wholesale is a proud 2021 GOLD SPONSOR of AIME (Association of Independent Mortgage Experts), for the 2nd consecutive year. This exemplifies our never-ending, decades long, commitment of supporting the national mortgage broker community. REMN Wholesale a trusted, highly-dependable, efficient, national wholesale lender.
100 Wood Avenue South, Suite 123, Iselin, NJ, 08830
American Royal full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending. We have access to a wide range of wholesale lenders and all of our lending specialists are dedicated to finding the right loan.
At Casabella Financial Services, LLC. We are a full-service mortgage company based in Central New Jersey. We specialize in Home Purchase Loans and Refinance in New Jersey. Whether you are buying a home or refinancing in New Jersey, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
We are a homegrown family business, with over 40 years of combined mortgage financing experience. Over the years, the majority of our business has come from referrals from our clients as well as professional Realtors in the area. As a result of our conservative loans, we are ranked in the Top Tier 1 Lending Status with lenders.
Atlantic Federal Credit Union was founded in 1935 by a group of AT&T Western Electric employees in Kearny, New Jersey. They were dedicated to building a not-for-profit financial cooperative to meet their savings and borrowing needs — an especially formidable task in that depression era.
Amboy Bank is a community bank offering banking services for individuals and businesses in New Jersey for over 130 years. Amboy's branch offices provide checking, savings, mortgages, home equity and business loans among many other high quality services. Amboy continues to be recognized as the Best Bank in Central New Jersey more than 20 years.
Established in 1990 New Jersey Home Funding Group llc is one of New Jersey's longest standing independent mortgage lender. For 27 years and billions of dollars of residential mortgages originated over that time there has never been 1 single consumer complaint upheld by any regulatory agency. A record we are proud of!
